Rewards660? More like Rewards666!
First of all, my name is Becki. I have no credit card debts, or unpaid medical bills. My problem was that I just needed to GAIN a credit history. After reviewing a couple credit card referral sites, I decided to try Rewards 660.
I clearly understood they were to charge $200 for 'set up fees' and leave me an open to buy limit of $50. The annual fee was unbelievable, but I honestly thought this was going to be better than nothing..So I applied & was accepted.
While waiting for my card to come in the mail, I started researching SECURED CREDIT CARDS online..I decided to go to my bank and apply for one. My bank representative actually recommended me a Student Credit Card. This card had no annual fee, and a starting limit of $550! Clearly I should have visited my bank first. I was accepted for the Student Credit card.
I decided not to go with Rewards660 after all. Rewards 660 came in the mail, with the 'Card Activation' number intact. I decided not to activate the card. I would just wait for my Student Credit Card. However, about 20 days later I received a bill for a card that I never activated. I decided to call Customer Service.
I just first want to say, 'dealing with idiots all day' does not give ANYONE the right to be rude. It's your job to provide decent customer service. If you hate your job, then you should have gone to college. Also, these people usually receive some type of commission. That's why they want your payments so badly. Anyway, I spoke with a customer service representative. I told her my situation, and that I wouldn't be needing the card. I also explained I haven't activated the card, and questioned why I was charged.
Rewards660's representative told me 'So uh why did you apply for a credit card if you obviously can't afford to pay it off?' I explained to her my situation, that I'd be getting my Student Card with no annual fee. She was extremely rude, making remarks that I should keep the card and pay it off. She finally canceled it, and I ran away from Rewards666 and never looked back!
If you think this is your last resort, try a secured credit card. If you have a Savings account, you could go to your bank. If anything, apply for a Gas Card and start that way. This company is horrible.