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Worst Financial Experience... Ever!
StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

FORT WASHINGTON, PENNSYLVANIA -- I recommend avoiding this company like the plague! I originally set up my mortgage with a local bank, but they immediately sold it to Ditech. I would have chosen a different bank if knew that would happen (lesson learned, always ask!). I had to be very vigilant with Ditech. Absolutely nothing went smoothly. No email or online correspondence with them worked. Several phone calls were needed. It took me months to set up auto-pay. It took several attempts to get them to apply extra payments correctly. Auto-payment failed once, then they misapplied an extra payment resulting in a missed payment, but I got them to fix that and remove late fee.

I tried setting up an escrow to pay my home insurance. That was another huge hassle; took them over a month to respond. I even asked them to cancel it because I no longer wanted it, but they ignored that request. They appear to process requests in linear fashion, ignore future requests on the same topic until the finish with the initial request. I've only been working with them since Feb 2017. Now in Oct 2017, I got an opportunity to refinance for a lower rate, but the best part was getting away from them! I was able to avoid any major issues resulting in a financial loss, but it took a lot of effort!

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Evil Company. Steer Clear of Them!
StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

RAPID CITY, SOUTH DAKOTA -- I've been fighting with Ditech since 2015 when GreenTree sold our mortgage to them. They messed things up as soon as they got their grubby hands on it. They have claimed we've missed payments and that our payments were late, causing a fiasco on our credit scores in this process. We have turned them in to the Department of Financial Institutions as well as FHA Consumer Protection agencies.

Whenever we turn them in they make everything look like they've fixed everything, only to turn around and do the same junk to us within 3 months again. We call and call, only to receive different information from each individual we speak to there, none of them pleasant to deal with either.

They have also changed our monthly mortgage amount due back and forth between a few hundred dollars - interesting when you consider we're on a 30 year "fixed rate" FHA mortgage! They're now threatening foreclosure on our home - even though we have every single bank statement showing we paid every single mortgage payment earlier than the due date! We're unable to refinance because the damage they've done to our credit reports - nobody wants to deal with us when it looks like we're not paying our mortgage; liability to other lenders.

We would "really" like to get a class-action lawsuit going against this company; anyone else interested? If so, please send us an email at: **. It is time we fight back with this "debt collection" company trying to be a mortgage company and steal from all of us hard working people!

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Deliberately Misapply My Funds Over and Over
StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

I've already made several complaints with consumer protection services about Ditech not applying funds to principal as I indicate in accordance with the loan contract. The situation ultimately gets fixed, but then they do it again. This last time, they applied the extra funds I sent to Sept., Oct. and Nov., though I had indicated that it was all for Sept. Furthermore, they applied the greatest amount to Nov. and not to Sept., so as to maximize the interest I would have to pay.

They are a constant headache which is probably the biggest reason I want to pay off the loan as quickly as possible. My lawyer had to contact them 2 or 3 times before they would accept extra principal payments. If I ever make another loan, there will be a clause that ditech or anyone associated with them will never be able to buy my loan. They are the WORST!

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Customer Service — What a Joke!
StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

I printed the pay-off. Mailed the check the same day. They never cashed the check until after the date the pay-off was good through. Then sent me a letter saying that I owe more because I didn't pay it in time. The pay-off was $4,168. The "more" was $479. How much interest did they charge me for 5 days? I called. Talked to a REAL JERK in "Customer Service". Let's say I tried to talk to him. He was such a jerk. Treated me like I had tried to cheat them. My loan wasn't even due. I tried to ask him why the amount was so high and he told me to just pay what I owe and hung up on me.

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Refund of Our Escrow Money
StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

PALENTINE, ILLINOIS -- 6/6/2017. We paid off our Mortgage, and were told we would receive our Escrow money in 20 days. We're still fighting for it 2 1/2 months later - ready to take it to a lawyer now. They say they issued us a check and we never received it. We spoke to them and were told they would direct deposit the money into our bank account, this never happened either. Then called back to inquire about that, and was told a new check was cut now and put in the mail again - they never even tried to direct deposit after taking all our banking info and telling us they would. This is our money...not theirs.

Now our house taxes are late, we got charged a late fee, and had to take the money out of our savings to pay them. Still no check from Ditech!! And the person head of escrow dept is not even returning our calls. We were also with Green Tree and sold to Ditech - so it's not like we had a choice. Funny thing is all my house payments and my final pay off payment on my house - Ditech has always received in the mail...no lost mail there. Only lost mail, when they send you a refund?

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I Hate Ditech
StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

CALIFORNIA -- Absolutely horrible company!!! Never dealt with so many incompetents!!! After having Citimortgage for almost the entire time I have had homes (2 condos and 1 home). After hitting hard times back in '09 we had a modification done through Citibank and no problem. We made our payments then after the modification was done Citibank sold our mortgage to Greentree then all of a sudden Greentree was "sold" to Ditech, a Walters Company which basically changing names.

I tried another modification through Ditech and got all the documentation which I faxed over twice (80 pages) saying they never received the docs and I have the receipt to prove they did. I then mailed the docs, again got the same response, never received the docs.

They were supposed to waive two late fees but never did and when I called today about why they haven't applied my payment for May, they said they never received it, so now I have another late fee added on and when I asked about the two late fees being waived this customer service representative says I don't see anything in the notes and she can't do anything about the late fees. Unbelievable, I can believe this company can get away with so much, just Google the 581 complaints about this company.

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Crooks, Scammers, Con Artists
StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

RAPID CITY, SOUTH DAKOTA -- When we bought our home it was through Green Tree, which were ok to deal with. However, our loan was sold to Ditech, or the companies merged, whatever. Ditech now has our loan. I became physically handicapped and was unemployed for nearly 9 months. I struggled to make our payments. Tho admittedly payments were at times late. What I did not learn until recently, Ditech does not accept partial payments. So all my payments were not being applied to my account. Yesterday I received a check for several thousand dollars. Curious I went online, and saw my account is $9,000 in arrears. WTF?!!

I've been making payments. Now Ditech tells me I have to pay the whole amount to keep account current. How? When they are still holding most of the money paid? And tell me I will get that money back in a few months. In a few months any mortgage payment I make will just be sent back to me... in a few months. This is a complete scam to purposefully repose on peoples home, and prey on them. To take advantage. How come this company is not being investigated for fraud, and God's know what else, is beyond logic and reason.

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Ditech Is a Shady Company
StarStarEmpty StarEmpty StarEmpty StarBy -
Rating: 2/51

WADDELL, ARIZONA -- Ditech bought out my original mortgage. As soon as they took over, they started charging me more money for PMI, then wanted to charge late fees for being short on my monthly payments because they decided to charge more money without notifying me. I then requested to drop the PMI. After several phone requests over several weeks, they eventually said I have to send a written request to drop it. I sent that in, then made at least 10 calls to them over 6 months to follow up to no avail. Finally, I resorted to threatening them w/ legal and exposing them to public scrutiny.

After a couple more weeks, I got a call stating that if I didn't answer calls from the appraiser, my request to drop PMI would be dismissed. I told the girl that apparently they have the correct phone number since she got a hold of me in one phone call! She admitted they (apparently) were giving the appraiser the wrong phone number. After all this time, they eventually got my PMI dropped, but they did everything they could to drag their feet and do everything possible to keep me from dropping the worthless PMI. I have heard many similar stories in the last year of people fed up with this shady business!

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Overcollecting Escrow, Not Paying Taxes
StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

OHIO -- DiTech obtained my mortgage from Green Tree. They have messed up from day one. In 2015 they missed a tax payment. They sent my insurance company a check for $3007.77, when the bill was only $1347.00. After numerous calls they paid the overdue taxes from 2015 in 2016. Fall of 2016 they failed to pay my taxes again, until I made several phone calls. I was late with two payments, due to being off work for surgery. I paid the late fee the following month. They still kept charging the late fee.

I called and was advised to pay the fee again, so in Dec. 2016 I paid the fees a second time. They are still marked unpaid. I call, no help. I write letters, I just get a letter saying they are looking into it. But things never get resolved! Now they have raised my house payment over $200 a month, but no one can say why. I have a fixed mortgage. They are collecting almost $3600 a year more for escrow than needed. They told me they will review it again in Sept. 2017. They are ripping me off.

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FAILED to Pay Our Property Tax
StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

RAPID CITY, SOUTH DAKOTA -- We refinanced in April 2015 and our loan was purchased by Ditech from GreenTree. Ditech has collected escrow each and every month from our mortgage payment, however, they failed to pay the property tax for our home and now we are in delinquency with the County Tax Authority! I have called repeatedly to try and get this resolved and all they can tell me is "We are researching the problem." Research? All they need to do is pay the tax bill! Simple.

Each person I talk to in the tax division says our account was marked as "exempt." How in the world that happened I have no idea. Everyone who works in customer service spits out crap as though they are a robot. Terrible company. Terrible customer service.

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DiTech Mortgage Rating:
Star Empty star Empty star Empty star Empty star
1.1 out of 5, based on 11 ratings and
15 reviews & complaints.
Contact Information:
DiTech Mortgage
1100 Virginia Drive, Suite 100
Fort Washington, PA 19034
1-800-643-0202 (ph)
www.ditech.com
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