Netfirst Platinum

1 reviews & complaints.

Most Popular | Newest | More Options >
More filter options: is a scam. do NOT give them your CC info!
Posted on
INDIANA, PENNSYLVANIA -- My credit is not-so-good right now, and am trying to re-establish my credit after a bankruptcy about 7 years a go. I have been looking for credit cards that will help you establish credit again, and recently got a card in the mail from a company called Netfirst saying I was "pre-approved" for an unsecured credit line. A bit on the hesitant side, I typed in Netfirst and of course, a TON of complaints come up about them charging you a "29.00 activation fee" and then of course never hearing from them again. The credit card they show you on their ad doesn't even have a Visa or Mastercard logo, as they would probably sue them, so I knew it was a scam from the get-go. When I tried to apply, of course they wanted my social security number and credit card info. I just clicked out of the page and came straight here. There are so many scams out there nowadays its ridiculous. do NOT put your credit or debit card information! NO LEGIT BANK will ask you for this!
Read 5 RepliesAdd reply
User Replies:
tnchuck100 on 10/10/2010:
An application for a credit card wants you to provide your credit card information? Absolutely ridiculous! My first thought would be 'If I have a credit card why would I need to apply to them?'

Yes, indeed, this HAD to be a scam. But after all is said and done there are enough stupid people out there to keep them in business.
GenuineNerd on 10/10/2010:
Some so-called "credit cards" issued by unknown outfits, aimed at those that have poor credit, aren't really MasterCards or Visas, but a card that allows you to buy overpriced, cheaply made, goods from a catalog or website operated by the card issuer, in the name of "improving your credit score". I think this is an identity theft scam, since CC info was being asked for, and the company, an unfamiliar name. Most major banks, when they do send CC apps, do ask customers for CC info, but only if you wish to transfer a balance from another CC to the new card...handy if the new card offers a much lower interest rate than the card you currently have the balance on. And most CC apps do ask for a SSN. When you are issued a card, and you call customer service, usually the last four of your SSN or your billing address zip code are used for security purposes.
unhappy999 on 10/10/2010:
This card is only for this website
You can't even get into the site to see what's there without your credit card number. It asks for this on the very first screen. I agree its a scam. I am glad you were wise enough not to give them your info.
Venice09 on 10/11/2010:
Good review, Prince. I hope a lot of people read it and heed your warning.
Alain on 10/11/2010:
A good example of how some research prevents a big mistake from occurring. Good review.
Close commentsAdd reply
Top of Page | Next Page >