Don't Deal With Them Anymore
I have read and fully relate to all of the stories out there on banking practices designed to screw the customer and make major profits for these greedy unscrupulous banks. Overdraft fees, raising apr's for no reason, lowering credit limits, it goes on and on. I refuse to deal with banks anymore, if I have to I will cash my check, even though I will have to pay a fee, take my cash and pay my bills with money orders. No more convenient little debit cards, no more online banking, no more crazy fees, nothing. I know it sounds extreme but that's what I used to do in the 80's when I was younger and it worked just fine. Pay just the bills I need to;mortgage, electric, water, car loan, and the rest is to be paid in cash. Now I know this would be tough to do for many people but we as a society have become lazy and slothful when it comes to our banking, that's why banks can do this to us cause we let them. Stand up and fight back!! Close your accounts and handle your own money.
If people started doing this in masses the banking world would notice. I will be doing this as soon as tomorrow. No more taking money away from me!!