Baywood Lending Services in Tampa Florida

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Baywood Lending Services took my money with promise of loan
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TAMPA, FLORIDA -- I was contacted by phone from a man calling himself kyle morrison with baywood lending services on 10-20-09 stating that the loan I applied for online was approved for the amount of $6000.00 that I needed to send in a collaterial payment totaling 4 months payments $725.00 via Western Union to a theresa watkins in Toronto Canada so I did. 2 days later I was contacted by patrick armstrong stating that he was the account manager with baywood lending services & that there was a problem with my loan that the lender was requiring an additional 4 months so again I sent $725.00 to theresa watkins Toronto Canada with a guarantee that the money would be wired to my bank account along with any sending fees. Well on 10-27-09 patrick armstrong called again & stated that the lender had completely backed out of my loan, but that he had another lender willing to do 12000.00 for an additional 8 months collaterial so in desperation mode I once again sent money this time in the amount of $1450.00 well guess what he called again stating that there was a problem so this time I called the property owner of the address they had on the loan documents to find out that this company has been using this address fraudulently I called Western Union to find out by the grace of god the last transaction of $1450.00 had not been picked up & was able to get it back minus the sending fees but they still got me for the initial $1450.00 I contacted patrick armstrong again today 10-29-09 & told him I wanted a refund he began to cuss me & tell me I wasn't getting my money back that I could hire an attorney & he would tie my money up for years..these people are very bad news nothing but scam artist please do not send these people your hard earned money like I did now I don't know what I will do about my bills
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User Replies:
BEJ on 10/30/2009:
No legitimate company asks for collateral in cash to be sent through Western Union to another country. Did warning bells not go off in your head?
Anonymous on 10/30/2009:
How foolish. No one pays upfront for a loan. Once they get you once they call to see just if you're foolish enough to send them more money. They saw you coming a mile away. This is obviously an alias to Eastwood Financial Services who probably changed their name because it was getting around that they are scamming people.
takenx2 on 10/30/2009:
To be quite honest warning bells should have gone off, but my husband had lost his job & we were in desperate mode we bought a new home then. 2 weeks later he lost his job we have 3 small children I just didn't see the light at the end of the tunnel.I completely agree & that why we have posted this on every web site possible to keep others in the same situation we found ourselves in to not make the same mistake we don't even know how we are goin to pay our bills now not to mention Christmas for our kids..
jktshff1 on 10/30/2009:
And that's why I voted this VH.
Good luck to you taken
JR in Orlando on 10/30/2009:
I am sorry to hear this. Its bad enough when people are greedy and get taken advantage of, but it is worse when others take advantage of those who are desperate. I would suggest contacting the Florida Attorney General's Office, Victim Services in Tampa (813) 287-7900. Also, Florida Department of Financial Services, Tampa office (813) 899-6160 and the Federal Department of Justice in Tampa (813) 202-7301. When speaking to them, talk about your belief this company has a scheme or plan to defraud people by getting this money up front, without actually having lenders lined up or making loans. The tendency will be to talk about getting your money back, but they will be more interested if you focus on this as a criminal activity or conspiracy.
Anonymous on 10/31/2009:
My heart goes out to this person. People are becoming more desperate for some kind of relief and unfortunately they do not always do their homework. I know, I know. That is not an excuse but until we have walked a mile in their shoes and know the circumstances that they are living with no one here should call this person foolish, throw stones or pass judgment on them. This person made a mistake in dealing with this company and came here to tell their story. This should serve as a warning to others of this company and their bad practices.

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