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Bank of Nova Scotia


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Bank Of Nova Scotia Complaint
Posted by John5 on 11/25/2009
KINGSTON, ONTARIO -- This is a shortened version of our exhausting problems. June 02 we sold our home. the day before our lawyer sent her employee onto my workplace to inform me that we had no balance after selling our home. very shocking to me! the next day we went to her office to sign the sale agreement. she stated she just returned from a holiday she told us she was up late the previous night and the numbers from the bank ''didn't jive''.

She signed the agreement under protest. She informed us that she would delve into this. But it would of cost us half of what was owed to us. We were overcharged 7100.00 plus 1800.00 for signing our mortgage renewal. Something we didn't do. She said If this was owed, we would not have been able to sign for previous renewals.

After weeks of phoning to stratford office our 1800.00 was returned. That to us was a statement of guilt. We phoned the department of banking regulations nothing could be done. We later discovered this departement is funded by the banks.

This tells us our money in our opinion was stolen. We were also told we were entitled to monatary for our pain and suffering. My husband and I wrote explanation letters to the supreme court justices. This a personal problem that they do not deal with. At this time the paperwork(re. mortgage) from the bank of nova scotia was proven wrong. This decision could not be overturned.

What my husband and I can't understand is if the bank was wrong why are we not entitled to our 7100.00 or where did it go? We phoned osgoode hall and were told our problem should have been looked after when we sold our home. We also wrote the human rights and we were told the same thing. IN conclusion it is suffice to say that the justice system has failed us.

To allow a canadian bank to toy with peoples pain and suffering is criminal. After all there was no payment paid to lawyers by us. Does this not say there's corruption out there? There were many times during this duration we were told our moneys were forthcoming. We have never received any compensation at all.

During this time we felt we were mentally tormented. The reason we put this in print is so canadians like us should be aware how the banking system treat their customers. We are senior citizens on a fixed income. This makes this even more criminal. Just to mention there was no newspapers that would print this story. We wonder why! We had one major magazine that was going to print this, but other stories came first so we withdrew.
     
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Mortgage rip off, Please comment
Posted by Richard H. Garrah on 08/04/2009
KINGSTON ONTARIO CANADA -- This is a shortened version of our exhausting problems. June 02 we sold our home. the day before our lawyer wendy oneil sent her employee onto my workplace to inform me that we had no balance after selling our home. very shocking to me! the next day we went to her office to sign the sale agreement. she stated she just returned from a holiday she told us she was up late the previous night and the numbers from the bank ''didn't jive''.

She signed the agreement under protest. She informed us that she would delve into this. But it would of cost us half of what was owed to us. We were overcharged 7100.00 plus 1800.00 for signing our mortgage renewal. Something we didn't do. She said If this was owed, we would not have been able to sign for previous renewals.

After weeks of phoning to stratford office our 1800.00 was returned. That to us was a statement of guilt. We phoned the department of banking regulations nothing could be done. We later discovered this departement is funded by the banks.

This tells us our money in our opinion was stolen. We were also told we were entitled to monatary for our pain and suffering. My husband and I wrote explanation letters to the supreme court justices. This a personal problem that they do not deal with. At this time the paperwork(re. mortgage) from the bank of nova scotia was proven wrong. This decision could not be overturned.

What my husband and I can't understand is if the bank was wrong why are we not entitled to our 7100.00 or where did it go? We phoned osgoode hall and were told our problem should have been looked after when we sold our home. We also wrote the human rights and we were told the same thing. IN conclusion it is suffice to say that the justice system has failed us.

To allow a canadian bank to toy with peoples pain and suffering is criminal. After all there was no payment paid to lawyers by us. Does this not say there's corruption out there? There were many times during this duration we were told our moneys were forthcoming. We have never received any compensation at all.

During this time we felt we were mentally tormented. The reason we put this in print is so canadians like us should be aware how the banking system treat their customers. We are senior citizens on a fixed income. This makes this even more criminal. Just to mention there was no newspapers that would print this story. We wonder why! We had one major magazine that was going to print this, but other stories came first so we withdrew.
     
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Posted by Richard H. Garrah on 2009-08-04:
Wow!
Posted by Anonymous on 2009-08-04:
Did you really just comment "wow" on your OWN review??
Posted by PepperElf on 2009-08-04:
wow is MOM upside down
Posted by Anonymous on 2009-08-04:
I don't really understand what the problem was, but I'm pretty sure the bank didn't steal your money. If you didn't carry your mortgage with scotia over to a new home, you'll be assessed a penalty for paying off the mortgage early. And who told you that you were entitled to monetary compensation? This doesn't make any sense.
Posted by Richard H. Garrah on 2009-08-05:
financiallyfit, your comment didn't relate to our story. There was no renewal or new home bought.
Posted by Anonymous on 2009-08-05:
Richard, I assume you paid off the existing mortgage then with the house sale? Most banks charge a penalty for paying off a mortgage early. For example, if I pay more than 20% of the balance of my mortgage in one year, I am assessed a penalty. Based on your review, this sounds like it may account for the $7100 in dispute.
Posted by Richard H. Garrah on 2009-08-05:
The thing is that there was no penalty charge as said in our story.
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