Debiting Your Account In The Order The Payments Are Presented
ST PETERSBURG, FLORIDA -- I read a complaint from a lady with 2 children who said her account was debited with the largest payment first causing all the littler stuff to bounce which, in turn, caused extensive overdraft fees.
Years ago, when I had account with Barnett Bank, they used the same practices. I was eventually awarded a small check as settlement of a class action suit for this very thing. This would indicate to me that the practice is at the very least not ethical, and possibly illegal.