Harmon Law Offices

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Unearned Legal Fees Attatched to Foreclosure Costs
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NEWTON, MASSACHUSETTS -- If you are in the middle of a foreclosure and Harmon Law office out of Newton,MA is handling it BEWARE. They tack on costs for Appraisals ( which have not been performed), Foreclosure Fees Projected Costs and Advanced all of which HAVE NOT BEEN EARNED. This is against the law according to the FDCPA and a class action suit decision in the US District Court of MA ( Civil case # 03-cv-10932-RGS). But they haven't stopped their practicies. I just signed a forebearance agreement in order to stop the foreclosure on my house, they had delayed the processing so my back was against the wall and I signed the agreement with over $11,000.00 of legal fees that I have to pay of which only 2000.00 were identified as incurred!!! I am sure that I am not the only one in this predicament and I would like some input regarding others experience. I have contacted the Federal Trade Commission and am filing a complaint with the Attorney General in MA & NH. If you are or have experienced HARMON LAW doing what they do best, please provide feedback. And just to let you know that they also own their own auction services, doesn't that seem like a conflict of interest?
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User Replies:
Noneill on 07/02/2007:
I think you should file a complaint with the BAR association for your state.
truthinlending on 07/02/2007:
I have filed a complaint with the Federal trade commission, attorney generals in MA & NH, and if I can find enough people a class action suit.
GetDshirtz.com on 07/10/2007:
Harmon has already had two CAs filed against them for FDCPA violations. Pettway v Harmon and a previous CA which unfortunately escapes me at the moment. I recently named them as a defendant in litigation I filed in NH US District court.

Feel free to drop by my site and don't hesitate to contact me directly if you have any questions or would care to chat.

Mike Dillon
Manchester, NH
eligress36 on 12/20/2007:
hello, I really feel your pain. I lost my home to harmon law office and thank you for the info because I did not know they were doing that adding fees that did not belong. I tried to sell my home and had a purchase and sales agreement and they said they did not get it I was dealing with a mr. jackson. I faxed it seveal times to them. it is just funny that that I was in agreement to sell my house for 295,000 and they put my house up for the same pricing. its also interesting that all my information on them just walked out of my pocession like the letter they sent me right after they auctioned my home of that they would give all the information to the buyer. the second mortgage gave a pay out amount but could not get one from my first mortgage after I and the buy informed them that I was selling and was in a contract to sell.
talkaboutit on 07/17/2008:
I just saved my house from foreclosing and YES... I am questioning the legal fees and other fees which total a few thousand extra... I'm in for the complaint. Just let me know.
kraftysam on 11/13/2008:
I, too, am involved with an eminent foreclosure with Harmon Law. They are not a people firm. The ask the property address reference without even saying hello. I had requested a reinstatement amount. After a week or so, I still hadn't received it. I called, they insisted that it had been sent, and gave me the dollar amount over the phone. Several days later, we received a handwritten envelope from NH. Turns out they sent our letter to another dismayed individual in NH, who kindly sent it to us. The amount we owe to the principal lender is several thousand less than the "other fees". I thank you for turning my attention to their practice. I will ask for an itemized list as we wait for our check to clear the bank so we can pay our mortgage. In addition, the mortgage co. is holding over $1,000 of our funds because it was not an entire payment. However, they will not apply it as they sat on it until the date of the breech of contract had come and gone. Thanks again for the heads up.
GetDshirtz.com on 01/21/2009:
November 2008, Attorney Gary Klein filed litigation in Suffolk County Superior Court, MA seeking class action status against Harmon Law Offices, the Ablitt Law Offices, Deutsche Bank and GMAC Mortgage(?) alleging that all four defendants foreclosed on properties that they either a.) did not own the notes to or b.) were not assigned the mortgages. Both the Boston Globe and Boston Herald covered the story. At this time, I believe that the case has been removed to federal court but have not been able to confirm this.

Harmon Law Offices operates in NH, MA and RI. I am unsure if Ablitt operates in states other than MA and NH. Deutsche and GMAC conduct business in all 50 states to the best of my knowledge. If you are a homeowner facing foreclosure in at least NH, MA and/or RI, and are dealing with any of the four defendants it may be beneficial for you to contact Attorney Klein in Boston and speak with him.
Loret on 11/02/2009:
I've in the process of being forclosed on after the back worked out an agreement not to forclose. Harmon has managed to run over $6200 in legal fees in 2 weeks. I'm headed to the county court house to get an injuction as my right under the law in NH.
Dawn on 11/09/2011:
So what have people done since these writings? Have you sued or filed a complaint?
Sherry on 04/20/2012:
* Little to no training
* Crappy working condintions
* Terrible pay
* Un-friendly work environment
* Would not recommend any one to work for this law firm
* Very bad expeirence. Wish I had never taken the job.
* Also, a very bad firm culture - meaning the staff and attorneys. They think that they are very special, which they are not.
* People dealing with this firm should fight them and report them to the BAR association.
* And always question the legal fees that they send to you.
truthwillsetyoufree on 05/28/2012:
@ Sherry: Would you be willling to testify against them? There are people who would protect you. They need to be stopped.
alexander navaroli on 06/01/2013:
I just received a letter from harmon,saying they are putting my house up for aution,been making my payments every month on time.now they are forclosing on me.thanks to fanny mae.assholes. anyone know of a free lawyer to contact.the sale is the 27th of June.
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Pre-foreclosure Listing? Duhhhh
Posted by on
MASSACHUSETTS -- Letter from Atty @ Harmon's stated my home was in pre-foreclosure; then the cards & letters started coming in from every outside scam thug who wanted to help out. What in the world was Harmon's office thinking; they didn't even investigate before threatening! How in the world could this scum bag think that he's going to get my rear out of my estate by saying I'm in default on an old Fleet HELOC now "BofA" when I have documented evidence that My payments weren't posted properly and I have cancelled checks and this jackdog thinks he knows everything? Give me a break.

This is my first time dealing with such a bozo and the more time I spend researching the issue, the more ammunition I gain for a whopper of a suit(s) to make his office and BofA look like a couple of real donkeys.
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User Replies:
madconsumer on 04/21/2008:
so how many payments behind are you?

are you in fact in pre forclosure?

once a property goes into forclosure, this info is public information, thus resulting in your extra mail.
Principissa on 04/21/2008:
Well are you or aren't you in foreclosure? If you have the checks and bank statements proving you are current on your payments, send them to your mortgage company accompanied by a letter sent certified/return receipt telling them that you are current on your payments and demand your home be taken out of foreclosure. I would give them 30 days, if they don't do it in 30 days, call a lawyer. Thirty days is plenty of time for them to do an investigation and fix their mistakes.
Hugh_Jorgen on 04/21/2008:
Principissa is right - this is not something to be taken lightly - you might know you have all you paperwork and you are assuming they will figure it out eventually, but if you aren't careful you might find yourself really foreclosed on.
Slimjim on 04/21/2008:
Foreclosure assistance attorneys and companies get their info from public court records. Harmon and all the other solicitations are generated based on an appearance on a public record. If you have no interest, it is simply junk mail then and hardly something you can sue over-especially an attorney's practice. You need to focus your efforts not on your junk mail originators, but why you are receiving them. Instead of coming here bashing Harmon, you should open up a civil dialog with them and find out how they got your name and what the court records indicated. If you have a foreclosure suit against you that you are not aware of, this is the time to get busy finding out what's going on.
Starlord on 04/21/2008:
Slimjim is absolutely correct. Harmon may now have basis for a libel suit against you. I have worked in the Civil Division of our local sheriff's department, the part of the S.O. that collects taxes and wroks with foreclosures. Harmon, as well as anyone else who sends out offers based on possible foreclosures don't just pull your name out of thin air. These names and property descriptions are advertised in legal newspapers and local newspapers and posted on boards at the courthouse, and thus are public record.
Anonymous on 04/21/2008:
You can't base a libel suit on calling somebody a scum bag, bozo and the ever popular "couple of donkeys". Come on now lets be reasonable.
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