My Accounts on Hold for?
SALINAS, CALIFORNIA -- I have cards on both them and I pay annual fee as I was trying to improve my credit score.. I have never missed a payment and I access everything online. One day, I was going through my accounting and ... read full review5 Replies - Latest reply on 02/14/2012
I have had a Gold MC for longer than I can remember, have always paid my bill on time and have spent and paid off tens of thousands of dollars. I received a letter to make a purchase on my $11,000 limit, ... read full review10 Replies - Latest reply on 12/11/2010
Ripped off by HSBC
SOUTH CAROLINA -- I have to start by saying I am guilty of not reading my statement and just grabbing the top page and paying the bill. When I checked it the other day, I discovered I owed far more than the furniture cost. ... read full review10 Replies - Latest reply on 09/16/2010
They are simply incompetent. I have spent months trying to open a foreign account. Time after time I have been given wrong information, had great delays, etc. Today I spent 2 hours at the bank in order to fill out a form which should have taken 5 minutes. Don't trust them. Take your money elsewhere. 1 Replies - Latest reply on 06/10/2010Add reply
Didn't take full payment
I had purchased a living room furniture set from a Furniture Row retailer. The purchase was put a newly opened card from Furniture Row and managed be HSBC Retail services Dept. The purchase was under ... read full review8 Replies - Latest reply on 12/04/2009
Yesterday, I received notice from HSBC that they were re-pricing all accounts that were "in my APR range". Effectively, this moved the "purchases" APR to 19.9, and "cash" to 29.9.
While I cannot begrudge ... read full review7 Replies - Latest reply on 09/28/2009
MARTIN, TENNESSEE -- I cut up the card when I was informed that my credit limit was being cut pretty much in half. I don't care about that. What I care about is that I was a good customer and they treat me like dirt. Then I realized I forgot to write the number down. I now have a replacement card WITH the number so I can do it.
1 Replies - Latest reply on 04/07/2009Add reply
What is confusing is HOW to cancel an account with them. How do you do that and where do you go to find an address to contact them? I do NOT want to cancel over the phone. I want to do it in writing asking that they make notation that it was I as the consumer who closed it and not them. I also intend to write the three credit bureaus to ensure they are also informed by ME. I have paid off the account.
Stay Away From HSBC!
GEORGIA -- I took out a credit card with HSBC April 2008. Me and my husband were to use the card for a house we were remodeling to flip. Their 0% interest drew me towards them and I got the card in April. Paid ... read full review6 Replies - Latest reply on 03/25/2009
I had a call from HSBC informing me a purchase made on Christmas Eve was never paid for. I asked what they were talking about. The nasty person claimed the account was past due - again I asked what ... read full review
HSBC Credit Card Holders Beware
OKLAHOMA -- Hey just letting you know this card service is a rip off. I had a credit limit of 5600.00 Last month this month I am over my credit limit of 400.00. Yes you got that right no letter no phone call. Tried ... read full review6 Replies - Latest reply on 04/21/2009