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Worlds Foremost Bank


1 Reviews & Complaints

Cabela's Visa Card
Posted by Sissybabe on 07/08/2010
My husband and myself were totally surprised when we called Cabelas Visa to make sure that our payment was posted to our account. And after talking to the customer service representative we were informed that we needed to speak to another dept. and was then transferred. The representative informed us that our account had been closed, what. who closed it ? as we just paid our account off in full 2 days before ? and the representative told me that since our score dropped below 700 that they closed the account .?
I was livid and to wait until the account was totally paid in full and the following day they closed the account out .
we always pay our bills on time and have even paid the account off 3 to 4 times already .
NO WARNING, not even a letter. but they took our money, if I knew that they were closing the card out we wouldn't of paid it off & would of paid monthly payments instead.
To top matters off we were treated as if we were in collections and or something .
They were the ones who kept asking us to open a card. and then treated as if we never paid our bills on time
This is no way to treat customers who pay their bills. thats for sure
other card companies have raised our credit limits and Cabelas Visa closes accounts out .
We also checked our credit and it hasn't fallen below 700. So make up another story Cabelas .
WATCH OUT PEOPLE, DONT PAY OFF THIS CARD. I HAVE ALSO SEEN REVIEWS THAT CABELAS HAS DONE THE SAME TO OTHERS ALSO AS WELL
WORLDS FOREMOST BANK IS ONE THAT WE WILL NEVER DEAL WITH AGAIN. THATS A GIVEN .
     
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Posted by FlShopper on 2010-07-08:
It's unfortunate that a lot of credit card companies are doing this to their customers. But whether they closed your account or not, you still needed to pay it; and to have sent smaller payments in order to keep it open would've cost you $$ in interest with probably the same result in the end. So better to have it paid off completely and now you can focus on rebuilding your credit score.
Posted by Helpful on 2010-07-08:
Why wouldn't you have paid the card off? Sure, you could make minimum payments, but they could have still refused to allow further purchases on the card and the bank over the card would have just collected more interest.
Posted by Venice09 on 2010-07-08:
As FlShopper said, it's better that you paid it off. It will save you money. It would kill me to make monthly payments on an account that was closed. At least this way you're done with the card and the bank.
Posted by Weedwhacked on 2010-07-08:
This is happening to many people. Companies are trying to get their unsecured debts off of their books. You claim that they took your money but all they did was accept payment on what they lent you.
Posted by Chicago on 2013-09-28:
With no advance notice, WFB changed my credit line from 30K to $800 after a 15 year relationship that involved no late payments. Beware.
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