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No For The Faint Of Heart
Posted on
Rating: 2/51
ROANOKE, VIRGINIA -- I, actually, have had this plan, over a couple years. Overall, it has saved me a lot of money, as I'm chronically ill. But e-warning!!!

Since implementation of the Health Care Reform, many things are covered, only, by act of congress (every pun intended). If you are not willing to fight for each odd claim, and know your stuff, you will have troubles. Possibly regardless of insurer as all GPO my medicare guidelines.
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leet60 on 10/27/2012:
I have seen this with my relatives that are on Medicare as well. It seems, that "health care reform", is harming individuals more than helping the masses. The only part of the plan that seems to be reform, was to force insurers to take on those with preexisting conditions and minimize their profits - their response is to raise rates, cover as little as possible and create a barrage of paperwork and red tape to the extent many individuals will simply give up on having a condition covered.
jktshff1 on 10/28/2012:
American Association for Ripping off People....
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Rude Telephone Operators
Posted by on
ATLANTA, GEORGIA -- Called to see why they didn't pay a claim to my doctors office. Medicare paid their part and AARP Health Care did not pay anything. When I called the company they said that I would have to have the doctor's office send them the papers saying that Medicare paid them. I ask them to call the doctor's office I had the telephone number, but they stated that was not their job. I pay them for my supplemental insurance, and them don't want to help me. I'm going to look for another supplemental insurance company.
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Anonymous on 11/17/2011:
Your insurance company can't pay as secondary until they know what Medicare paid. It is not the insurance companies job to call your dr for you. They are not allowed to call dr's offices and tell them what to do.
kennedy on 04/05/2012:
AARP is American association for retired people
john on 04/05/2012:
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Dishonest Advertising
Posted by on
AARP is continuing to allow The Hartford to advertise when they are not giving service to customers and in fact are across the board ripping off customers with group rate rip offs to block seniors from affordable rates by huge unjustified category rated based on turning age 60 and not basing coverage on driving record. As AARP is supposed to protect seniors I wonder whose pocket is being lined as they aren't doing a thing to keep The Hartford from ripping off its customers and allowing them to advertise a outright lie is causes me to question why they continue to let them rip off member and why the fox has the keys to the hen house.
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Alain on 11/11/2011:
AARP is a lobying group and just like any K Street denizen they get funding by selling advertising. You'll notice that among the various insurance offers with an AARP label slapped on them, there is a statement saying AARP does not endorse the product. Translation: they paid their money and if you have a problem, take it up with the company because AARP has nothing to do with it. Companies can buy an AARP label just like Nike buys the right to put swooshes on athletes shoes or the American Petroleum Institute commissions to have glowing reports written about the oil and gas industry. Like all things related to politics and lobbyists, it's all about money. You're right, though, the fox not only has the keys to the hen house, it owns the processing plant that delivers the Chicken Nuggets.
Venice09 on 11/11/2011:
Interesting, Alain. I didn't realize that.
trmn8r on 11/11/2011:
5-star reply, Alain.
Ponie on 11/11/2011:
Yep. Just give AARP enough $$$ and they'll endorse anything--including checks sent for dues to belong to this 'prestigious(?)' organization.

I find the majority of auto insurance ads very annoying, especially the ones who claim you can save $?? per year switching to their company. I find Progressive's ads quite amusing. They actually quote how much you can possibly save when switching from other companies--State Farm among them. Couple of years ago, because of rising premiums, I switched *from* Progressive to State Farm!

Only reason I hope others can be convinced to buy Hartford: I have a few stocks in the company. :)
Old Timer on 11/11/2011:
I have an AARP card. It does get some great discounts at an untold number of places. I have never bought any of the crud they shove on me though. It is getting worse, they are pounding us with more crud then ever these days. If it gets much worse I will drop the AARP card and just use our AAA card for discounts.
Venice09 on 11/11/2011:
Ponie, I find the Progressive 'name your price' commercials hilarious. Progressive wants you to believe they invented the 'name your price' concept. Insurance companies have always let people name their own price by choosing the amount of coverage. It's nothing new!
jktshff1 on 11/11/2011:
American Association for Ripping off People
jktshff1 on 11/11/2011:
'sup Ponie....good seeing ya here!
ry on 07/10/2013:
Many years ago I took advantage of Auto and home insurance through The Hartford with a 40% decrease in my rates. Feeling that we were comfortable with the integrity of AARP.

After looking at the price of our latest policies we decided to explore other insurance companies. Much to my surprise all of the largest insurance companies were charging prices more than 50% less than we were paying AARP/Hartford.

Needless to say I no longer see any integrity in these organizations.

I urge everyone that has AARP insurance through the Hartford to go insurance shopping NOW!

Scammed by AARP

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How to really complain about AARP/ Hartford Auto Insurance
Posted by on
HARTFORD, CONNECTICUT -- To really complain about AARP/Hartford Auto Insurance, I found out that the Hartford Auto Insurance company pays a royalty to AARP. So, instead of complaining to AARP, I am suggesting that a complaint form be filed with The State of Connecticut, Insurance Department, & you can print it off of your computer. The form is called CONSUMER COMPLAINT FORM, and it is believed that will get a better response than a complaint with AARP, because I could not find a complaint department within the AARP organization. GOOD LUCK
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MJGoldfarb on 05/16/2011:
I believe many companies "rent" their name for use by AARP.
Skye on 05/17/2011:
When they show the commercials, they say at the bottom, AARP is not the insurer, Hartford is, and AARP has nothing to do with it.

All concerns should be made to Hartford, not AARP.
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Not Friendly
Posted by on
Their first year rate was reasonable, but the renewal rates were
increased by several hundred dollars. I have no claims or accidents. The CRs are quite surly and unhelpful, in my opinion and experience. I have got quotes that are much less and so I will be leaving them. I cannot recommend them to seniors.
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tnchuck100 on 01/30/2011:
AARP is not who you should be complaining about. All they did is rent their logo to Hartford. They are who you should be directing your complaint toward. AARP is nothing more than a marketing tool.
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I can't communicate on-line
Posted by on
I tried to use my Member ID to obtain a forgotten user name and password. After several attempts, I tried to use my Medicare number (it said I could use either my member ID or my Medicare number). That was also unsuccessful. Then I tried to e-mail them @ aarpmedicareplans, I got the address from an AARP Rep on the phone, who previously told me that any info regarding my AARP MedicareComplete account could be obtained at that site. This is the site that wouldn't accept my Member ID and wouldn't accept e-mails. I couldn't find any customer contact sites. Incidentally, I had to give my ID number on the phone before I could speak to a Rep. I may have done something in error, but I don't think so. Something should be done to make customer commuication more simpler and easier.
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Alain on 07/28/2010:
Starlord on 07/28/2010:
I am a former member of AARP, and payday, my wife and I are applying for membership in AMAC (Association of Mature American Citizens.) AARP supports Obamacare, which is a bill we cannot afford, along with other wrong-headed decisions, forcing me to the conclusion I can no longer put any faith in AARP. I urge anyone over 50 to check AMAC out and see if it isn't better than AARP. This is not a solicitation, I have no vested interest in AMAC, we just feel they represent our wishes and ideals more closely than does AARP.
lobogg on 08/01/2010:
I've been finding out the same thing with AARP's services, that they do not adfdress the needs of mature Americans. I will check out AMAC. Thanks for the info.
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Unsecured Credit Card Info
Posted by on
I used my Bank of America Master Card for the first time in almost three years to renew my AARP membership. The next day there were hundreds of dollars of fraudulent charges on my credit card. I am lucky that Bank of America has a good fraud protection unit and I was notified immediately. I sent an email to AARP last week and got no response whatsoever. My credit card was in my possession and was not used for anything other than the membership renewal. BEWARE when using a credit card with AARP. They preach about protecting yourself and then they have security issues.
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tnchuck100 on 04/19/2010:
Good info. Please come back and tell us how this plays out and what AARP has to say about it.
YunkaG on 04/20/2010:
I hope you were on the AARP website and not a look-alike website.. Did your real AARP account get credited or were they all bogus charges? As tmchuck says, he us updated.
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Unwanted Solicitation
Posted by on
What do I have to do in order to get AARP to stop sending me offers? AARP and their partners "in crime" (Insurance Companies etc) keep sending me offers. I get 2-3 a day for life insurance, car insurance, medicare insurance and offers to join AARP. My husband and I are already on a "do not contact" list for credit and life insurance offers and yet they still come daily. We do NOT believe in what AARP stands for and really just want to be left alone. They are wasting trees, stamps, and whatever else by contacting us.
In the future, I intend to return anything they send in their postage paid envelope. If they got enough of these back they may quit sending things to people who don't want their crap!!!
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Anonymous on 02/08/2010:
On those mailings they send you, there should be a "if you wish to opt out of these mailings, do blah blah blah blah blah" to get them to stop sending you that stuff, found towards the bottom or back of those offers.
Anonymous on 02/08/2010:
That or do what everyone else in the USA does with their junk mail. Throw it away. Or even better, but it in a recycle bin. It takes me like 5 seconds to throw it in the trash. Nowadays, I get more advertisements in the mail, than any actual REAL mail.
YunkaG on 02/08/2010:
I just stuff all the items without my name in the return envelope and send it back. Maybe they can send it out again plus it costs them postage.
NanS123 on 02/08/2010:
Andy Rooney on 60 Minutes used to say he would put all the junk back into their return envelop and mail the lot back to them using their own post paid envelope.
ejack053824 on 02/08/2010:
Old sending out AARP crap again? We don't want to be part of that cult so stop it! LOL!
old fart on 02/08/2010:
E-jack... when you turn 65 be prepared for a flood of AARP mail... hee hee hee.....
ejack053824 on 02/08/2010:
Send it right back to them in the postage paid envelope with a smear of diarrhea.
Anonymous on 02/13/2010:
Some good resources here:
Alain on 02/13/2010:
Thanks, Raven. Good stuff on that site.
Anonymous on 02/13/2010:
Kelli_Behr on 07/09/2010:
I am 27 and am getting a flood of mail and email from them and other over 65 related mail. It is filling my mailbox. I tried the OPT out do send it back in their PP envelope but it hasn't stopped.
slotguard on 12/01/2010:
Here is an article I wrote about stopping AARP junk mailings, both from the AARP as well as from companies who buy their lists :

Hope that helps!
Samantha on 08/31/2013:
These are some great ideas. Maybe they will stop sending so much junk if they get it back and have to pay for it too.
Unknown Senior on 09/09/2013:
65??? They start sending the stuff when you reach 55!
larry on 10/08/2013:
United Health ripped my mother off for over $1800 and lied to me about it. They are both a ripoff
Elaine on 10/12/2013:
I can tell you how to get off a mailing list, anyones in fact, real quick....Cost them money.

All that mail has some sort of Business Reply Envelope where they pay the postage for its return. Contracts with the post office, they HAVE to pay for any return mail using those prepaid envelopes. And the amount is higher than regular postage.

The max amount the postal service will take is 70 lbs with a combined width, height and gurth of 108 inches..

So simply take one of their business reply envelopes, use some shipping tape and apply it to a cinder block, which are still fairly cheap. That will run them $30.00 or so in return postage.

Do that a couple of times, and they will get the message.

You can write them all the letters you want to get off of a mailing list, and that never works.. this does...

If the keep sending you stuff, switch to using an old bald tire..
a Pickup truck sized one..they get the message fairly quick.

Not only does it work, it gives one a feeling of satisfaction.

Also considering that these places all sell mailing lists back and forth, believe me.. it will get you off of a lot of other people's mailing list real fast..

a bald 31 x 10.50 truck tire costs them about $75 or $80.. and by postal contract, they have to pay for it..whether they like it or not.

I'll guarantee this works real well..

I learned this off of a lady who was a customer of mine about 10 years ago. She was trying to get off of some company's mailing list, and after a zillion letters to them, nothing worked.. her son who worked for the Post Office told her about this.

So she tried it several times.. Not only did she get off that mailing list, but a whole bunch of she was rewarded with a scathing letter from that company's president.

Which she promptly framed and put on the wall in her office.
got to love happy endings like that one.
sylvia on 09/19/2014:
I KNOW them...they are the worst! they sent solicitations to their deceased members. They constantly ask for money and yet they do nothing for their rip off
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AARP/The Hartford lure you into believing they are the cheapest?
Posted by on
KANSAS CITY, KANSAS -- To the Executive Director of accounts;

I have had AARP for years and along with it I have been insured by The Hartford.

In 2006 I was insuring the Home and (2) two vehicles, a car and a truck.
In February 2007 I sold the truck and called Hartford to have it removed from my policy.
In 2008 I got my insurance bill and the truck was still included? I call to remind the Hartford about the truck being sold last year and the agreement was to give the credit on this year 2008 balance of the bill.

Yes I know I could have gotten the money back and put it in the bank and drawn interest but I figured Hartford would do the same and reward me by reducing the principle of truck plus interest. They forgot me!

I got this all worked out after spending about 5 hours of my time on the phone. On January of 2008 I got on line to get my amount due and I paid the amount for the year. If the amount was right or wrong or low for my rebate, I just paid it to be done with time spent.

I did check other Companies for house insurance and the quotes came in by the 10’s and all were less in price than Hartford with more coverage? I called the Hartford and explained how long I had been with them and AARP and that I had never had a claim.
I suggested that the Hartford lower my House insurance so I could continue my coverage. I called two times to plead with them and even got a letter telling me they were to stay at the price quoted, about $300.00 more or about 35% than others quoted as AllState etc..

I last left an e-mail telling the Hartford that it is clear they don’t want my business. I never heard another thing from them tell this week. I got an additional bill wanting me to re-pay for my auto insurance that was paid in full for a year on the 16th of January 2008.

I regret leaving the AARP after all these years, but the Hartford is leaving me no choice.
Inflated prices, rude service and no consideration for claim free service from loyal customers has driven me away. Please get quotes on your insurance next year before you trust AARP/The Hartford.

Yours Truly,

TJ Reardon
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Anonymous on 05/26/2008:
Don't regret leaving is gathering place for grey-bearded liberals from the 1960s.
Ponie on 05/26/2008:
Isn't The Hartford one of the insurance companies that lowers your deductible each year you don't have a claim? Seems I heard that somewhere. I was pleased to join AARP. Whenever they come up with a program or promote more government control, that's my clue to contact my senators and representative urging them to vote just the opposite.

Ghost, you forgot to add *rich* grey-bearded liberals. :)
Anonymous on 05/27/2008:
Well said, Ponie! I have to come clean...I belong to AARP...for the discounts and to keep informed about what its aging hippie social engineer leaders are up to. Then, I typically write my Congress-critters in opposition, include my AARP membership number, and a comment that "AARP does not speak for me on this issue".
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Discount Letters
Posted by on
Rating: 4/51
RICHMOND, VIRGINIA -- My husband and I have a joint policy for supplemental coinsurance, If one can afford this extra policy it is an economical choice.However, this company is not truthful about their costs.They send out letters indicating "a 24% decrease" when in reality, they are actually INCREASING the policy amount!!.I do not understand why they are not truthful, and say what they were really doing.
"you previously had a "27% decrease" and now "your decrease is 24%".i am quoting the representative.Doubletalk if I ever heard it !!
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