The AARP makes out like it endorses insurance products because they offer good value to their members. In fact the AARP is an insurance agency and earns commissions on every insurance policy it sells. It uses its nonprofit status to shield its earnings from federal taxation and then funnels all this money into electing left wing politicians and lobbying for ultra-liberal legislation.
People who believe that the AARP is some kind of a watchdog for senior citizens are just deceiving themselves. Recently, the AARP became as enthusiastic supporter of Obama Care even though Obama Care will rob the Medicare Trust Fund to give free health care for people who never paid into the system.
The fact that Obama Care guarantees that Medicare will go broke doesn't bother the AARP in the least. All they care about is furthering the agenda of the left wing of the Democratic Party. After all they stood by and did nothing as Congress raided the Social Security system using Social Security payments to fund massive government welfare programs. The AARP has been ignoring this problem for decades now. The Social Security system has a 100 Trillion dollar non-funded liability that even the federal government is unable to pay off.
The fact is the AARP really doesn't care about seniors at all. Why else would they design the insurance products they sell to their members to maximize their own commissions to the extent that they only provide mediocre value to their members? If you have any doubts about this just run a Google search for complaints on any product that the AARP sells. What you will find is pages and pages of complaints from seniors who have been ripped off by the AARP.
WASHINGTON,DC -- This organization of older people could have a immense impact on the political events which affect your everyday living. Instead it gives tries to satisfy with with inept leaders who give you a general store. They have done very little that a huge group of people couldn't already do. Why doesn't the membership of AARP begin a more liberal Republican & more conservative Democratic 3rd party which this country sorely needs??? Instead we sit on the sidelines choosing to watch once again & allowing others to make our decisions which often aren't in our best interests.
Why should anyone care about AARP?? Its impotent in the real world because that's exactly where present day leadership has taken you. Does anyone besides myself realize what would happen if everyone over 65 could agree on common ground & form such a large group that we may not at first Win the election during the 1st year but we'll have tremendous clout to decide on our own interests instead of waiting for the self-serving House & Senate members to review & review & review the bills which interest us. This is already a poorly run organization & it's not getting any better. I urge all of you to cancel your AARP membership & show them we mean business, NOW.
SCHENECTADY, NEW YORK -- AARP is a marketing agency for -- among others -- UnitedHealthcare, which sells Medicare advantage plans to old folks like me. UnitedHealthcare, in turn, uses this as bait for other -- non-AARP -- insurance for areas where they do not choose to offer the more complete AARP "approved" programs.
Availability and coverage vary from county to county, and AARP takes no responsibility for assuring that the products it markets for UHC will actually be delivered. I had such a policy; I moved. The policy was no longer applicable. AARP offered no other plan; UHC supposedly switched me to another one. But it didn't happen, and I can no longer get medications and services I need.
SPRINGFIELD, TENNESSEE -- Once I received my card in the mail received something every single week from solicited AARP. NO real savings and the biggest let down is that what they offer you as discount, you can get without paying for a membership. Just another product that targets people's pockets. Horrible!
FLORIDA -- ** would not even connect me to a supervisor when she her hands were tied and she could not help me! Rude and unhelpful - bad combination for a business built on helping people. If a customer service representative is unequipped to assist due to language barriers or plain old incompetence, then a supervisor should be the next logical step. This leaves you with the option of calling back repeatedly in order to get someone that can speak English or just shopping around for a better choice altogether.
I finally had it with AARP. They only tried to sell me insurance and did not represent me as an older person. They also gave out my email address and phone number to other companies. I finally called them and had them delete my membership and refund my money.
US -- I received MANY forms from AARP requesting my dues, it seemed that these coming every few months. I sent in my dues last August, my card states that my membership is paid up through Dec. 2013, and yet I received an "offer" for a free insulated bag if I renew now. Many elderly people do not keep these records. AARP should be protecting its members, not trying to extract additional unnecessary fees!
Once again I was put on endless hold with AARP while I was trying to locate a provider. I have lost many hours of my time, and they have increased my stress. They are hurting my health, rather than helping. Add to that, that they are expensive and do not cover all expenses.
RICHMOND, VIRGINIA -- My husband and I have a joint policy for supplemental coinsurance, If one can afford this extra policy it is an economical choice. However, this company is not truthful about their costs. They send out letters indicating "a 24% decrease" when in reality, they are actually INCREASING the policy amount!! I do not understand why they are not truthful, and say what they were really doing. "You previously had a "27% decrease" and now "your decrease is 24%." I am quoting the representative. Double-talk if I ever heard it!!
LEXINGTON, KENTUCKY -- I recently received the enclosed 'Lower Rate Notice' from you. The only 'lower rate' I am interested in was the one I had with you before you cancelled my policy. In January 2011, having almost no income, I did not have the full amount for the payment requested on the statement you sent me that was 3 times what I normally paid (under the guise of being an annual deposit) and I paid only my regular monthly amount. You promptly sent that back to me with a notification that you cancelled my policy.
This happened after I had requested copies of all my many years of policy and payment history because your billing amounts are irregular and I could never get the amounts you wanted to balance with what I paid and what you said I owed. No matter what I thought I had paid in advance I was never paid in advance according to you and frequently accrued late fees because you said I still owed you money.
After being a customer for many years I felt it was unnecessary for you to be charging me an annual deposit like any new client. That shows your loyalty is only to the almighty dollar and not your customers. After cancelling me and while I was searching for new insurance, you were then more than happy to provide me a quote with a 'new rate' that was almost $100 more per month.
You are rip off artists and I want to get the word out. I plan on doing that via the internet by explaining just what you did in order to inflate my premium and then cancel it. And in order to renew it I would be paying 1 ½ times what I had been. THAT is no discount.
I have moved on and gotten insurance elsewhere, you are thieves, do not contact me any further. I think AARP needs to know how you do business as well. That about says it… Don't trust them. It sounds good but they jerk you around and instantaneously cancel your policy when you start asking questions. I have had car insurance for 41 years and have NEVER been cancelled until now.