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The Absolute Worst Company On Earth!
Posted by Donnawall on 02/19/2009
KINGWOOD, TEXAS -- Listen to me! Do not sign up with this company. Today, only a short example of what we've been through with these people, I called to get the name of an Orthopedist.

I looked in their book and called the Dr. listed there. This was their reply: "we are not affiliated with them"

Me: "you're in their book"

Them: "we don't know how we got in their book"

So that prompted me to call Secure Horizons. First Representative gave me 3 names...all Doctors about 45 minutes away. I called: "we're not affiliated with Secure Horizons"

Then I called again speaking to another representative: 3 more Dr's names....same response from the Doctors. "we're not affiliated with them!"

I called Secure Horizons again: 3 more Dr's. names: Same response from the Doctors: "we are not affiliated with them! We do not know how our name got in their book!"

Now you tell me...what would you do if you had called 9 Doctors and were told the same thing I was told? No one will take Secure Horizons!!

This is a travesty. To treat seniors like this is way beyond the bounds of decency. What is the matter with these people?

AARP has got to know that this company they rave about is no good. Or, do they? I think they need to know if they don't.

DO NOT FALL FOR THIS. It's too late for us, we're locked in for a year. I have to go around with displaced thumb because I can't find a Dr. who accepts Secure Horizons even though the Doctor's name is in the SH book.
     
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Posted by Anonymous on 2009-02-19:
This happens all the time. The reps for these outfits call or stop by the doc's office. The doc listens patiently (hopefully) to their shpiel. The doc says he/she is 'interested' but does not sign a contract to be a participating provider. The company lists the doc in the book anyway. The company 'hopes' the doc will start getting calls from plan beneficiaries and will start thinking 'Hmmm...joining this may be a good thing." and sign up as a participating provider. BEST advice is to ask for a list of providers BEFORE signing up for a plan, call the providers on that list and verify that the docs answering the phone really do participate. Good luck!
Posted by Starlord on 2009-02-20:
My problem with Secure Horizons AARP was slightly different. They kept sending me to doctors who were not taking on any new patients. They would send me an ID card with that doctor's name on it, and if you are familiar with how they work, if you see another doctor, even in the same office, they will refuse to pay their portion of the bill. I said I didn't think it was right to assign someone to a doctor, and was told they didn't assign patients to doctors. They sent me to three different doctors before sending me their directory of providers for this area. Now I have three ID cards, all slightly different, so I will have to take all three to the doctor's office to find out which one, if any,is the correct one.
Posted by oanione on 2009-03-30:
My husband and I have both needed home health care for months and no health service will take AARP Secure Horizons Medicare Complete. My doctor contacted over 60 home health agency's in our area and only one took them, BUT they were not taking anymore patients on Secure Horizons.
We can't take care of each other and we are a mess. I have called and called and begged for help, nothing.
They blamed my doctor for this mess, can you believe, .....yeah.
I think I will contact an attornery and see if I can sue them, any ideas on where I can start?
Oani

Posted by MaryBronnimann on 2009-06-05:
I wonder if the doctors know something we don't know? (Such as the possibility that doctors suspect that Secure Horizons has a history of denying claims and can cause them a lot of grief.)
Posted by CoonCatOne on 2009-10-18:
Wow... this is scary. I would think that a complaint to AARP would get you some satisfaction.
Posted by old fart on 2009-10-18:
I'm more than qualified to say that I'm a senior and I have deep reservations about anything sponsored or approved by AARP...
Posted by retiredlady on 2009-10-27:
Thank you for all your comments. I just received an increase on my Blue Cross premium for 2010 and started looking for an alternative. I will NOT sign up with Secure Horizons. Good luck. Now's the time for you to change.
Posted by CoonCatOne on 2009-11-09:
I checked the AARP Secure Horizons website to see if there were any hospitals or physicians listed close to my home. NONE within 20 miles of my home! Glad you brought this to my attention.
Posted by old fart on 2009-11-21:
AARP is a giant sham and rip-off...
Posted by Lifemates on 2010-09-15:
AARP has a very solid name out there, I am very surprised to read this but at the same time you never know which companies are good until you try them out. Thanks for sharing.
Posted by frustratedoldtimer on 2010-10-29:
Frankly, Secure Horizons was the best one could get until AARP associated into that provider. Now it is different. I am looking for a new provider now and determined to leave AARP. Too bad that all good things must end, but AARP finished off this one.
Posted by garnetrose on 2010-11-22:
Interesting comments. I was considering AARP as my mother had AARP years ago, but after seeing these comments, I will be choosing another plan. Also, you can check ratings in the Medicare book that is sent. Secure Horizons did not rate very high. I'm in the process of attending seminars to make a better choice for myself. You really do have to be proactive where healthcare is concerned.
Posted by jktshff1 on 2010-11-22:
garnetrose...finally, someone who is doing their research and reading the fine print!!!+100 Good luck
Posted by dmnksm on 2010-12-08:
With the providers it is their job to keep up with there credentials. If there is a wrong address or if they are not accepting new patients they have to call and let sh know. That is why they have a provider line so they can call.
Posted by Marcia Yocum on 2011-05-19:
I have to be honest, and tell you that I really liked the Secure Horizons/Medicare Complete until AARP came in. Now all the co-pays have been raised, the policies are very strict, and most of the doctors just doesn't care anymore. I got released from my doctor of 6-7 years, because, I was late 2 times for my appointments, and missed 1 appointment. Corondelet doesn't care what the reason is. In my case it was due to my caring for my Mother who was in her last year of life from Alzheimers. I had to do some treatments and was running late as I didn't ever try to rush her if it made her uncomfortable. I also had my best friend to die in my home in the middle of the night, while sitting on the toilet. He was dead before he fell of the stool. I was in shock and totally forgot that I had an appointment. One other late for my appointment due to traffic being held up for police matters. I was too busy watching for my opportunity to get moving again that I couldn't call from my cell. I really liked and trusted my doctor but rules are rules, I was told. I wish that aarp had never came into the picture and Corondelet would go on down the road as well.
Posted by LEN HUMPHREY on 2011-06-02:
I HAVE BEEN ON THIS PLAN FOR 7 YEARS, MY WIFE IS ON IT AND MY MOTHER IN LAW WAS ON IT. IT WAS THE FIRST ADVANTAGE PLAN AND MY FAMILY HAS SAVED THOUSANDS IN PREMIUMS AND I HAVE BETTER COVERAGE THAN I HAD WITH GEICO AND THEIRS WAS TOP NOTCH. THIS IS A SUBPERB PLAN-THAT IS WHY OBAMA WANTS TO CUT IT OUT.
Posted by fc counselor on 2011-06-09:
I'm glad u r happy Len, but most folks arent since aarp came on. There are much better plans out there for the money. Obama has NOTHING to do with it,
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Are they all Nincompoops?
Posted by Starlord on 09/12/2008
LACEY, WASHINGTON -- My wife and I moved from Arizona to Washington on August 3rd, and I began trying to find a physician, due to my health problems. I was informed by several pharmacies and doctors I called that no one in Washington recognizes Secure Horizons. I called my insurance company, AARP Medicare Complete, and after a half-hour wait, I was told that Washington was in another section, so I had another 18 minute wait.

They took all the information, and said I was now signed up. A few days later, I received a card in the mail that had a primary care physician's name and phone number. When I called it, I was informed that the doctor had no connection with that clinic. I then called AARP Med Com again, and went through the whole rigamarole again. They gave me another doctor's name and number. I compared my new card with my old one, and guess what? With a few minor differences, they were identical, so much for them being two separate entities.

After several days of getting the runaround, I got word the second doctor was not taking any new patients. Now, I am supposed to see a new doctor on the third of October, but he has to contact AARP and get signed into their provider database. I have run out of most of my medications and cannot get any of them refilled, as I have to see my doctor in Arizona. I am not going to go to Arizona to see a doctor. My wife took over dealing with AARP after seeing how frustrated I was getting. In just a few hours, she was ready to pull out HER hair. I don't think anyone at AARP Medicare Complete, Western Division know what the heck they are doing.

I seldom had a problem in Arizona, but my health now is in danger because of the idiocy shown by the people I must deal with up here.
     
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Posted by Starlord on 2009-02-07:
UPDATE: The other day, I received two letters from Secure Horizons AARP, and each was a brand-spanking new ID card with all the proper info. Today's mail had yet another ID card, again with all the proper info. Seems like it is either feast or famine. I consider this resolved.
Posted by BokiBean on 2009-02-07:
Very helpful review.
Posted by Anonymous on 2009-02-07:
Glad to see this was resolved, Starlord.
Posted by Starlord on 2009-11-25:
For the final update on the Secure Horizons debacle, I have just switched my insurance to an aoutfit formed by a group of doctors in the Washington, Oregon and Idaho area called Puget Sound Health Partners. I attended a meeting held to explain their program and was so impressed, I switched that day. Same doctor, better program than this year's Secure Horizons' program. Adios, Secure Horisons, seduce others with the AARP name.
Posted by Starlord on 2009-12-08:
Update: I finally got fed up with the monkey humping a basketball that Secure Horizons here in Washington resembles. Since we are in the Fall Open Enrollment, I signed up with Puget Sound Health Partners. They present what seems to be a good plan, and it is local doctors, as local doctors started the outfit. My doctor is on the list and they seem to be doing a great job, offering great coverage. If all goes well, next year we will bump it up to the $70 per month plan, Now, as with Secure Horizons, we pay no more premiums than that which is deducted from my SSDI Part B check.
Posted by mosie on 2009-12-29:
I live in Spokane,Washington and every Dr here takes aarp medicare complete and every pharmacy and hospital also.No problems here.
Posted by Starlord on 2010-08-17:
re-update: As I stated in another post, I have quit AARP totally and am joining AMAC (Association of Mature American Citizens,) partially because of AARP's supprt of and ballyhooing for Obamacare, a bill we cannot afford, but also for their nonsensical insurance offers we are bombarded with on TV, mail, and email. The majority of them we are not able to take advantage of (Not available in WA or NJ>)
Posted by Starlord on 2011-09-21:
Absolutely the final update. I never heard back from AMAC, and I amsorry, but Puget SOund Health Partners was worse than what I had before. I have returned to AARP Medicare Complete, and they have done away with the Secure Horizons tag, and are now under the United Health Car banner. Everything is much smoother now. Seems the only thing constant in the world is change.
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Beware
Posted by Bosephus on 06/04/2009
I sat here typing this as I watch my mother suffering near death as this company continues to block her from receiving the life saving procedure she needs.
She accepted this policy as a supplement to her Medicare insurance as a means to cover what Medicare would not. The representative of this company specifically told her that this was a supplement and would not affect in any way her Medicare coverage.
Now that be said here is what has happened thus far; she has been denied any medical services because of this insurance's refusal to cover anything even with their own "Approved" medical facilities and doctors, Plus they have completely blocked her Medicare coverage as they have had all Medicare claims routed through their offices. They have had her Medicare coverage blocked and therefore she cannot even see her family doctor at this point.

Even though we have continued to call and demand we she be removed from this program the have either told us that she cannot or they will not remove her.
Further more she has been either hung up on or talk to in a very abusive and cursive language each time. After finally being told that the only way to be drop from this was a signed letter from her telling them to drop it, she promptly wrote this letter and we both faxed it and mailed one to the company.

So everything you would think is ok, well no. they still refuse to remove her from the program and continue get this; have been billing Medicare for services that have never even been provided. In short; this is nothing more than a "Huge Scam" by both AARP and Secure Horizons. Yes, I did say AARP as well, because AARP is the primary company who is behind Secure Horizons Insurance Group.

This so-called plan was to be only an RX supplement originally, but without either her consent or knowledge they bumped it up to a full medical coverage plan which effectively blocks any and all Medicare coverage due to the fact as a HMO all medical procedures and billing must first be sent through them and they in turn bill Medicare.

Through a lawyer (yes we've had to get one), we have found that this way, they can re-bill Medicare extremely high rates for care and procedures done through their non-existent doctors that she has never even seen before. Another catch; every time we've called their 1 800 number after being hung up on and calling back the number was suddenly discontinued and no longer in service. It took calling from 2 separate phones to continue to try and get this company to drop her coverage.

In the end all it took was a 2 minute phone conversation with a Medicare representative to remove them from her coverage. I afterward called SH back to inform them that she was removed and fill a complaint to no avail. They immediately tried to re-enroll her back on their plan but was themselves block by Medicare.

In the end this company is nothing more than a giant "SCAM" which though a separate entity from AARP, is still a subsidiary company of AARP themselves. I will admit that AARP has been great towards my mother for over 20 years, but then again we have never had to use any of their so called services before. As long as they got their membership dues every year, they were more than happy to offer all these "wonderful" offers from these companies that were "Cohorts" in their schemes to take from the old and poor and make their pockets thick with riches.

All I can say for the elderly & poor is "BEWARE!" Secure Horizons & AARP is nothing more than a scam. If you do not believe me just do your own research either in claims filled against them or on the internet. There is more than a few on both these (well this) companies. If your elderly and on Medicare or Medicaid, PLEASE--- all you have to do is call them or go to their website, a government site and set up your own coverage with them. Don't be scammed by these out for your soul companies.
     
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Posted by Disaster Worker on 2009-06-04:
As a healthcare worker, I'm so sorry you've been through all this mess. Hopefully, you'll get it straightened out and get your mother the care she deserves!

Best wishes.
Posted by MSCANTBEWRONG on 2009-06-04:
Either they can provide her with the proper medical treatment or you should file a lawsuit pronto.
Posted by Bosephus on 2009-06-04:
We have a law firm investigating as I post, and I apologize for the typo's. I was just very upset at all this. To add to this complaint, I've been investigating both these entities and have found that Secure Horizons are under investigation as we speak and have several pending lawsuits. I've also found that since AARP (formerly the American Association of Retired People) made a political shift from a defender of the elderly to a major lobbing firm dedicated to fill their coffers, they are now into the insurance scamming game. They made this shift in the late 90's early 80's. They are no longer a non-profit organization (though they still claim to be), and are a major contributor to certain government lobbing groups dedicated to add themselves rather the best interests of those they claim to aid and support. Further proof of their scams; then here's one: If you purchased a lifetime membership with AARP anytime in the past than look on your membership card, It has an expiration date. Most like either in 08 or 09. Do not believe that you are or ever were a lifetime member. If you have not been already sent a renewal form, you will. Just how many were duped by this lifetime membership offer, no one will likely ever know, because since they are a major player in the political game rubbing up with the powers of DC who are out for themselves rather representing those whom their suppose to serve, they are quickly moving beyond the reach of both the courts and the private sector. Why, because you can not sue a federal government entity.
Posted by Lifemates on 2010-10-24:
Sounds a little far fetched but if true this definitely a case for a lawyer.
Posted by frank's mom on 2010-11-03:
Bosephus - what was your outcome with these scammers?
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Stay with REGULAR Medicare!!!
Posted by Deelight33 on 07/14/2010
SALT LAKE CITY, UTAH -- I am in the medical field and do all th medical billing for a very busy surgical and therapy center. AARP Medicare complete "CLAIMS" to follow all medicare guidlines, yet there is not one claim that they process correctly. They do not follow medicare guidlines, they do not recognize modifiers that Medicare requires on their billing codes, they do not cover the services Medicare covers and no one in their customer service department nor claims processing department even reads appeals when they are mailed in. Our facility has no choice but to refuse any patient with this medical plan due to excessive amount of appeals we are having to submitt. This plan is NOTHING bUT A JOKE and missleads these people who have no idea how the medical insurance industry works. DO NOT SIGN UP FOR THIS PLAN, stay on regular Medicare. TRUST ME, they pay your claims and you will NOT have the hassel that members of this plan are going thru. Imagine getting therapy, then in the middle of your care, you are cut off because your doctors office is not getting paid; therefor you will not get the care you need to get better. Then you call customer service(only to speak to someone out of your country) about medical services provided(in your country) and they read you some script of their computer screen stating "that should have been paid, we will reprocess it", THEN DENY THE CLAIM AGAIN FOR THE SAME REASON THEY DID INITIALLY 3 months later... DO NOT SIGN UP FOR THIS PLAN, if it a nightmare for your doctor, then it will definitely be a nightmare for you someone who does not deal with BIG MEDICAL on a daily basis!!@
     
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Posted by Alain on 2010-07-14:
I myself am becoming increasingly suspicious that the AARP logo is not a symbol that indicates a reliable product, but rather something that can be had by any company for the right price.
Posted by Alain on 2010-07-15:
You might try to let AARP know about your feelings regarding this. Try contact via e-mail at AARPnews@AARP.org
Posted by Xylie on 2010-11-12:
I agree.I have insurance and thought medicare A & B.I pay the premiums,but my insurance billed me 20%.That's what medicare pays.And this might have been covered by medicare.Exrays.I thought,why am I paying for insurance,and medicare premiums,that pays 20 %?.I am going back to original medicare too.Thanks for posting.




Posted by deelight33 on 2011-03-03:
I have contacted AARP Medicare complete and our facility has spent hundreds of dollars submitting appeals via certified mail, and still nothing ever gets resolved. DO NOT FALL FOR THE LIES THESE SALES REPRESENTATIVES TELL YOU! This plan does not follow Medicare guidlines! This plan will collect your monthly premium and then deny your claims. Stay wil regular Medicare, you worled hard all your life to get it. You deserve to get what you pay for and your doctor deserves to pay for services rendered and for services that the plan claims to cover.
Posted by Ben Woodward on 2011-07-26:
Any sort of epilogue to this story? I'm curious what happened. You are right, people deserve what they pay for. AARP medical billing needs to get back on the Medicare guidelines.
Posted by Karen on 2014-02-21:
I signed up for AARP Medicare Complete United Health Care so that I could get vision and dental. So far I have had no luck finding anyone that accepts the insurance for vision. I have also had a terrible time trying to just get a list of their supposed providers for dental and vision. One person tells me one thing and another something entirely different. I'm beginning to feel like I've been ripped off. I just about ready to cancel it completely. The only thing I am happy about is the prescription drug plan with Optimum, that has been good.
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Agreement
Posted by Kissgrits on 10/30/2010
SALT LAKE CITY, UTAH -- I just read a published review by someone who defines and expresses my similar negative experiences with AARP Medicare Complete from Secure Horizons, as well as some of the variable claim agencies they use. When I call the main phone number phone number for Secure Horizons, the representatives are inept much of the time, perhaps because their training is minimal and their information is incomplete, outdated, and often incorrect. I have gotten two different answers to the same question. They give wrong phone numbers to call (I made seven calls one day to get to Optum Health to verify vision coverage and discuss a claim denial), they show deluxe rider coverage but cannot find even one claim, the data base they use is not cross-referenced, and they are not even aware that there are a variety of company subsidiaries controlling approvals and claims for Secure Horizons. This company really needs to find a way to improve their data bases and their helpfulness to their customers. By that I mean, take the customer's telephone number, investigate the matter further with a knowledgeable superior, get specific answers to specific questions, and call the customer back with confirmed and accurate information.
     
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Posted by Alain on 2010-10-31:
I don't place any faith in AARP's recommendations anymore. They'll sell their logo & name to any company that wants it regardless of quality.
Posted by LoriC on 2010-11-20:
AARP is a huge conglomerate with an ever-increasing number of participating corporations, most of which are inept and deceitful. They're almost big enough to become a branch of government. They also make up their own rules as they go along. God help us all!
Posted by jktshff1 on 2010-11-20:
American Association for Ripping People off
Posted by DebtorBasher on 2010-11-20:
I just don't see any benefit from AARP...I get alot of mail from them for my Dad. I read it over and all I ever find is a membership fee that goes towards a susbcription for a newsletter and discounts for travel. He's 85 years old and he's not traveling or staying at hotels. I see their commercials and it seems them offer some kind of insurance suppliment or something but I never see that in the junk mail they send here. I still have to ask, What good is AAPR?
Posted by dmnksm on 2010-12-07:
AARP has nothing to do with Secure Horizons, it is just for marketing purposes. Secure Horizons and AARP are two different companies.
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Secure Horizons AARP -- Horrid!
Posted by SunnyT on 11/01/2009
Secure Horizons cancelled my insurance last March claiming I moved. Well, I did -- exactly 3 blocks! From one rental to another. Always had a PO Box, so no change in mailing address, kept same doctors, pharmacy -- no change of address (needed)with IRS, DMV, Social Security, banks -- any and all manner of potential address change. Could it be I was canceled since for the first time in over 12 years I had an actual medical issue? Could it be I'm now in my 80's and might start costing money after over 20 years with them? No amount of calling/letters/attempts to explain to somebody would could clear it up. Even an attorney could not reach anybody and every call had to start over. He didn't want to continue charging me for the impossible.

Meanwhile I'm stuck with NO Medicare Part D, have to make co-pays, etc. They are one bad, bad, dishonest orgainzation. Avoid them at all costs -- or you'll have costs eventually!
     
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Posted by Anonymous on 2009-11-01:
Secure Horizons has to follow strict guidelines set forth by CMS, the Centers for Medicare and Medicaid Services. If you honestly believe your insurance was terminated because of an acute illness then you have options and are within your rights to file a complaint.

You can call them at 800-MEDICARE (800-633-4227)or visit their website.

http://www.cms.hhs.gov


Posted by Anonymous on 2009-11-01:
The link above doesn't work when you click it, so type it out and it will take you to the CMS website.
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Provider manual
Posted by Dennis513 on 08/04/2009
On July 30th I finally received a "PROVIDER MANUAL'. Only seven months into my contract year!!! I had occasion to call "AARP medicare complete" in February of this year and was told by a supervisor that my co-pay would be waived for a medically necessary Cardio rehabilation. After my 12 weeks of the cardio rehab program I was billed for over $600.00. When I called AARP medicare complete customer service I was told by another supervisor that CO_PAYS are almost never waived and AARP was not responsible for any misinformation given by customer service. I will be looking to change Insurance this year.
I would strongly suggest that any approvals given by any Medicare suppliment insurers customer be in WRITING. Dennis Long
     
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Posted by goduke on 2009-08-04:
It used to be in Texas that if an insurance company quoted you a benefit, they were bound to it.
Posted by janelle8987 on 2010-12-13:
Just to advise the approvals if given are submitted to you in writing. Anything that is approved or denied should be sent to you in writing.
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AARP Medicare Complete Is A Scam
Posted by on 08/02/2010
Aarp Medicare complete from united healthcare is a nightmare. Do not do business with this company. Aarp should be ashamed to sell this service to the elderly!

The plan advertises doctors that allegedly are included in the plan, but no longer participate.
     
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Posted by Anonymous on 2010-08-02:
I will heed your advice Stew51l.
Posted by jktshff1 on 2010-08-02:
aarp is in it to forward their own political agenda and no other reason.
Posted by LoriC on 2010-11-20:
A couple of years ago, my elderly mother used their Dental Gold Plan for a while, and all of the dentists listed in the booklet within a 5-mile radius of her home had several complaints filed against them. One of them was even suspended from practice by the Dental Board for incompetence and had a litany of complaints and disciplinary proceedings. I called Customer Service and spoke to a supervisor. I asked her if anyone at the company bothers to research these dentists before turning them loose on the plan members. She was very startled and apologetic and said she would refer the matter to her superiors. Long story short - several years later, the same dentists still appear in the booklet.

This company is incompetent. If my mother didn't have so many pre-existing conditions, we would have changed providers a long time ago.

Senior citizens, beware.
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Delux Rider
Posted by Grandmama01 on 03/01/2011
I purchased the deluxe rider for $39.00 per month. I called to see what my eyeglass benefits were and was told I didn't have any. If I would have saved my $39.00 each month I could have afforded a pair of my much need eyeglasses. I will be shopping next open enrollment hoping that the sales person is completely honest with me.
     
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Posted by Alain on 2011-03-02:
AARP is willing to put their logo on anything that will make them money.
Posted by jktshff1 on 2011-03-02:
Anti-American Association for Ripping off People
Posted by trmn8r on 2011-03-02:
Yes, but what was advertised to you? Did you assume you had coverage that was not specifically advertised?

When I am offered insurance for my teeth, I comb through it carefully to see what is covered and what isn't.
Posted by Mikey5800 on 2011-10-29:
Hmmmm. I have the Deluxe Rider too. All my vision exam and eyeglasses and lens had small co payments . I ended up paying $278.00 for a 695 dollar pair of progressive lens glasses. The dental preventive care is free at network dentist I have cleanings, xrays and exams for free by the Deluxe Rider. You must have talked to a new person, because I have used it and am very pleased.
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AARP United Healthcare Costs Plenty, Covers Nothing
Posted by Flaminkokid on 03/16/2009
I never thought I would look forward to turning 65. But when I get Medicare I can wave goodbye to AARP United Health Care. $300 a month for the worst insurance on earth. They don't even cover a mammogram! They don't cover office visits and the office visits you pay for do not apply toward the deductible. An organization such as AARP that claims to have seniors' best interests at heart should be ashamed. But the executives who manage these companies don't know the meaning of morality. What choice do I have? If I got cancer or a stroke or heart attack I could lose my house and every dime of savings.

I have to have insurance and this is what is available to me. How pathetic that these people have to make their inflated salaries by taking advantage of others.
     
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Posted by jenjenn on 2009-03-20:
Don't you have Medicare? They cover mammograms every 12 months.
Posted by flaminkokid on 2009-03-20:
Two more years until Medicare kicks in. That's why I am forced to buy health insurance. When you reach a certain age the insurance companies don't want to insure you because you're a liability. And they can charge whatever they want. I was turned down by BCBS because of a pre-existing back condition. United gave me a policy for $300 a month with a $5000 deductible and almost nothing applies to the deductible. What are my choices? If I developed a serious illness between now and the time I turn 65 and I didn't have insurance, I could lose everything--my house and my savings. I'll pay the $300 a month but I'll gripe about it. I hope Americans are finally starting to get wise to the bloated, immoral blackguards who run these corporations. Maybe the next generation will get a better shake.
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