Easy to Enter, hard to Leave
I saw an online ad about debt settlement. it was from Creditsolutions.com I called in and talked to a real nice guy who gave me the run down on the system. I wasn't intending to make a decision right ... read full review2 Replies - Latest reply on 01/04/2010
Credit Solutions Does Its Jobs
I always had sterling credit and paid all my bills. It was a shock and caused high anxiety to find myself in terrible debt after losing two jobs and funding a business startup in a worse than slow economy. ... read full review
I signed with Credit Solutions with there bogus promises of saving me 60% to 70% ,I never even got 45% off, but they collected all there fee from me, when I got the best offers from credit cards they never even let me know and declined on behalf of myself so they can collect more money while I am waiting for another settlement to come finally I ended up paying more with this company than the credit card it self offered me plus there bleeding fees. now I am done with my credit cards and there fees they still constantly calling my husband and I saying I still owe them fees I sent them e-mails saying I paid every thing these people casted me my marriage with harassing phone calls and still night and day they calling after 10 months later also. if I went with the credit cards it self for a deal I wouldn't have been paid these scum bag company 7000 dollars and still harassed by them. Add reply
DO NOT waste your money with Credit Solutions. They tell you they will help reduce your debt by 50%. They don't. It took soooo long to get any settlement offers through them. In the mean time my credit was getting worse. I finally found out from a credit collection agency that I could negotiate my own debt payments. Which I did, and paid off all my debt sooner than Credit Solutions said I would. I started negotiating all my debt through the collection agencies myself and they were all very helpful. They worked out payments I could afford and did not charge me any extra finance charges. In the long run, I paid Credit Solutions a lot of money for not much help. Lesson learned. I plan to stay debt free from now on.1 Replies - Latest reply on 08/28/2010Add reply
Before agreeing to sign up with this company or any company that is offering to settle your debts, make sure you understand they can only help settle your accounts when you actually have the money to ... read full review2 Replies - Latest reply on 07/29/2010
You pay your monthly fee to these people, and they tell you to stop making payments on your credit card. They guaranteed me that I'd have payoff offers within 60 days. Six months later, I had one that I initiated myself with the credit card company. I kept getting one excuse after the other from these people about why they haven't settled my accounts. I had a hard time getting someone to answer the phone, and was placed on hold for 10 + minutes quite often. You can call these people 10 times, speak to 10 different reps, and get 12 different answers to your question. This company is a rip off. The BBB gave it an F, and I pulled my business from them. Fortunately, I was able to cut my losses at under $500 before they suckered me out of over 2 grand in fees.2 Replies - Latest reply on 06/20/2010Add reply
This was a really bad decision to make. All they did was take my money and make me go to court with my creditors and owe court cost. I called them numerous times to help and all they said was that they called out creditors and they know I'm with credit solutions. I was in court with one of my creditors they said they never heard from them. Credit solutions kept $1,000.00 dollars of mine and said that was there cost for helping me. HELPING ME HA! They never did anything. Please don't ever use them you won't get nothing accomplished.
1 Replies - Latest reply on 08/31/2009Add reply
I have contacted all my creditors and now they have helped me tremendously. But I'm still out $1,000.00 BE SMART DON'T BE LIKE ME!!
Do Your Homework
TEXAS -- You people out there don't waste your time with credit solutions or any other debt relief. I fired credit solution after 7months. What a waste of my money. Trust me they want there money first. They say ... read full review6 Replies - Latest reply on 08/06/2009
I also signed up with Credit Solutions under the impressions it was a good company, but like you am finding myself in more debt. How do cancel and stop this madness, and why were reputable new networks promoting this company as reputable?
1 Replies - Latest reply on 07/27/2009Add reply
Please help, I am desperate to solve this problem.. you are right, no one there seems to know what's going on, I find am talking to teens most of the time and not real legal assistant.
Any info. you can send my way will be helpful
They charged me a ton of money to settle with my credit card company for more than I owed. I have so many complaints about that company it makes me too angry to elaborate. Lets just say they are very persuasive in the beginning. There customer service goes from excellent to non-existent once they get their money. I have no idea how their employees sleep at night. Must be a lot like Bernie Madoff. DO NOT USE CREDIT SOLUTIONS. It will ruin your credit and cost you money you obviously don't have.1 Replies - Latest reply on 06/30/2009Add reply
I thought I was being responsible in trying to resolve my debt with Credit Solutions. Damn was I WRONG!!! These people destroyed my credit to the point at which I can't even get a credit card for more than $100. I am now 100% debt free (in which I had to do on my own, thousands of dollars later). But the moral of the story is, they make you go months without paying your bills. Your credit score is plummeting while all of this is happing.
1 Replies - Latest reply on 03/18/2009Add reply
Not to mention you have harassing debt collectors calling you every day. You also get a 10-99 at the and of the year.
Don't Even Call Once!
AUSTIN, TEXAS -- I am being harassed by credit solutions! I contacted them regarding my $130K+ student loan debt and ~$2K misc debt. I was informed that there's nothing I can do about my student loans but take another ... read full review1 Replies - Latest reply on 01/15/2009
OMG Credit Solutions
So I signed up with Credit Solutions and they advised me that I would pay them, they would save my funds and settle on my debts for pennies on the dollar. It turned out that I paid them for taking calls ... read full review2 Replies - Latest reply on 01/15/2009
TEXAS -- After 3 months of paying about 200 hundred dollars, nothing was done for my credit card accounts that I had given them, instead I called each creditor and settled the account myself, without having to pay an extra dime. When I called to cancel the service, they said "sorry ma'am, we don't have a refund policy" so over 600 hundred dollars was wasted for them to do nothing. The customers service staff was kind and courteous as they should be when they a ripping you off.
Do it yourself and save the headache of dealing with these guys. (And keeping your money in your wallet)