ATLANTA, GEORGIA -- We got a home warranty because our broker insisted on it and got the seller to pay for it. I did my homework online and ORHP had bad reviews, American Shield and some other companies had better reviews but it look a little too 4-5 star compared to other companies. Back to my topic ORHP.
I've been with ORHP for almost 4 years now and I must say I'm satisfied. First of all guys you need to do your homework and read the fine print, what's covered and what's not, it helps a lot when talking to a representative to make a warranty claims and working through.
First let me say what all I've had claims since I bought the house. Within a few months our gas cooker knob got stuck. Called ORHP, they sent someone, tried to fix it, couldn't fix it. They gave me a cashout offer that I took and got it replaced with a brand of my own choice and I decided to upgrade.
About a year into the house the garbage disposal broke, called ORHP they sent someone to replace it. At first he got a really cheap replacement. This is where doing your homework helps. The fine print in my contract (the whole contract is just 3 pages. So yes please read it) said they will replace it with an equivalent model or superior model.
I called ORHP and told the representative (very calmly, they are very polite if you're polite) that the contracts says, same, similar or better. Since my garage disposal was over 10 years old, but a premium brand they upgraded me to a premium model and had it replaced in a few days. Yes, everything takes a few days, so please don't complain. Just build it into your plan and you'll be happier about it.
A few month later my garage door opener light stopped working. I happen to an engineer so I did a little checking and found one of the relays on the circuit board fried. Back to the contract, it said it will not cover Light bulbs but it does cover circuit boards. Again I spoke to ORHP explained that the circuit board is faulty and not the bulb or the socket. A few minutes of conversation and they agreed to replace it. Same things as earlier, they got me a contractor model, I pointed out that I had a premium grade model installed, so the upgraded me to a the next level (this took some convincing but they agreed in the end).
A year later the second garage door opener had a similar problem with the circuit board and they ended replacing it, this time with some conversation with a model better since the older model was no longer manufactured. A few month later in winter my water boiler started leaking, called them up, they sent someone. Similar conversation, same model or better models, did my homework asked about the model numbers compared them and was happy they had picked a good model.
Now I was hit with a charge of $600 for doing the work from my end. This really pissed me off at first and likely everyone I was in denial. Then my level head kicked in and I got into the economic of it and the contract. The contract very cleared stated that they will not cover any modification required and code violations. With my house being 20+ years old and most of the equipment with it, yes it didn't adhere to modern code. My issue was with the fact that the contractor was charging me 3x-5x of what someone else would charge me for the same work. But if I decided not to go with him/her, then I had to cashout.
The problem with cashout is that it barely covers the cost of the equipment that's because ORHP has lots of buying power and huge discounts which we cannot get. So say they said the cashout value of my boiler was $600. If I went to Lowe's it would cost me about $550-$600 to get a new one similar model. Then an installer would charge me another $800 to install it and the parts etc. With ORHP I had to pay $600 over what they were paying the contractors and I now understand why. They pay the contractors so little money for the labor that the contractors only make money by charging you back for it.
So they literally paid the contractor $200 for $800 worth of work. So contractor had to charge me the difference $600 to make up for it and they billed it under code violation (e.g. a air tank for $125 where it costs someone else $25). Now that's the trade off. You need to read your print. They were in the right, I have to pay for code violations and modifications but at the end you'll end up paying less than going outside.
Now my AC starting giving trouble and wasn't cooling. Now I was worried, from everything I've read on these forums. I called them up. They sent someone, he came and said I had a leak my ancient evaporator coil. Same rigmarole, they would charge me $500 for the code violations and modifications. I did the math. To replace the R-22 in my system and a new coil (they gave me a Lennox, I had a carrier originally, again pleased, good quality), and get it all fixed would cost me about $1500-$1800 on the market. I read the fine print, they covered everything they said they will cover.
So the guy got paid $200 from them + $500 from me and they probably paid about $1000-$1100 for the R22 and equipment. I was impressed! They paid for the repair and I almost half didn't expect them to do it. Again I went through multiple rounds here, called in an expert for an alternative opinion etc. It took 2 weeks to get it all done, but it's peak summer and everyone busy. But I must say they were responsive, even more than the contractors sometimes, answered all my 1000 questions and we all kept our cool.
Guys things take time, read the print, you WILL pay something out of pocket. READ YOU AGREEMENT, I can't stress this enough. You will get more headway by referring to an agreement than by shouting at them. I know people have bad experiences but after 4 years I can positively say it's a mismatch of expectations. There are some very bad home warranty companies out there what I've heard of from the technicians over the years but ORHP is among the best and I can vouch for it.
Thing take times, days to weeks depending up on the load, plan for it. The are helpful, if it's your only AC in the house they will prioritize it. If you have 3 they will tell you it'll take a few days. FYI they got my parts ordered in 2 days flat!!
Expect to pay something, READ YOUR CONTRACT, negotiate with facts and be ready to pay something. The contracts will ding you, but you'll pay less in the end than going out on your own. Again read your contracts and your limits. I have seen very few limits in ORHP's contracts, whereas others that I've read are far more harsh. So do your homework
Do your homework and read you contract do you have a reasonable conversation with ORHP. They are really nice and knowledgeable people, but if you shout they will cut you off. Have a decent conversation, they even helped me figure out how to negotiate with the contractors for non covered charges!!
If you haven't heard it enough, here's one more time, read your contract and set your expectations. Then relax and enjoy! Thanks for reading all this and I hope it's been helpful. PS - One last thing, my biggest complaint with ORHP is that they only give a 30 day warranty on their products and work. They should give the standard 1 year. 30 days is just pathetic, often it takes more for trouble to crop up due to a bad install but then it's past 30 days and you need to pay another trade fee.
SAN RAMON, CALIFORNIA -- Before we begin, I just want to let you know, I don't usually waste my time on the internet writing reviews. However, I would like to warn others about this huge scam before anyone else get deceive into flushing their hard earned money.
Background: When I purchase my home a few years ago, my real estate agent assigned the protection of my home to Old Republic Home Warranty. Being a new and clueless home owner, I had no idea that I was being played in this mess. Living in the hottest city in United States where temperature easily raises over 110 degrees, I have spent countless days in the heat, all thanks to Old Republic. Much like many other companies, the number one priority of Old Republic is to gain money from you any way possible, rather than to help and guide you in your needs. Allow me to explain.
Customer Service: Your wait time easily ranges from 45 minutes to 3 hours. Unless, of course, if you are calling to renew a plan. Then, the wait time magically cuts down to a phenomenal speed faster than light itself. The other option you have for faster service is to wake up at 5 in the morning and give them a call. Did I also mention, that 9 out of 10 times, your calls will be redirected back and forth?
Also, the call system is a big flaw. Just recently, I called Old Republic from my primary cell phone, and the approximate wait time kept increasing. However, when I called the same number from a different phone, a woman answers the call in less than a minute. To sum it up, the customer service is basically a bunch of specialists trained to avoid customers in need.
Service Timeliness: About a few weeks ago, my AC broke and I had to deal with 95 degrees temperate every night. How about now you ask? Still dealing with the heat. You see, Old Republic is the master of delaying your request until you get frustrated to the point where you pay for yourself and they smile at you with your yearly payments. Speaking from my experience, when my AC broke, I was connected to a "service provider" that consist of a person with a van who uses his cell phone for his job and doesn't have an office where I can go report my needs.
My point is, Old Republic dug up these cheap and so called "technicians" that has no experience. Matter of fact, on my day of the appointment, I was told that his van broke and he wouldn't be able to come and that him and his buddy are the only ones working for the "company". And when they did send me a professional service provider, I was told that I needed to pay an extra $400 dollars for my AC. Thought that you have your AC covered with Old Republic? Think again! Additional hidden fees will be thrown at you! The sad thing is, not only does Old Republic abandon you in your times of needs, but they use that moment to gain more out of you.
Repair Service: The first time we called for AC and Old Republic handled it for us, being the new homeowner that we were, my family was very pleased and full of joy. We praised the company for saving us from the heat. Little did we know, our AC was hardly fixed. It was basically, "patched up" to be broken again. And sure enough, a few months later, another $75 flew out of our pockets. This continued until finally, the AC completely gave up.
As I am writing this review, I am suffering in the heat of Phoenix, where I am faced with either giving my scammers an additional "fee" or paying thousands to completely replace my AC. To further home owners, please avoid Old Republic Home Warranty, or you will be in the same shoes as I am. It has been weeks now, and Old Republic have done nothing in my favor. However, I will keep it posted on their course of action. For now, Old Republic is a zero star for me, and I won't be renewing anytime soon.
NEVADA -- It is almost 120 degrees out here in Nevada, and my AC has been out since 11am (I have been getting the run around, have been told to call back, and have been hung up on numerous times). We ended up calling someone on our own, and that's when they determined there was a fire in our breaker unit- a breaker unit that an electrician through Old Republic should have inspected and replaced less than 2 months ago!
And to top it off, we asked to speak to a supervisor and the supervisor, Veronica, blatantly and rudely informed us that she was NOT going to speak to us regarding absolutely any matter and told us to call back in the morning. And another supervisor, Mary Anne, who told us to just keep calling back. Unbelievable!
SAN RAMON, CALIFORNIA -- If I could give a zero rating I would. I purchased their "platinum" "top of the line " plan and less than 3 months into my home I learn what a joke Old Republic is. Bought a home less than 3 months ago and for peace of mind I purchased a home warranty for a home that was 20 years old. Less than 3 months in the House my HVAC unit goes out in the middle of Phoenix Summer. I think it's a great thing I have Home Warranty.
They specifically told me that my A/C unit was covered. They send out a technician the next day and I am told by Old Republic that my AC unit is still under manufacturer warranty and that warranty supersedes my home warranty. What does this mean to me? This means the manufacturer will replace the parts but I am responsible for paying the labor and the cost of freon. Total amount out of pocket, $2,200.
I have the platinum plan, which is the best plan Old Republic Offers. I also added my pool. Paid just under $700. I called some of the other higher rated home warranty companies and was told that if I had their warranty I would have been covered. I am now looking for a new company and wanted to warn other potential Old Republic consumers to stay away. Their ratings are low for a reason. You have been warned!!!
PHOENIX, ARIZONA -- Basically ORHP feels it's ok to charge service fees when no service was provided. I've been a customer of three different home warranty companies, and while they are all difficult to do business with, ORHP is hands down the worst and by a far margin. So the long story… I woke on a Saturday morning and was greeted by a broken water heater. I called ORHP who said they would submit a priority request and should hear from someone within a few hours. Sunday rolls around with no contact from anyone.
I call the service provider they gave the job to who tells me they can't do anything on the weekend as they don't have access to any parts (are they working out of their garage?). He continues to tell me that someone will call on Monday morning between 7am and 9am. 10:00am Monday morning arrives with no call from anyone. I call the service provider again who tells me no one is available until 4:00pm that day. Apparently the definition of priority is lost on these folks.
I call ORHP, to see about getting another service provider after looking up some reviews on the current one they selected (they were not good - kind of like the reviews on ORHP). They give me some song and dance about how they can't guarantee that another provider will be available (hmmm – seems they dropped the “Priority” posturing). I remind them that I've been waiting since Saturday Morning for service, and hang up the phone.
About 10 minutes later I get a call from the service provider stating they will be at my home between 11:00am - 1:00pm. They showed up some time after 3:00. I tell the two guys that show up what's going on. One guy bends down and fiddles with the ignition switches. It starts up after a few attempts. Without any addition investigating, testing, or even a suggestion that the 10+ year old water heater may be on its last legs, he concludes it's fixed (Voila! Magic touch). So they were at the house maybe 5 minutes. The guy gives me his number in case there is an issue after he leaves.
Well, that didn't take long. 10 minutes after he leaves the water heater shuts off. I call him and he then tells me he's heading to another job and will have to reschedule for Tuesday. Now I have been pretty calm and understanding through this point, but this is starting to get quite irritating. I call ORHP again to tell them what's going on. They again basically say there is nothing they can do. (Well, that's not exactly true…)
I tell them they can either get a competent service provider to fix my water heater, or they can cancel the contract. They then give me an option to accept cash (which I knew basically means you'll be getting a fraction of the cost to fix the issue). I tell them I call them back. I hang up the phone, make three phone calls and find two other service providers that can get to my house that day. I call ORHP back and tell them I'll take the cash.
Now at this point I already knew this was going to cost me more money. However considering the ineptness of ORHP and the people they contract with, I was willing cut my losses. Oh, but the story doesn't end there! A couple of weeks later I get a bill for the service call from the ORHP. I called ORHP to discuss, and they were adamant that the fee be paid since someone showed up at my house.
So basically as I see it, according to ORHP, a service provider can just knock on your door and say “Hi”, and then be paid, because that is what fundamentally happened. The service provider they sent out took no time or effort to diagnose the problem, and left with the existing issue in place as it was when he arrived. So no need to just take my word for it, read the hundreds of other bad reviews – I certainly wish I had. It was worth cancelling my contract (paying an additional $50 administrative fee) to be rid of this company. It's just not worth my time or effort.
LAS VEGAS, NEVADA -- Every call for service has been denied, it is a part time job to get a contractor to come out and state that the item is not covered due to... always something different. Always incorrect. Always impossible to get them to cover the repair.
Example, my hot water heater is set at maximum temp. In all showers in the house except one the temp is so hot it will burn your skin off, but one shower is so cold I can not use it. Old Republic said not covered, it is warm enough. I measured the temperature, it is 30 degrees lower than the other hot showers in the house. I called the faucet Manufacturer and they said the valve is broken. The Manufacturer of the faucet, Kohler, even sent me a free valve to replace the broken one.
I called Old Republic, they sent out a contractor to investigate. The finding was that since Kohler sent the part to me, installation was not covered. I told them to supply the part themselves if they want, but they said the warranty coverage was lost when Kohler sent the part free of charge because it is a manufacturer warranty issue. I told them "the manufacturer warranty expires when the house is sold, Kohler was just being nice." They did not care. No coverage. Other claims were also denied for similar stupid reasons. Don't waste your time with this worthless home warranty from Old Republic.
SAN RAMON, CALIFORNIA -- Between the date I closed on my house, and the date I actually moved in, a week later, my controller board for the touch screen on my range top failed. I filed a claim with Old Republic. After the technician came out, they denied my claim, telling me that the technician filed a report saying this could not have failed during the time I had the warranty, it had to have been pre-existing.
I spoke to the technician. He told me he absolutely did not tell them that, not to mention the fact that it would be impossible for him to be able to tell exactly when a computer board failed. So Old Republic FLAT OUT LIED TO me in order to get out of paying on a claim. I'm sure the reason my claim was denied was that a new controller board will cost about $750 and they don't want to pay it.
The bottom line is this appliance worked on the day I purchased my house, which is the date the contract began. I moved in a week later. At that time, the appliance didn't work anymore. They need to honor their contract! When I called back to point this out, then they said, "Well you couldn't have used it very much between 12/19 and 12/26, and we only cover normal wear and tear, so you didn't use it enough to be considered wear and tear, therefore we are denying the claim."
First, they claim the technician said something that he couldn't have. Then they say they are denying my claim because I didn't use it enough to be considered wear and tear. They obviously will do and say anything to avoid paying out on a claim.
What a waste of time and money this home warranty company is. There are many other home warranty companies out there. Do NOT give these liars your hard earned money or think that they are going to protect you in any way!!! SCAM ARTISTS AND LIARS! I went with this company at the recommendation of my real estate agent. I don't know why any agent would recommend this company to anyone. Don't listen to your agent, find another home warranty company.
SAAN RAMON, CALIFORNIA -- We called old republic to come out and fix a broken ice maker. They reported that ice makers are not covered. We have a leaking sink in our bathroom, and two toilets that run intermittently. Fortunately, they said these are covered. They sent a nice plumber out, but the plumber said he had never seen this type of sink before and that he would have to call to see if he could get parts. He looked at the first toilet and reported that it was in good shape and did not need to be fixed. He went out to the truck to call about parts for the sink.
He came back in after an hour and said that old republic would not cover the sink because he felt the leak was in the sink and not in the pipes. He could not see the leak because of the position of the pipe coming into sink from the wall. He even asked if I had a small retractable mirror so he could angle the mirror up to see what the problem was.
I stated that I did not have a mirror like that. But he was able to make the diagnosis despite not being able to see the actual problem. He then proceeded to replace a seal on the toilet that he had just stated did not need to be fixed. I feel he did this because I was becoming agitated that nothing seemed to getting done. He then said I needed to pay a $55 dollar service fee which I refused to pay.
Good to know what $450 buys you from old republic… Absolutely nothing. In speaking to old republic they never offered to send someone else out to get a second opinion. All they kept saying is it is not covered. And that I owed $55 dollars which I told them I refused to pay. And the plumber left before looking at the second toilet. Old republic said I would have to pay another $55 dollars if they sent another plumber out to look at the second toilet. What a joke.
SHREVEPORT, LOUISIANA -- When I purchased my home in May 2007, I was given a home warranty from Old Republic Home Warranty. A few months later the air conditioner stopped cooling. I called for service. Old Republic sent a service person out who told me that someone stole all my freon. The tech put 13 pounds of freon in the unit and said I would not have any more trouble. A few days later the unit was still not working.
I called Old Republic again who sent the same tech out. He added more freon to the unit and said I would have no more trouble. The deductible was $50, which I paid. Approximately a week later the unit was still not working. This time the technician said he could not fix the unit and that I would have to call someone else. Old Republic sent a second company out, who found a leak in one of the coupling joints. He repaired the joint and added more freon to the unit. The tech also said if this did not fix the problem the unit would have to be replaced. About 4 months later in July 2008 the unit stopped working again.
Old Republic sent another service tech to my home. The only tool he brought was a flashlight. He said there was nothing wrong with the unit except the unit was not large enough for my house. He offered to sell me a new unit. The compressor never came on while he was there and he never looked at the unit. He was there less than 5 minutes and charged me the $75.00 deductible. I then called the same service tech that Old Republic sent out earlier, the one who repaired the coupling. He told me the compressor was gone. He called Old Republic who said they would not pay because I had called him instead of them calling him.
Old Republic did order a compressor, which had to be shipped to Shreveport and took several days to arrive. In July, with 100 degree temperature for nearly 2 weeks, I had no AC. I complained about the length of time to repair the unit. I said I no longer wanted to do business with this company. The compressor was installed and paid approximately $800, plus my out of pocket costs for lodging and meals. This company has the worst response time to complaints.
In February 2009 Old Republic did not draft a premium from my checking account but in March 2009, they drafted more than 2 months of policy premiums from my account causing my checking account to be in the negative. My bank has told me that I have no right to dispute the withdrawal on my checking account and that Old Republic could sue me for not paying the premiums. I am working very hard to have Old Republic forbidden from doing business in Louisiana. I hope this posting will keep someone else from falling prey to this business.
CHARLOTTE, NORTH CAROLINA -- We bought a new house and our realtor recommended Old Republic. We ended up having to call them for 3 things that went wrong with our house. All 3 times we had to call multiple times because they took so long getting people out. Then once the service provider came out they would just assess the situation and then we had to wait at least 3, usually more like 7 days for or to send their parts for the repair folks to use.
When your AC is out in the summer and it's over 100 and you have a pregnant wife, waiting 2 weeks to get your AC fixed because they want to save 50 cents on a part is pretty poor customer service. They also once sent a service guy who showed up with a hole in the crotch of his pants, who also tried to rip us off at the service call, then tried to double bill us months later. We had to prove to OR that we paid him, which we did.
Our reward: they sent us a letter saying that due to high costs or other circumstances we couldn't renew our policy. Translation: they would rather take your money and not have to do anything. Terrible service, terrible company. I WOULD AVOID OLD REPUBLIC HOME WARRANTY.