Atlantic financial

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MOYOCK, NORTH CAROLINA -- I was not quite 2 months behind on my auto payment. someone called my job every day to remind me that I had a payment due. I asked them not to call my new employer. they kept calling. I had become sick and ended up in the emergency room. I went to work they came and repo'd my car. my husbands truck was used as collateral and they took it also. they did not offer to let me pay. this was a month ago. they will not work with me and I lost my job over all of this. I am now unemployed. it is Christmas and no vehicles. I have been trying to at least get my husbands truck back since it is paid for. finally get them to call back. I asked a few questions the person alan got upset made it personal now says he will not do anything. they will put the vehicles up for auction. since when do businesses play that game? this company haw ruined my life. my 3 children have to walk everywhere. even to the movies. they have nothing.thank you for your time.. wendy richardson. also I had been making payments every 2 weeks.
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Anonymous on 12/12/2006:
The main reason they won't work with you is because you weren't working with them. If you had the money to make up your past due payments at the time of the repo, then, why didn't you?
spiderman2 on 12/12/2006:
I'm sorry for your situation, but I don't think they are going to give you your husband's truck back just because it is paid for. That was their point of using it for collateral. Putting up vehicles for auction is the norm for cars that have been repossessed so it isn't personal. I imagine the only way you will get your vehicles back is if you pay what you owe the company in full.
bill on 12/12/2006:
You have nobody to blame but yourself. They called you every day for almnost 2 months. You had an opportunity to make arrangements with them but instead you asked them not to call. Then you obviously said something to piss off Alan so now he isn't going to help you.
rhondam718732 on 12/12/2006:
HUH? I trylu sympathize that this happened near Xmas and it affects your children. However, your role in it is 100% irresponsibile. You CANNOT stop making car pymts and expect repo man not to come. And they took the truck because that is collateral towards what's still owed. Depending on what both vehicles sell for, they will either bill you the balance, cut you a refund or it will be even. It's not a game they are playing, it's business.
*Brenda* on 12/12/2006:
That's the funny thing about bills. Companies expect you to pay them.
Nohandle on 12/12/2006:
Rhondam's correct...It's not a game they are playing. Did you honestly think you could continue to do nothing? Borrow money from one of those "cash for your car title" places, don't make the payments and see what happens. You'll wake up one morning, your car will be gone and you wouldn't have been aware they came during the night.

Emt c, spiderman2 and Bill don't seem to have much sympathy for you either. I also feel you were given the opportunity to work something out but to request they not call your new employer? Had you returned the earlier calls to your home, which you didn't mention, I don't expect they would have resorted to calling your work place. Or did you tell Atlantic Financial you didn't have a home telephone?

Now three months without vehicles and you are stating "this company has ruined my life" and then go on to add "my three children have to walk to the movies". You really need to get your priorities in the correct order. This situation is of your making entirely.
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