Stay Away from AKC Pet Healthcare Plan
RALEIGH, NORTH CAROLINA -- I have had multiple pet policies with the AKC for my 4 dogs for YEARS
This insurance is only good for the SMALL STUFF! When you truly need it, they will claim some NONSENSE and deny the claim or give you some line of garbage. I had 3 separate hospitalization for my poor pup as well as diagnostic. I believed I had $13, 000 in coverage. The AKC took the 3 separate hospitalization and lumped it together as one illness - which were UNRELATED -- and didn't pay as the policy indicated they would.
Unfortunately, I needed the insurance and the AKC did NOT PAY as they claim when they sold the policy. Clearly on the one EOB they CLEARLY indicate one ailment and on the second they indicate another in Denied it along with an MRI of the brain which indicated a lesion UNRELATED to nephritis or pneumonia.
I STRONGLY suggest if you are purchasing pet insurance, and think you have a piece of mind knowing you have your beloved pet covered, THEY ARE NOT based on my experience with the AKC Pet Healthcare Plan under WELLNESS which is one of most comprehensive plans.
I am taking the matter to the IL Dept of Insurance - Public Service Section.
I ask you... do you want to deal with the AKC; and the added loss of your beloved pet and UNPAID Claims of over $8, 000.
You are best checking out an insurance company that pays an annual maximum WITHOUT a per incident restriction - unlike - the AKC. For myself, there were 3 separate hospitalizations that the AKC is considering ONE INCIDENT and DENYING diagnostics as well and lumping UNRELATED medical conditions as the same.
In the end I will see what the IL Dept of Insurance states, but BEWARE -- do you want to deal with this? Unexpected expenses when you are paying a high premium for YEARS and the loss of your beloved pet and these idiots?!