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MICHIGAN -- Due to financial difficulties I started applying for a personal loan. After filling out numerous applications I finally received an email telling me my loan was approved. I was asked to give $965 as collateral, which I did. The next day I received a phone call telling me that the lender reviewed my information again and needed an additional $965, which would defer my payments for a year, which I also sent.

I have yet to receive my loan. Every time I call them, they tell me the person I need to speak to is not in the office. When I call the original person I spoke to he states that "your file is now with customer service and it is out of my hands". Upon further investigation, their address cannot be found on any of the search engines I've used, i.e. Google, Mapquest, Yahoo, Superpages.

I think it's fair to say that I was conned and it was all a scam. My checking account is now overdrawn. I have rent coming up and children to support. I'm at my wits' end and the only thing I can think of to do is warn other people of them. They give you a website westernfinancialservices dot org. Good luck trying to get in touch with them. If you or someone you know is thinking of obtaining a loan from them... DON'T!!!

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