TAMPA, FLORIDA -- I was contacted by phone from a man calling himself Kyle ** with Baywood Lending Services on 10-20-09 stating that the loan I applied for online was approved for the amount of $6000.00. That I needed to send in a collateral payment totaling 4 months payments $725.00 via Western Union to a Theresa ** in Toronto, Canada so I did. 2 days later I was contacted by Patrick ** stating that he was the account manager with Baywood Lending Services & that there was a problem with my loan that the lender was requiring an additional 4 months.
So again I sent $725.00 to Theresa ** Toronto, Canada with a guarantee that the money would be wired to my bank account along with any sending fees. Well on 10-27-09 Patrick ** called again & stated that the lender had completely backed out of my loan but that he had another lender willing to do 12000.00 for an additional 8 months collateral. So in desperation mood, I once again sent money. This time in the amount of $1450.00. Well guess what, he called again stating that there was a problem.
So this time I called the property owner of the address they had on the loan documents to find out that this company has been using this address fraudulently. I called Western Union to find out by the grace of god the last transaction of $1450.00 had not been picked up & was able to get it back minus the sending fees but they still got me for the initial $1450.00. I contacted Patrick ** again today 10-29-09 & told him I wanted a refund.
He began to cuss me & tell me I wasn't getting my money back that I could hire an attorney & he would tie my money up for years. These people are very bad news. Nothing but scam artist. Please do not send these people your hard earned money like I did. Now I don't know what I will do about my bills.