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Brethren Mutual Insurance Company


1 Reviews & Complaints

Two brain tumors, my dad's passing, a "set" fire and an amazing insurance company
Posted by HaroldSays on 10/03/2006
HAGERSTOWN, MARYLAND -- Thank God for Brethren Mutual Insurance Company. I had 2 brain tumors, my dad had passed away, and a month after his death, I was burned out of our home and lost everything I owned. I had lost my job as well. Things were not going well for me. The fire was an act of arson by the young mentally ill man I care for, (he does not mind me sharing this information-I have his permission to do so), and so the insurance company, Brethren Mutual needed to await the fire marshall's results before they could do anything with my claim. After it was determined it was a "set" fire, there was an investigation into everyone and everything remotely related to the fire, including me. It was a horrible nightmare, however, the claims agent and the staff at Brethren Mutual headquarters were most professional and understanding. It took time and perseverence and persistence, however, I was relentless in pursuing the claim. The stick in the mud was the fact that it was my dad's house and he was the policyholder...and he was deceased. Their legal department had to research the matter to determine whether I was legally entitled to payment of a claim. I was living like a pilgrim with hardly any money, dealing with the health issues cause by my brain tumors, negotiating with members of the District Attorney's office and other members of the law enforcement community; (to keep this young man out of jail and get him the help he needed), as well as working through the every day stuff life is made up of. Brethren Mutual's legal department carefully reviewed my claim and chose to pay it. The payment did not cover all of my losses to be sure, however, it sure did go a long way in helping me. Truthfully, I do not think they were obligated to pay my claim. I think they paid it as an act of compassion. I really do. Regardless of why they paid it, I was impressed with how I was treated and how the matter was ultimately resolved. Brethren Mutual gets a "RAVE" in my book for treating me so well.

     
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Posted by spiderman2 on 2006-10-03:
Harold -- your towns post from all over the place. Why is that? This is turning into Haroldsays.com
Posted by HaroldSays on 2006-10-03:
I have a lot of life experiences to share. If what I post helps or encourages someone else then that is a good thing don't ya think?
Posted by Anonymous on 2006-10-03:
Harold, best wishes but honestly with two brain tumors losing a loved one AND your house getting burned down I wouldn't have much to "RAVE" about. Are you qualified to care for these people?
Posted by Anonymous on 2006-10-03:
Zork, I don't see the humor in trivializing a new site member's review.
Posted by Slimjim on 2006-10-03:
It's a fair question pirate. Harold says on his Union Hospital review, "I am in sales and marketing and I call on businesses and organizations all day long." It's just giving Harold an opportunity to clarify his situation about this person he cares for -who burned down the house.
Posted by Anonymous on 2006-10-03:
Pirate, Harry has his own website. Perhaps you two advocates(?) should get aquainted.
Posted by HaroldSays on 2006-10-03:
I love life. I am positive because I choose to be. I say, "just because life sucks does not mean I have to." As far as caring for my sister and the gentleman I take care of, I feel I am more than qualified to care for them. They are both doing well, receiving more than adequate medical treatment, no one is screwing them over anymore in the system and no one dares or they will have to deal with me, and life is good. Your concern and questions are not taken offensively. Just as you have asked the question, be assured I have many times as well, and as a result of these board meetings with myself, I conclude as the Chief of Helping People I am qualified. They concur as well.
Posted by spiderman2 on 2006-10-03:
I worked for an insurance defense lawyer for years Harold. Trust me, they didn't pay to be compassionate. If they thought they had legal grounds not to pay you, you would have had to sue to get a penny. Insurance companies are not that nice!
Posted by Slimjim on 2006-10-03:
Thanks for not taking offense Harold. If I question something it may just not make sense to me.
Posted by HaroldSays on 2006-10-04:
Thanks all for the comments. Spiderman-you are probably right-however-the good news is that they paid the claim. Yippeeee!
Posted by HaroldSays on 2006-10-04:
Thanks all for the comments. Spiderman-you are probably right-however-the good news is that they paid the claim. Yippeeee!

Slim-Thanks-No worries and no problems! We are all learning together and that is a good thing to be sure!
Posted by Anonymous on 2006-10-04:
(LOL) "Yippeeee?"
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