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GC Services Limited Partnership


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Fight back file Lawsuits against GC Services Limited Partnership
Posted by Fight Back With Lawsuits on 05/04/2010
Here is a list of this Company which whom harasses people a lot for dishonest debts. fight back don't be intimidated by them.

GC Services Limited Partnership Addresses and Fax Numbers AND Information also from Budhibbs website.

E-mail this information to family and friends

6330 Gulfton St.
Houston, TX
77081
United States (Map)
Phone: 713-777-4441
Fax: 713-777-6619

6330 Gulfton
PO Box 2667
Houston, TX 77081
Phone: (713) 777-4441
Fax: (713) 776-6689
Web Address: www.gcserv.com

GC Services AZ Address
8125 N 23rd Ave. #211
Phoenix, AZ 85021
Phone: (602) 995-5710
Fax: (602) 995-7518

GC Services MO Address
111 Westport Plaza Drive #205
St Louis, MO 63146
Phone: (314) 851-4359
Fax: (314) 851-4320

GC Services FL Address
4019 Woodcock Drive #101
Jacksonville, Fl 32247
800-801-9403

GC Services OK Address
PO Box 721660
Oklahoma City, OK 73172-1660
Phone: 866-794-1916
Fax for T-Mobile Accounts 405-621-6485

GC Services CA Address
4900 Rivergrade Road
Irwindale, ca 91706-1401
Phone: (626) 851-8227


Sample letter

Validation of debt request
(Sent via certified mail)
DATE_________________________
To: Debt collector_______________________
Attn: Customer service
Address_______________________________
City, state, ZIP_________________________
RE:
Your name____________________________
Address______________________________
City, state, ZIP_________________________
Account #_____________________________
To whom it may concern:
This is a written request for validation of the debt referred to in your recent letter.
The Federal Trade Commission, in 15 U. SC. 1692g, requires that debt collectors
cease collection of a debt until verification of that debt is mailed to consumers.
Please provide this information in writing via U.S. mail at the address listed above.
Sincerely,
Name___________________________
Print name_______________________
     
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Posted by Alain on 2010-05-04:
Thanks for the info.
Posted by Slimjim on 2010-05-04:
Nice template. This can be used for any collection agency for that matter.
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Jury Duty fines
Posted by Bobby18 on 02/20/2008
My son got a demand notice from GC Services Limited Collection Agency for 250.00 for not going to jury service. I called the court and they said do not pay this!!!!!!!!! It's a scam. Be cautious.
     
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Posted by tnchuck100 on 2008-02-20:
Thanks for the heads up on that one.
Posted by MRM on 2008-02-21:
Ive never heard of this scam where they collect your money if you dont serve jury duty. Helpful tip indeed.
Posted by Principissa on 2008-02-21:
Wow, I wonder how many people have paid that?
Posted by Slimjim on 2008-02-21:
I'd like to know if your son really did miss jury duty and somehow they know this or are they praying on people thinking they missed a notice to appear and were fined.
Posted by CrazyRedHead on 2008-02-21:
I have heard of this. Your right, it is a scam and don't pay one penny to them. You did the right thing in contacting the court.
Posted by chris513 on 2008-02-21:
very useful info!
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GC Limited Services
Posted by N8sgrl1221 on 04/05/2006
SAN DIEGO, CALIFORNIA -- I have a situation much like some of the others with this company. They called and left a message with my brother so I called them back. I was told that because I was 60 days behind in my Citibank payment that I now had to pay this company in full and that I had 48 hours to come up with the money. (it's about $5000). I understand that I owe the money and I am not trying to get out of it by any means. My husband lost his business back in Feb. and owes money in state sales tax. The state cleared out all of our bank accounts to get some of their money. Because of this, I had no money to pay anything else and had to borrow money just to pay our rent. I fully intended to mail citibank a payment as soon as I could and I thought we would get my federal tax return back soon. We have not gotten that yet and my husband just got a second job and a paycheck from that job last week. I am trying to make payments and I was told that was not an option and that if I didn't get the money by the end of the week that they were taking me to court. Now my husband just called them (who is not on my account) Seth gave out all of my info to him as far as what I owe and how far past due I am, and told him that he could now offer to take 2 half payments. He also gave him an address after refusing multiple times to give me one. I also talked to Citibank and they told me that I could send them payments to pay down the balance, but that won't stop this company from trying to contact me. I said I understood that. Seth also told my husband that my account was 135 days past due when that is not even possible and I have bank statements to prove it. (also verified with citibank.) I am planning on filing a complaint with the attourney general about this whole thing, but I'm not really sure what else to do. I am willing to pay whatever I can and I already sent a payment to Citibank, so I don't know where else to go. I really don't want to go to court over this and if I continue to make payments is that really possible? I'm sorry if this is confusing, I just really don't know what else to do. Any help would be appreciated. Thank you.
     
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Posted by viperpa33s on 2006-04-05:
You can pay them what you can pay. Even if they took you to court, as long as the court seen that you are making an effort to pay, there is nothing GS can do about it. Your only other choice is to file for bankruptcy. Then you will be on set payments till the debt is paid back. They are just trying to scare you into paying up front. I say you can't blood out of a stone.
Posted by Anonymous on 2006-04-05:
I know what viperpa33s is correct and there is nothing GS can do. They are just a collection agency with some lower form of life on the phone. They live to try to intimidate people. I think it gives them a sense of power or some such BS. When they call just hang up. Pay what you can and don’t loose sleep over what you can not control. Good Luck
Posted by N8sgrl1221 on 2006-04-05:
Thanks for the help guys. This guy was a huge idiot and really bothered me. I did kind of laugh at how easy it was for my husband to get my information. All he said to them was that he was my husband and gave him my address. Anyone I know could have called and done the exact same thing. Isn't that information not supposed to be given out to anyone but me? Unless of course they're my lawyer or I tell them to, especially considering I am the only one on this account
Posted by N8sgrl1221 on 2006-04-06:
I have another question. Should I make the payments to them or to Citibank? The only address I have to send GC is some p.o. box that my husband finally got out of the guy. I'm not sure I'm really comfortable with that.
Posted by John2000 on 2006-06-01:
Two things you may want to know :
When G C Services calls you and you tell them that you are making payments to the original creditor and don't call you again, they can't bother you again.
In this case ofcourse you must be making payments to your original creditor.
-- Through phone conversations or letters, if GC uses deceptive practices ( mentioining something they have no intention to do or can't do by law just to threaten you ), they are in CLEAR violation of Fair Debt Collection practices and you have a choice to sue them for violating this law.
Generally the big creditors don't give scum debt collectors like GC the authority to proceed legally. If they can't handle the case they need to hand it over to the creditor who may choose to let a law firm to obtain a judgement against you for collection. But before doing so, definitely they will be in contact with you to give you an opportunity to negotiate the payment plan.
Posted by athomass on 2006-06-06:
Please be advised that a nationwide class action lawsuit was filed last year against GC Services in San Diego, California [Thomason, et. al. v. GC Services, US District Court, Southern District of California, Case No. 05cv940]. You may be a class member in this lawsuit if you have ever spoken to a GC Services employee via telephone (for any reason, and no matter how long the call lasted). It does not matter whether you actually owe a debt to anyone, only that you had at least one telephone conversation with GC Services.

What is this lawsuit about? In short, the lawsuit alleges that GC Services routinely places telephone calls to, and accepts telephone calls from, consumers who allegedly owe debts that GC Services is attempting to collect. The lawsuit further alleges that GC Services secretly monitors and records these telephone conversations without the permission of these consumers.

The above conduct by GC Services, if true, is a crime in the State of California and approximately 16 other states. In California, victims of this crime may receive damages of $5,000.00 -- per violation. Other states also allow recovery of money damages for such violations, but the amounts of recovery vary from state to state.

GC Services above conduct is also a violation of the FDCPA for which there is a $1,000.00 recovery. Specifically, it is false and deceptive when GC Services does not tell consumers they are monitoring and recording telephone calls. Indeed, consumers would be far less likely to talk to GC Services employees if they knew that their calls were being monitored and recorded. This is especially true when one considers that sensitive information is often disclosed by consumers during these telephone calls (e.g. social security numbers, bank information, credit card info, etc.). Like most collection agencies, there is a high turnover rate with GC Services employees, thus increasing the likelihood of identity theft involving these consumers.

How do I know all of this information? I am one of the named plaintiffs in the lawsuit. GC Services admitted to me that it monitored my telephone call (I did not owe the debt), but never informed me that they were monitoring my call until after I thought to ask them if they were doing so. GC Services brags on its website that it monitors and records over 100,000 telephone calls throughout the United States each year.

You are a class member and may be entitled to recover money damages if: 1) you had at least one telephone conversation with GC Services at anytime from May 4, 2004 to present; 2) the GC Services employee did not tell you that your call may be monitored or recorded at the beginning of the conversation; and 3) you live in the United States or Puerto Rico.

If you meet the above criteria, or know anyone that does, I respectfully ask that you please contact my attorneys and share your experiences so that they can certify a national class on behalf of all consumers. This is a very, very, bad company and I believe it has caused, and it continues to cause, a lot of harm to innocent consumers throughout the United States; GC Services must be stopped.

The contact information for my attorneys is as follows:

Robert E. Schroth Sr., Esq.
Robert E. Schroth Jr., Esq.
Schroth & Schroth, LLC
2044 First Avenue, Suite 200
San Diego, CA 92101
Telephone: (619) 233-7521
Facsimile: (619) 233-4516
Email: gcclassaction@sbcglobal.net

Robert L. Arleo, Esq.
The Law Offices of Robert L. Arleo
1375 Broadway, Third Floor
New York, New York 10018
Telephone: (646) 278-5648
Email: gcclassaction@sbcglobal.net

Please also feel free to reply directly to me if you have any questions or need additional information about this case. I am more than happy to send you an electronic copy of the complaint and other pleadings and papers on file in this case or otherwise provide you with additional details and information you may need.

Thank you.

Andy T.
Posted by AhoyVey on 2008-05-27:
Hey. Listen, I'm in the same boat with these retards. They call my mom's best friend who I barely have seen more than two weeks throughout my entire life! They were looking for me. Well, after an exciting exchange of words I called the FTC and filed a formal complaint against them. I mailed them a certified letter telling them to stop calling me or anyone associated to me. Similarly, I went to my police precinct and filed an harassment report highlighting everything the FTC is a direct violation. I sent this to the FTC and BBB (who's on the verge of cutting them loose from their list). Don't let them push you. Don't send the money. If they say you can't mail the original creditor they're full of s**t. They can't sue you or arrest you or garnish wages. Mail your payments to the original creditor and save copies of the imaged checks from online. These are legal copies of your check and 100% permissible in court. Paying does not make you lose them. They can still call unless you request they don't. Pay what you can. I lost my job and had a lot of financial problems but according to them I'm just some slacking scumbag...hahaha, that's the pot calling the kettle black! I hope I helped...
Posted by jktshff1 on 2008-05-27:
The biggest thing to remember is that if they "cash" or accept a payment of even 20 bucks, that is acceptance of payment on your terms. You're still gonna have problems with them but the effort to pay and acceptance goes a long way in a court battle.
Good luck
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Good situation turned bad
Posted by GeorgiaMae on 01/28/2008
I recently received a call regarding a bill with Citibank, the rep from GC that I spoke with was very helpful and willing to help me as much as possible. He and I were keeping in touch every other day and working to resolve the debt. I called him on the last day I was supposed to and he was not available I left him a voicemail, and then called again the next day leaving a voicemail for him to get back to me. Keep in mind I have been doing everything this company asked me to to resolve the debt. This rep did not get back to me and 2 days later a "manager" called and basically told me I was running from the debt. he told me I had to pay it in full and that was my only option which differed from the payment plan I was setting up with the first rep. The manager used absolutely no manners on the phone yelled at me and basically called me a low life. He refused information that I requested and didn't even want to hear about the other plans his employee was working on with me.

I want to resolve this but I can't deal with the people at this company I have never been so disrespected in my life. I'm just afraid that when they send it back to Citi I will be misrepresented. Any advice, what can I do???
     
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Posted by jktshff1 on 2008-01-28:
If you don't have your conversations with the rep documented you have a problem.
There are other people on here that are more qualified that I to try to help you. Keep checking back and good luck.
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Driver's License Suspended - Demanding Payment of Ticket I Took Care of
Posted by Jenkeh on 11/19/2007
CALIFORNIA -- I was issued a ticket for a correctable violation due to a non-working headlight. I had the headlight fixed and a law enforcement officer signed off the ticket to certify the correction (I obtained an extension using the automated telephone system listed in the ticket). Following the instructions for correctable violations on the back of the issued ticket, I mailed via regular USPS my original ticket including the certificate of correction mentioned above and a $10.00 personal check for the transaction fee to process and dismiss the ticket before the deadline. Months later, I received a letter from GC Services Limited Partnership stating that I owed them $686.00 “as a result of failure to appear on my citation”. I called the collection agency on different occasions requesting clarification and asking for a review of my case, but was told every time – in a very rude way – that there was nothing else to do but pay or my license could be placed on hold. I just found out from my car insurance that my license has actually been suspended.

Upon my personal investigation, I concluded that the mail with my ticket and payment must not have been delivered to the court because I found that my $10.00 check was never cashed. However, I never received any courtesy or additional notices from either the Los Angeles Superior Court or the Department of Motor Vehicles regarding any of this – not even when I received my car’s registration renewal notice.

I know I could just save my self the headache and pay the $686, but this is unfair knowing I followed the instructions given and did everything I was supposed to do on my end to take care of this ticket. Is there anything I can do to have my case reviewed and find a fair and reasonable solution to this?
     
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Posted by Anonymous on 2007-11-19:
>>>my check was never cashed.<<<<<

That means your ticket was never paid.
Posted by Anonymous on 2007-11-19:
Now don't you wish you balanced your checking account?
Posted by Anonymous on 2007-11-19:
Contact the Los Angeles Superior Court. They can pull it from collections but if they will is another story. See if you can negotiate a settlement with either party. If you can't resolve it with the court and the collector won't budge then you're gonna have to bite the bullet and pay the man.

Hopefully you have all your dated documentation as to prove your intentions. Good luck and let us know how it all turns out.
Posted by runaway on 2007-11-19:
They don't have to send you any more notices; it's considered your obligation to make sure the ticket/fees are paid, and I'm sure they heard "but I mailed it!" too many times to believe it.
In some states "Failure to Appear" results in a bench warrant, so you might want to clear this up one way or another soon. I've known people who have been arrested for forgetting to pay a ticket; the next time they heard anything about it was when they were being fitted for their pretty new bracelets by the nice officer.
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Student loan debt
Posted by MS.G on 10/02/2007
4777 HILTON CORPORATE DR. COLUMBUS, OHIO -- GC Services contacted me on my job in an effort to collect a debt. They rudely informed me that they have been calling me for three weeks without success and that i must agree to $248.00 payment or they would garnish my wages of more than $340.00 a month. I informed the young man that it had only been 3 days and i wouldn't be able to afford $340 but I could try to pay $248. After speaking with several rude employees i was finally in touch with the rehabilitation department. I spoke with the supervisor Ms. Grishmore who explained that the check would be sent out on the 30th of each month,with a 10 day grace period. She informed that Ms. Selsa would be handling my acct. after that point. When I spoke with Ms. Selsa I informed her that since this is my first payment that I would need to utilize my grace period and could we not process the check on the 30th. She informed me that the 30th is a Sunday and the payment would not post until @ the 5th.They posted the check on Friday and on Monday my Acct. was overdrawn. I called GC Services to inform them of their error and the rudeness and such disrespect began. Ms. Selsa answered the phone and when I informed her of the situation she was no help , I asked to speak with Ms. Grishmore whom had previously told me she was the supervisor began to tell me that there was nothing they could do about it. I informed her that the payment was sent well before the 30th and now my acct is overdrawn and once the bank pay it will make my acct.over $500 overdrawn.

There's nothing I can do for you. I asked was there anyone else I could speak with. At this time I am crying and frantic because after all my rent check is also involved. A very disrespectful Mr. Short got on the phone and said "hey Trina (as if we are friends") how can i help you. I said hi Short I am Having a issue with my payment posting early causing my acct. to be overdrawn. He told me his name is Mr.Short and I informed him that I prefer MS. gai***. "Well Trina is your name and you are not gonna call my office making demands. Its not our fault you don't have any money, yes your acct. is negative thats not our fault. I asked sir is there anyone else i can speak with, he said no, I'm the only one, and I'll just call your job and tell them to star the garnishment process, and hung up the phone in my face. I understand that that was an attempt to collect a debt, but there still should be some type of customer service.People like Mr.Short think it is okay to treat people disrespectful and rude because the company allows it to happen.

Is there anything that can be done? How do we as consumers make sure people like this is held accountable.
     
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Posted by Anonymous on 2007-10-02:
Did you not qualify or apply for Economic Hardship Deferment?

Many loan programs allow a borrower to defer payment of student loans due to economic hardship.
Posted by bargod on 2007-10-02:
Pay them when your ready on your time. They can't garnish your wages until they have taken you to court and won judgement against you. Which is a long process.They are just makeing threats to scare you. Also if you send them a check make sure you postdate until your ready for the money to leave the account. If they post it early they will get in trouble from the bank. Hope this helps. Good luck.
Posted by Anonymous on 2007-10-02:
I'm not sure I agree with you bargod.

Administrative Wage Garnishment

Under the Higher Education Act, the Department and guaranty agencies may require employers who employ individuals who have defaulted on the repayment of a student loan to deduct 15% of the borrower's disposable pay per pay period toward repayment of the debt. Also, the Debt Collection Improvement Act of 1996 permits the Department to garnish up to 15% of disposable pay. Garnishment may continue until the entire balance of the outstanding loan is paid. You should note that wage garnishment is used only for borrowers who refuse to voluntarily repay their defaulted loan and is not used with those borrowers who continue to make regular and timely monthly payments.
Posted by Anonymous on 2007-10-02:
Oh BTW -- An Administrative Wage Garnishment does not require a judgment.
Posted by bargod on 2007-10-02:
You could be right stewie, just was speaking from experience where im from. But shifty collection companies will still try to screw you. If you give them automatic withdrawl They will clean out your account and not take payment on specific dates like they say they will. Same with checks they will cash them imediattly and not when they're supposed too.
Posted by spiderman2 on 2007-10-02:
I wouldn't give anyone automatic withdrawal from my checking account. I don't trust anyone with my money.
Posted by Anonymous on 2007-10-02:
Stew: Excellent information as always !
<;O)
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Question About Collection Procedures
Posted by Signhere on 02/17/2006
MISSISSIPPI -- Hi, I've read some of the reviews and searched for help everywhere on how to handle this situation. Seems like other people have been more fortunate. I was contacted by GC Services last week. Actually, they left a message and I called them back. When I called, I told them I wanted to handle the debt and asked if I could arrange payments. I was told payments weren't an option. They wanted me to write postdated checks for funds that I didn't have the slightest clue where they'd come from and couldn't guarantee they'd be there. The debt is less than $3000, which is mostly interest. I called them on the 10th and then called back on the 13th. I tried again to make a payment and was told, "What do you not understand about Payments not being an option!" The woman was very irate, even though I made it clear that I wanted to pay it, but I couldn't pay the whole thing. She said you have 48 hours. She mentioned that I have assets. This is a credit card that I owe for (mostly interest, and I don't know the exact amount). She wouldn't let me even wait until I got paid again, or until my income tax refund came back.

I'm overwhelmed at the fact that she didn't want to give me a reasonable amount of time to come up with the money. I don't understand the tactics, and one lady I spoke to on the 10th said that the accountants would review this on the 24th. This other lady would not let me talk to her again and she even contradicted the fact that the first lady said she would accept a payment, though it wouldn't change anything. The second lady refused my money, and then said if I didn't pay voluntarily, they had no choice by to proceed with other routes... I said I'm TRYING to give you some money, and I can pay more in two weeks, and when I get my last W2, I can get the rapid refund and pay it all. She wouldn't even wait two weeks. I don't understand this, and now since she called me yesterday and said she was referring it back to the creditor and I'd be responsible for attorneys fees, etc., I'm worried that she might misrepresent some of the facts to them and tell them I was unwilling to do anything. To make it worse, the first person they spoke to was my spouse when I was not home, and he was not friendly at all.

So, I wrote the original creditor a letter, told them what happened, wrote a check for $50 and explained that until I get paid, that's all I can afford (although I really can't at the moment since now I have to figure out where gas money is going to come from for next week).

What will she do to me? Can they sue me if I send them money? How long does she have to wait? What procedure has to be in place before they can process this?

They just received the account no earlier than the 8th. I have a letter from them without a date that says I have 30 days to request verification of the debt. I'm thinking that I will mail them a letter asking them to do this. That should buy me enough time to get my tax refund.

Is this typical, to demand payment in full without allowing a reasonable amount of time? I see where other people were able to work with the same creditor. This company said they couldn't allow me to make payments. What should I do?
     
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Posted by tander on 2006-02-17:
What kind of place wouldn't accept money, if you owe it, and post-dated checks here in my state don't mean anything, they can cash them whenever they want.I would of done what you did, and just sent a check, and it they don't accept it, then it's their problem!
Posted by DebtorBasher on 2006-02-17:
Who is the original creditor? I ask because I'm sure I can give you the name of a person in charge that you can write to...also, they CAN NOT refuse any payment you send them.
Posted by ejack053824 on 2006-02-18:
go to "Budhibbs.com" He can help!
Posted by DebtorBasher on 2006-02-18:
Bud Hibbs...gggrrrrrrrrrr!
Posted by cycolbur on 2006-02-20:
Do what you did they cannot refuse payment. Sounds like to me they are just bullying you to see what you will do. As long as you keep sending payments if you can contact your orginal creditor and talk to them mail them the payments instead . Some collection agencies like scare tatics. In my opinion very unprofessional . good luck debtbasher is good and gives sound advice.
Posted by DebtorBasher on 2006-02-20:
Thanks cy!
Posted by signhere on 2006-02-21:
Citibank is the original creditor. GC calls me every other day. I always end up talking to the same woman (Mrs. Sullivan) who is very rude. If a nicer person calls me, she's always listening and butts in. I told her that I received a letter that says I have 30 days to dispute the debt or request verification. She said that's not true, but I'll go by something in writing than what she is telling me on the phone. She does sound like a bully. She told the new lady who called me that I was refusing to pay anything, and I told her that Mrs. S had misrepresented the facts. After that, Mrs. S jumped on the phone, and she started screaming at me and saying, "WHAT ARE YOU ACCUSING ME OF?" I hung up on her. She was telling me I had to pay it by the 24th.

If you know someone I could talk to at the original creditor's office who will negotiate payments with me, I'd be most grateful. Can they sue me if I'm paying them something, and is it okay to send the payments to the original creditor? I just don't trust these people after the way they treat me.

Thanks!
Posted by RavenNC on 2006-03-20:
My experience with this company has been awful. You may be interested to know that GC Services has been the focus of numerous investigations and lawsuits, and has lost several state contracts due to their debt collection practices.

In my case, I have a student loan that went into default a few years ago when my husband lost his job.

In trying to work with this company I have found that they insist on verbal agreements and refuse to provide any documentation regarding the debt, payments made, or any agreements made. My experience has been that they will make a verbal agreement regarding payment, allow you to make a few payments, then call demanding the full amount and denying that any agreement was ever made. This is when they tell you that the person you'd been talking to and working with for the past few months in no longer with the company, so is not available to verify the arrangement.

Any attempt to request verification or documentation of the debt or payments results in immediate transfer to the "Garnishment" department where they threaten you with immediate legal action.

I am extremely committed to resolving this debt. Since Sept. my balance has dropped from $25,000 to $17,000 through a combination of my monthly payments and our fed. income tax return. If this incident had happened ONCE I would have written it off as a bad employee. It has now happened TWICE in exactly the same way both times. This is no longer a bad employee...this is a company with a history of disreputable tactics.

I will be contacting the DOE (again), as well as the State Attorney General and a local lawyer. I want to pay this debt, but I refust to be abused at their whim.
Posted by John2000 on 2006-06-01:
ALWAYS work with original creditor for a payment plan.
Nasty debt collectors like G C Services are the low life people. Because some decent debt collectors make professional conversations and work towards any workable payment plan.
Ofcourse debt collectors make money as a percentage of the collection, and G C Services takes the lowest paths to achieve it. Don't pay anything to G C Services instead work with citi. Tell the person calling from G C in rather harsh voice not to call you again and you are working with citi. If they keep bothering you tell them that you will take the legal route and you may do so if it gets worse.
Posted by John2000 on 2006-06-01:
DONT PAY ANYTHING TO G C SERVICES
Posted by athomass on 2006-06-06:
CLASS ACTION LAWSUIT FILED

Please be advised that a nationwide class action lawsuit was filed last year against GC Services in San Diego, California [Thomason, et. al. v. GC Services, US District Court, Southern District of California, Case No. 05cv940]. You may be a class member in this lawsuit if you have ever spoken to a GC Services employee via telephone (for any reason, and no matter how long the call lasted). It does not matter whether you actually owe a debt to anyone, only that you had at least one telephone conversation with GC Services.

What is this lawsuit about? In short, the lawsuit alleges that GC Services routinely places telephone calls to, and accepts telephone calls from, consumers who allegedly owe debts that GC Services is attempting to collect. The lawsuit further alleges that GC Services secretly monitors and records these telephone conversations without the permission of these consumers.

The above conduct by GC Services, if true, is a crime in the State of California and approximately 16 other states. In California, victims of this crime may receive damages of $5,000.00 -- per violation. Other states also allow recovery of money damages for such violations, but the amounts of recovery vary from state to state.

GC Services above conduct is also a violation of the FDCPA for which there is a $1,000.00 recovery. Specifically, it is false and deceptive when GC Services does not tell consumers they are monitoring and recording telephone calls. Indeed, consumers would be far less likely to talk to GC Services employees if they knew that their calls were being monitored and recorded. This is especially true when one considers that sensitive information is often disclosed by consumers during these telephone calls (e.g. social security numbers, bank information, credit card info, etc.). Like most collection agencies, there is a high turnover rate with GC Services employees, thus increasing the likelihood of identity theft involving these consumers.

How do I know all of this information? I am one of the named plaintiffs in the lawsuit. GC Services admitted to me that it monitored my telephone call (I did not owe the debt), but never informed me that they were monitoring my call until after I thought to ask them if they were doing so. GC Services brags on its website that it monitors and records over 100,000 telephone calls throughout the United States each year.

You are a class member and may be entitled to recover money damages if: 1) you had at least one telephone conversation with GC Services at anytime from May 4, 2004 to present; 2) the GC Services employee did not tell you that your call may be monitored or recorded at the beginning of the conversation; and 3) you live in the United States or Puerto Rico.

If you meet the above criteria, or know anyone that does, I respectfully ask that you please contact my attorneys and share your experiences so that they can certify a national class on behalf of all consumers. This is a very, very, bad company and I believe it has caused, and it continues to cause, a lot of harm to innocent consumers throughout the United States; GC Services must be stopped.

The contact information for my attorneys is as follows:

Robert E. Schroth Sr., Esq.
Robert E. Schroth Jr., Esq.
Schroth & Schroth, LLC
2044 First Avenue, Suite 200
San Diego, CA 92101
Telephone: (619) 233-7521
Facsimile: (619) 233-4516
Email: gcclassaction@sbcglobal.net

Robert L. Arleo, Esq.
The Law Offices of Robert L. Arleo
1375 Broadway, Third Floor
New York, New York 10018
Telephone: (646) 278-5648
Email: gcclassaction@sbcglobal.net

Please also feel free to reply directly to me if you have any questions or need additional information about this case. I am more than happy to send you an electronic copy of the complaint and other pleadings and papers on file in this case or otherwise provide you with additional details and information you may need.

Thank you.

Andy T.
Posted by GIPSYWING on 2006-06-23:
FOR YOUR INFORMATION......................March 12, 1987



GC Services Corp., a Texas-based debt collection agency, has
asked the Federal Trade Commission to reopen and set aside a 1974
consent order.
GC Services is a debt collection agency for businesses
throughout the United States.
An FTC complaint, issued with the consent, had charged the
company used unfair and deceptive practices in attempting to
collect debts. The 1974 order, modified in 1978 and 1983,
prohibited GC Services from using such practices and imposed
restrictions on GC Services' acceptance of debtors' post-dated
checks.
The petition will be subject to public comment for 30 days,
until April 13. Comments should be addressed to Office of the
Secretary, Federal Trade Commission, 6th St. and Pennsylvania
Ave. N.W., Washington, D.C. 20580. A Federal Register notice
announcing the comment period will be published shortly.
Copies of the petition to reopen and set aside the order are
available from the FTC's Public Reference Branch, Room 130, 6th
St. and Pennsylvania Ave. N.W., Washington, D.C. 20580; 202-326-
2222; TTY 202-326-2502.

# # #


MEDIA CONTACT: Dee Ellison, Office of Public Affairs, 202-326-
2177

STAFF CONTACT: George T. O'Brien, Bureau of Consumer Protection,
202-326-2972

FTC File No. C-2511

[gcservices]
Posted by GIPSYWING on 2006-06-23:
From the FTC.Gov website
They have a history !
FOR YOUR INFORMATION......................March 12, 1987



GC Services Corp., a Texas-based debt collection agency, has
asked the Federal Trade Commission to reopen and set aside a 1974
consent order.
GC Services is a debt collection agency for businesses
throughout the United States.
An FTC complaint, issued with the consent, had charged the
company used unfair and deceptive practices in attempting to
collect debts. The 1974 order, modified in 1978 and 1983,
prohibited GC Services from using such practices and imposed
restrictions on GC Services' acceptance of debtors' post-dated
checks.
The petition will be subject to public comment for 30 days,
until April 13. Comments should be addressed to Office of the
Secretary, Federal Trade Commission, 6th St. and Pennsylvania
Ave. N.W., Washington, D.C. 20580. A Federal Register notice
announcing the comment period will be published shortly.
Copies of the petition to reopen and set aside the order are
available from the FTC's Public Reference Branch, Room 130, 6th
St. and Pennsylvania Ave. N.W., Washington, D.C. 20580; 202-326-
2222; TTY 202-326-2502.

# # #


MEDIA CONTACT: Dee Ellison, Office of Public Affairs, 202-326-
2177

STAFF CONTACT: George T. O'Brien, Bureau of Consumer Protection,
202-326-2972

FTC File No. C-2511

[gcservices]
Posted by athomass on 2006-07-02:
Thanks for the info Gipsywing. Yeah, it does appear that GC Services has a very long history. This is a very nasty and crooked company.

You might also like to know that they monitor calls and perform services for a lot of Fortune 500 companies. Very scary stuff.
Posted by Frenchie on 2006-07-03:
Do NOT send any money to GC Services -- you then open the account -- long story as to how this all works legally.
You don't want to be a dead beat but sometimes you are legally better off in not paying
Ejack is correct in saying go to : www.budhibbs.com and
you will get help, I know for I have had correspondence with Bud Hibbs. He is a great guy. Sorry DebtorBasher, but you are incorrect as to Bud Hibbs, he has helped thousands of people thru the years. I highly recommend his website -- just follow the instructions given.
Posted by woody1 on 2006-10-04:
I have problems with GC Services too. They seem to not care about the consequences of their actions. Although my situation is a bit different than many of those posted. In researching the resolution to the problem I came across this web site. I appreciate the posting by athomass of 06/06/06 regarding the class action lawsuit. I clicked on the link and sent a letter to the attorneys. I can assure everyone this is legitimate. The law office has been very responsive and pro-active in contacting me with follow-up information. While they cannot and do not make any implications of success or awards of damages, I do believe they are aggressive in their pursuit of this matter and they will prevail. Contacting the law office of Robert E. Schroth Sr., Esq. via e-mail at gcclassaction@sbcglobal.net is something that you should do straight away as the time remaining to join the suit is limited.

I would also suggest that anyone having problems with GC services (or any other collection agency, take the time to review applicable law under the Fair Debt Collection Practices Act and the Fair Debt Collection Practices Act. You will probably find quite a few violations by most agencies. Commit any dialog to writing, send certified mail and demand from them the same.
Posted by DAT_CHICK_FROM_GC on 2006-12-12:
LISTEN GC SERVICES IS LEGIT YALL IGNORANT ADULTS NEED 2 PAY UR BILLS I WORK 4 THEM AND WE DONT GET RUDE WIT YALL, YOU GET RUDE WITH US AND YOU NEED TO STEP UP AS AN ADULT AND PAY YOUR BILLS AND LIVE THE SOB "I CAN'T PAY MY BILLS RIGHT NOW" STORY HOME ANS STEP UP IM 18 AND ACT MORE GROWN THAN YALL GROW THE HELL UP AND PAY YOUR DAMN BILLS!!!!!!!!! CASE CLOSED
Posted by dat FORMER gc gal on 2007-01-04:
From her tone here, you can tell the young 'un that posted before me is a vile collections agent! I worked for GC Services briefly and I know firsthand the tactics used to bully people into paying them. I DON'T work for them anymore because that they terminated my employment while I was on FMLA. It was much easier to find employment with a reputable company rather than spend the rest of my life trying to get GC to do right! (That's Family Medical Leave Act for those who don't know, and violating it is a FEDERAL offense.) If a company has no regard for Federal Law, why would they have any consideration for the common man?
Posted by creditwrench on 2007-04-01:
Who said they have to accept payments of any kind?
Please show me the law that says 3rd party debt collectors cannot demand payment of the debt in full.

Please show me the law that says that if the debtor sends a 3rd party debt collector a partial payment it must be accepted by the collector.

Also please show me the law that says that debtors can refuse to deal with 3rd party debt collectors by sending them a cease & desist letter as taught by one of America's most dangerous teachers known as Bud Hibbs?

Posted by The Mortar on 2009-04-28:
Dear Creditwrench, you are correct about the first two. Debt collectors can ask for anything they want. A person should never pay a debt collector. This is the LAW on the third, 15 USC 1692d. This says, stop contacting me. The next paragraph is about harassment which is punishable by law. By the way, everyone should research these companies on-line because I have found more often then not, they are under investigation and have class action suits pending.
Posted by Talk360 on 2010-02-04:
I was told in Kansas at least $10 bucks or more is the lowest min limitation accepted any less amount gets sent back how could i see for sure? I know ppl will accept what they want to take but it never hurts to try that's a payment right something is better than nothing. Also for all the creditors thinking ppl need to act like adults & do the responsible thing here's what i think. You should take MAIL in payments if ppl could get a money order or a cashier check companies would for sure have there money Id pay extra postage for the delivery status. All companies should have to accept any mail payments we didn't have auto pay like this 50yrs ago ppl did just fine. If collectors don't want a sob story they shouldn't ask why the payment is late to begin with! And do there JOBS try to help consumers not degrade them.
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