PORT RICHEY, FLORIDA -- About 4 months ago I received the Rewards660 visa. Like most people I had to get this credit card because I am rebuilding my credit after a tragic life lesson... Too horrific to mention, anyhow, I always pay my credit card on time, I even received a $75.00 Increase after paying good for 3 months, but I went to Arkansas to get my children after they spent time with their dad for the summer and I stayed at a Travelodge/Bestwestern for 2 nights totaling $65.77.
After returning home I tried to use my card and found that the hotel had charged my card for $234.00. So I contacted the hotel and they credited my account $163.68 because they had charged my card 3x's: 1. $103.06, 2. $65.77, 3. $65.77.
Now there is a hold on my card. I called the hotel to fix everything and they have on their end they have faxed pages after pages of everything the Rewards660 visa has asked for. I have spoken to customer service on several occasions also with managers there who repeatedly tell me they have received no faxes from anyone and that until the hotel does something I cannot use my card....
I have been waiting for over a month and still no one wants to talk to me. I have called customer service at 1-866-374-5816 with too many rep's to mention their names. I have called the fraud department at 1-800-854-1557. They absolutely will not speak to me or the hotel about my account.
Then I have called the activation department in which I talked to ** the manager at 1-866-722-0687 who repeatedly tells me the hold is lifted but when I try to use the card I hear "I am sorry man your card has been declined!!!!!!!!!" Which is embarrassing not to mention I am pissed.... Then when I try to speak to someone else I get the runaround daily... Not to mention they have me on hold for over 45 minutes at a time!
I am ready to cancel this card and not make another payment. I think the BBB should revoke their license to issue more cards... This company suck!! Not to mention how much the card costs you plus the $10.00 Fee each month for service... I suppose this is what people get for having bad credit but that is awful. The next step I am taking is I am calling governor Charlie Crist. I have had enough of the runaround!!!!!!!!!!!!
Again this company sucks... They say call back in 48 hours over and over again then I call in 48 hrs still the same crap! Let's close this credit card company down! The more complaints the better we will end up... We may no longer have a credit card but they have prepaid visa's now! This company sucks!
PASADENA, CALIFORNIA -- I signed up for a credit card. When it arrived I called to activate it. They told me I had to send them income verification. I did and then when I tried to call back I couldn't find my credit card. I told them and I filed a lost or stolen claim. They told me they would send me another card and that I was not responsible for that card and when the new card came I could activate that one.
The new card never came so after several months I told them to forget it. I don't want the credit card. They said I was not responsible for that card and then a year later they placed it on my credit report for almost $400. And I never activated the card or used it. Now I can't reach them to get it off my credit. They really suck. Because of them I have seriously bad credit because it is listed on my credit as open account.
I had been a consumer of Rewards 660 for about almost an year, when I was late with two payments they suspended my card. I was contacted by a CSR and I made a payment by phone to settle the account balance. Well about two months later I get a letter from the credit collectors that I owe Rewards 660 484.00. I settle for 300.00 and they see that the payment was made but it was made as a settlement offer. So if I owed them anything which I don't it would have been only 184.00. So I'm glad that they are out of business for scamming people out of their hard earn money.
LOSANGELES, CALIFORNIA -- Have applied for the Rewards660 card, the card was mailed to me of course with the high fees I didn't mind. However after paying off the fees they canceled the card and sent me a letter that they are merging with another bank so I cannot used the card until further notice.
If anyone out there I want you to let you know that the Rewards 660, was taken over by MetaBank, if you need to know any information about your account you should call up this numbers and find out for yourself. (1-800-942-4308) or (1-800-958-2556) and they will tell you about this for yourself, new cards are being mail out for the new company.
TAMPA, FLORIDA -- I'm just writing to let everyone know that I have had the rewards 660 card for over a year now and have received excellent service, they are reporting my payments to the 3 credit bureaus and I haven't had any problems with them and they increase my credit very often. It might work for some and then for others it won't.
SACRAMENTO, CALIFORNIA -- I most certainly do NOT work for Rewards 660. I wish they WOULD pay me to tell people to start using common sense! I am a single mom from CA who has had a hard time financially and ended up with some seriously bad credit. I consider myself lucky to have come across this credit card program. I did not pay the fees up front, this company TRUSTED me enough to send me a real, legitimate, unsecured visa with money on it.
Think about it. Isn't it cool to pay $250 and get $300 in return? I think so. And you don't get charged those fees everyone keeps complaining about unless you're LATE, which you shouldn't be if you're trying to establish GOOD credit, duh! They tell you straight up that if you're paying by check then you need to mail it or phone it in 2 weeks before your due date so it can clear in time. If you don't do that and refuse to pay by a quicker method - that is your bad!
Yes they call you to remind you to pay, to make sure you know how to pay, and when they haven't received payment on time. They are trying to HELP you not ** up AGAIN. Yes, it bothers me a little that they called me at work more than I felt was necessary, but looking at my credit report I'D call me too if payment was not received promptly. :-)
And if you pay attention, you know that you can access your account online 24/7 at www.eZcardinfo.com. And they've even started accepting debit card payments over the phone. The payments this way post in less than 24 hours. I know cause I JUST did it on 11/10. I used my card on 11/11, no problem. My other credit cards don't have this convenient option.
I don't know why some people have been having problems with the customer service reps, but I didn't have any. They probably get irritated dealing with so many people who don't know how to/are too lazy to read contracts they sign and follow the directions, then want to throw a tissy and make excuses when they receive the applicable penalties.
Bottom line, people please READ and make sure you fully UNDERSTAND any contract you sign. If you do that, you can be at least 99% sure you won't be scammed. Rewards 660 is not a scam. They are one of the very few credit lending services available that are NOT a scam for people with seriously messed up credit.
ARKANSAS -- This is going to be long, but please read it entirely. I recently applied for and received a visa credit card from Rewards 660. I have had some credit problems and am now trying to rebuild my score. After receiving the $300.00 Credit limit card with only $50.00 Available because of the high fees and charges, I decided to pay the $250.00 Payment at once so I could have a little more to work with. I made the payment by check.
Once the check had cleared my bank, I called to activate the card. After having to answer several questions about my identity, I was told that in addition to the high interest rate, that I would also be responsible for paying an extra $10.00 Per month just for use of the card.
When I asked why, the customer service rep could not definitively answer. I then decided that I did not want to use this card or company and prior to completing the activation, cancelled it. I verified that they had received my $250.00 Payment and asked for the money to be returned. I was told that it would take at least 30 days for the refund to be issued, but that I could cut the time in half by faxing a copy of my bank statement showing that my check had cleared.
So, I did that. After 2 weeks, no refund. I called again and was told that the font on the bank statement looked to have been changed and that they could not verify if the check had in fact cleared and that they had to be insured that they were going to get paid. Keep in mind that I never even activated this card.
I became enraged and asked for a manager; was on hold for a lengthy period and finally a person who said that they were a manager came on the line and repeated the whole changing of the font story and suggested that the only way to prove that the check had been cleared was to call my bank and have them verify it. I told him to go ahead. OK, the bank verified that the check had cleared 3 weeks prior, just as my statement indicated.
I asked this person was he mailing my refund on this day. I was told that it would take an additional 7-10 days. I have not received my refund yet. What they implied to me by their actions is that just because you may have had past credit problems, you must be a dishonest person and moreover... Stupid! In my opinion this is not a credible company and the dishonest one.
First of all, my name is **. I have no credit card debts, or unpaid medical bills. My problem was that I just needed to GAIN a credit history. After reviewing a couple credit card referral sites, I decided to try Rewards 660. I clearly understood they were to charge $200 for 'set up fees' and leave me an open to buy limit of $50. The annual fee was unbelievable, but I honestly thought this was going to be better than nothing. So I applied & was accepted.
While waiting for my card to come in the mail, I started researching SECURED CREDIT CARDS online. I decided to go to my bank and apply for one. My bank representative actually recommended me a Student Credit Card. This card had no annual fee, and a starting limit of $550! Clearly I should have visited my bank first. I was accepted for the Student Credit card.
I decided not to go with Rewards660 after all. Rewards 660 came in the mail, with the 'Card Activation' number intact. I decided not to activate the card. I would just wait for my Student Credit Card. However, about 20 days later I received a bill for a card that I never activated. I decided to call Customer Service.
I just first want to say, 'dealing with idiots all day' does not give ANYONE the right to be rude. It's your job to provide decent customer service. If you hate your job, then you should have gone to college. Also, these people usually receive some type of commission. That's why they want your payments so badly. Anyway, I spoke with a customer service representative. I told her my situation, and that I wouldn't be needing the card. I also explained I haven't activated the card, and questioned why I was charged.
Rewards660's representative told me 'So uh why did you apply for a credit card if you obviously can't afford to pay it off?' I explained to her my situation, that I'd be getting my Student Card with no annual fee. She was extremely rude, making remarks that I should keep the card and pay it off. She finally canceled it, and I ran away from Rewards666 and never looked back! If you think this is your last resort, try a secured credit card. If you have a Savings account, you could go to your bank. If anything, apply for a Gas Card and start that way. This company is horrible.
LAS VEGAS, NEVADA -- Warning! This Rewards 660 survives off of the initial fees you pay to receive the card. A company representative contacted me requesting a payment of $60.00 on a $300.00 credit card limit. The next week I sent on a payment for $80.00 to cover any late fees. Without notice Rewards 660 cancelled my credit card account after receiving the $80.00 payment I sent.
I have 3 other credit cards with the same limit, and my monthly payments are $15-$20 a month. Rewards 660 charges $40.00 a month on a $300.00 limit. This company, and companies that rip off people trying to rebuild their credit should not be allowed to do business anywhere in the U.S.
How are Federal, State, and local Governments allow these companies to operate for any length of time is beyond me. If you have a Rewards 660 credit card, and you've been treated unfairly or cheated unfairly I urge you to send a complaint the Attorney General of Sioux Falls, and the Federal Trade Commission.