INDIANA, PENNSYLVANIA -- My credit is not-so-good right now, and am trying to re-establish my credit after a bankruptcy about 7 years a go. I have been looking for credit cards that will help you establish credit again, and recently got a card in the mail from a company called Netfirst saying I was "pre-approved" for an unsecured credit line. A bit on the hesitant side, I typed in Netfirst and of course, a TON of complaints come up about them charging you a "29.00 activation fee" and then of course never hearing from them again. The credit card they show you on their ad doesn't even have a Visa or Mastercard logo, as they would probably sue them, so I knew it was a scam from the get-go. When I tried to apply, of course they wanted my social security number and credit card info. I just clicked out of the page and came straight here. There are so many scams out there nowadays its ridiculous. do NOT put your credit or debit card information! NO LEGIT BANK will ask you for this!