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TCF Bank Consumer Reviews - Page 2

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TCF Bank's funds UNAVAILABILITY for new customers
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In their promotional material, TCF says "Tell your friends about the confidence you have in us." So, I will. On Sept. 28 I opened an account at the TCF branch in my local Jewel. I wanted a separate account for my business travel expenses and the location was convenient. Opened the account with a $1500 expense check I'd received from my local employer (drawn on a local bank). On October 7 (9 days after opening account: 7 business days) I do an electronic funds transfer for $1200 to pay my Amex bill -- and TCF bounces it and charges me $35!

I got nothing but blank stares at my local branch and nobody had a reasonable explanation other than "sometimes it takes longer for new account deposits to clear". Well, that's not my opinion of how you treat a new customer -- and it's probably a preview of more surprises to come -- so I closed my account. As they suggested, I will gladly "tell my friends" that they should never do business with TCF Bank!

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TCF Bank
By -

OAK CREEK, WISCONSIN -- We all know about bank fees being crazy nowadays. My fiance and I have been with this bank for 6 hellish months. I have never experienced such dissatisfaction in all my life. Their over draft fees are 10X higher than I ever experienced! Before this, the highest I experienced was around 35 dollars or so. We have been slapped with 2 separate $175.00 dollar over draft charges.

I found it interesting that it takes them less than a day to process your debit card and credit card charges or checks that you write for something. But it takes 3-4 days minimum to process direct deposits. Since our direct deposits were pending during this time, hence the over draft charges. Hence STAY AWAY! We also had to pay for our new checks when opening a new account and we were forced to open a Savings.

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Fails to post direct deposit in a timely matter
StarEmpty StarEmpty StarEmpty StarEmpty StarBy -
Rating: 1/51

PARKER, COLORADO -- My IRS refund was direct deposited into my account on Feb 16, 2012. Still not posted into my savings account by February 22, 2012. TCF says they can take seven days to post. An IRS direct deposit tax refund takes seven day to post? Why would anyone do direct deposit only to have them hold for a week. It's TCF's way of screwing their customers so they can accumulate interest on your money. Closing my account as soon as money post. Taking my money somewhere else.

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New $28/day Overdraft Fee & Poor Customer Service!
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WAYZATA, MINNESOTA -- Well TCF, a new class action lawsuit I am sure will be coming your way. Thanks to your new daily overdraft fees of $28 a day!! I have been a customer for over 15 yrs and I will be closing my account and going with my local credit union. Enjoy the money you have stole from me and you can keep the .02 cents of interest I'm getting on my crappy savings account! When is someone going to bail out the hard working citizens of America instead of these greedy, self-serving BANKS!!!

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TCF Bank Rating:
Star Empty star Empty star Empty star Empty star
1.0 out of 5, based on 6 ratings and
14 reviews & complaints.
Contact Information:
TCF Bank
801 Marquette Avenue
Minneapolis, MN 55402
800-823-2265 (ph)
www.tcfbank.com
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