Metropolitan Life Insurance Disability Insurance

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I was in a car accident on 12/24/06. I had injured my back and neck and was out of work a month following the accident. I was informed by Metlife that my condition was not serious enough for me to be out of work even though my 2 doctors had taken me out off work. I was unable to sit for more than 10 minutes at a time without being in severe pain,and I work in a call center and am required to sit for 8-9 hours per day. I went back to work in 01/07 and was in and out of work until April since I was seeking physical therapy 5 times a week. I went out of work full time 04/13/2007- 07/30/07. My doctor had filled out all the paperwork stating that I was disabled from this time and I am unable to sit since it was making my condition worse. I was then informed by Metlife that entire leave from work was declined and I was then terminated from my job.

I have not been able to get any money from Metlife for any of my leave. And then since Metlife declined my leave,I am unable get unemployment since my employer stated I was on an unexcused leave.So I am at the point where I am going to forclose on my home and me and my son will be homeless.

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