FLORIDA -- To any Lawyer who gives a damn about justice, my name is ** and I worked for 3M in St. Paul, MN as a Medical Sales representative for over 5 years ending 10/2011. At 3M, we are given a corporate credit card to entertain doctors and hospital staff as well as pay for out of town sales trips and such. This credit card is taken out by 3M and not by me or the individual sales representative. I have checked my credit report and there is no trace of this credit card or its history on my report. I currently have about an 800 credit score.
As of a couple weeks ago, this NCO financial has been hounding me about paying the remaining balance on my 3M corporate credit card and saying I have personal liability and that it is on my credit report. They are obviously in cahoots with someone at 3M. I'm not sure where to go from here but this is absolutely ridiculous. This might be a chance to finally rid ourselves and our society of these inept idiots without a conscience. I refuse to back down from these things! Thanks.
507 PRUDENTIAL RD, PENNSYLVANIA -- For months, I have received 3 plus calls a day from these jerks. I have talked to at least 6 people telling them the person they are calling is not at these phone numbers. They tell me it will take a week for them to stop calling, but MONTHS later, they waste my time daily. Now, the jerks are calling my cell number. All of our numbers are on the "DO NOT CALL LIST". I am sending a certified letter. I would love to start or join a "CLASS ACTION LAWSUIT".
There are laws against doing this but these KNUCKLEHEADS DO NOT OBEY THE LAWS. It's time to involve the Attorney General of my state and yours. Please call or e-mail the FTC and the AG of your state immediately. Maybe they will stop these lawbreaking knuckleheads. How can it be legal to call a business and announce to whoever answers the phone they are calling about a debt and mention the person's name? Surely, this is illegal behavior. I have hung up on them for months, but when they started calling my cell for somebody else, I had to draw the line.
I just got a new cell phone. The person that had this number before me, I guess owed NCO money. As a favor to NCO I called them to let them know they had the wrong number. They were very RUDE. I don't think this company is in any means professional and should not be talking to the public for any reason. If the jerk I spoke to were in front of me, he would have been punched in the mouth! If he had the balls to speak to me like that in person. NCO learn some manners, and can go to hell! I hope the guy that had my number before me and owes you money sticks it up your rude asses!
CALIFORNIA -- I receive several telephone calls from this company, four today, saying I owe $948.00 to a payday loan company. I asked who the company was and they told me I am the one who owes the money and I should know. Also told me if I did not have the money in by 04/01, the sheriff would serve me with papers.
I have one payday loan and I spoke with them and they said all was well with my account. These folks are so rude, told me I would spend time in jail, so have a good time watching for the sheriff. If I knew what they were talking about I could handle the matter, said I had several e-mail regarding this situation. Have not received any e-mails from any bill collector.
Can someone please tell me who these folks are. Could not understand the person and asked to speak with the manager and he came back on the phone and said he was the manager. Oh my goodness what to do. He hung up on me so I called him back and he said he had nothing to say to me. He spoke with more stupid people all day long and I knew what he was talking about. Can someone help me find out who these people are and what they are up to?? Thank you.
Although NCO Financial knows the location of the debtor its representatives continue to call an elderly relative of the debtor. NCO reps have called 2x per day on average (thank goodness her phone keeps a log of incoming calls!). Since NCO is only allowed to contact a 3rd party to acquire location information, the fact that they continually call even though they have the debtor's location is harassment. I have to wonder if it is part of their "collection practices" to try to frighten/harass elderly relatives of debtors. Fortunately I was there when the last call came in and I got on the phone and informed the NCO representative if they called again a complaint would be filed with the FTC. NCO needs to stop harassing elderly relatives of debtors!
It all started June of 2009. I got a call on my cellphone from a man from India telling me that I am being investigated for an illegal action. So I naturally freaked out and called the number back. I called the number back for a week but, what a surprise, no answer. Recently, I've been looking for work, so naturally I had to do a credit check and was told that I had to handle a few things before anything was finalized.
I called NCO to make a payment plan for my student loans which are $28,000 now when I only borrowed $16,000 and will not supply me with a letter stating that I have agreed to a payment plan to hand the employer. I put 2 and 2 together and the illegal action was NCO outsourced. I didn't give anyone my account info. I need help on what to do. Thank you for your advice in advance.
I've called NCO numerous times over the past several months. I am trying to purchase a home, and the ONLY mark on my credit report is a $97 charge from NCO. It's a bogus charge, one that I have written numerous letters to the company about. I would even pay it if I could get it off my record. It's costing me a 1/2 percentage on my home loan.
HOWEVER, depending on whom you ask at NCO, they either can see my account but can't access it, or they have no record of any charge for me, and won't take it off my credit report. So I can't even pay this charge! Now I am on hold at the moment for 3 hours already and NO ONE has picked up, because "all representatives are still assisting other callers." Ridiculous.
I have been receiving calls from them for the past 2 or so months. I'm not denying the bill. I went to the emergency room 6 or so months ago and they didn't even do anything. And I guess it's what is left over from what my insurance has paid. It seems like the hospital wasted no time in sending me to a collection agency. I was going to pay them and after reading numerous complaints on this website and other websites I'm afraid that they will take my money. Any advice? Should I call the hospital directly and deal with them?
My late husband was in the military. I fell behind in my Star Card payments. My income tax checks have been taken by this scum company for 3 years. Each check was worth $3,500, in addition to the stimulus checks. I knew I owed this money, but what I did NOT know, was that I owed $2,300. When I called to check on how much more I owed, I was told I owed $5,500 more. All of this on a $2,300 chard card.
These thieves phone number is **. I was told my child would be taken from me, since I couldn't pay this bill. It was terrible. I could not sleep or eat, I lost 25 lbs. People, contact your media, (your politicians), your Attorney General, Congressman. See, the Air Force sold my account to this scum bag company. This is my grandchild I have had since he was 2, he's now 8.
I know now I owned this money, but this is the way the military pays back a man that spent his life in the military?? Someone please help me to fight, please!!! I'm not a bum, I just don't know whom to contact. I contacted my congressman, but what a joke, his aide has spent 6 days arguing about my address, then ended up telling me he doesn't "have any control over the postal service". His name is Congressman Charlie Gonzales. I can tell you one thing, I'll remember this next election.
I got a letter in the mail addressed to me stating that I owed over $500.00 for a past due phone bill that was over 12 years old. I called to find out what this was about and found out that it was my ex-husband's bill that was under my name. I have a 790 credit score and I did not want this on my credit report. I paid the bill with my credit card and they stated that they would send me a letter showing the bill had been paid. When I called three weeks later to find out the status of the letter they said they would mail it and then they said I owed another bill! What the heck. They cannot produce a bill. It's not even under my name. It's under my ex-husband's.
Anyway they have my credit card number. Should I notify my credit card company? Cancel my credit card? I just don't want them charging things to my credit card. After my divorce I worked really hard to build my credit back up and it has taken me years to do so.