Make sure to read this before you decide to purchase any item requiring financing at Zales or Zales.com
Just to let you know that before I decided to write this I tried to resolve my unfortunate issue with Zales and Citi (Zales's financing bank) directly. It is apparent to me now that neither Zales nor Citi are willing to help abiding by some of the worst customer service rules and regulations you'll ever come across.
Here is what happened:
In 2007 I purchased a diamond wedding band for myself (ITEM #: 17762659) which I decided to finance through Zales financing company (Citi group). They asked for 10% deposit and I was on my way with a brand new diamond wedding band that I thought would last me a lifetime. Not so fast! When I came home my wife noticed a small damage in the setting where diamonds are set in the ring. No problem I thought, Zales should help me with this by exchange this ring for another. I went to 3 other Zales locations and I noticed that every single one of these rings had the same problem with the setting and they were all damaged just the same. I decided to return my purchase back to Zales Diamond Jewelry store for a refund as I had the ring for less than two weeks in my possession. I did not go back to the original store I purchased the ring from, because I live in Los Angeles and I purchased my ring in San Diego, but that shouldn't have matter I thought. So within about 2 weeks of my original purchase I returned the ring and was refunded back my 10% down payment at the Los Angeles Zales Diamond Jewelry store location where I returned the ring and was told by the Zales store manager that I owe nothing to Zales and I can comeback anytime if I decide to buy something else (something I am not planning to do ever again and would not recommend to any of you reading this post).
I received a statement from Zales about 2 months later stating that I owed them around $90.00 in interest for the time the ring was in my possession which was completely ridiculous since I returned the ring within 30 days of my purchase and should not owe Zales anything. So I called Zales' customer service and after speaking with a few imbeciles who had no idea how to address the issue I was able to find an actual person who understood exactly what happened and who told me on the phone that the problem is now fixed and I should not worry about anything from here on out. Obviously if that was the case, this particular post would never have taken place.
It's 2009 and the problem is getting worse:
I tried to get a loan recently and I was informed by credit bureau that Zales reported that I was over my limit on my loan and that I was past due 30 days on my payment. WHAT?!?! "Are they serious" I yelled?! How is that possible that I owed money on something that I did not own? How is that possible that after being told by Zales Diamond Jewelry store manager that I owed nothing at the time of returning my wedding band and after being told by a customer service representative the same thing that I owed nothing to Zales I am to find out that Zales reported to credit bureau that I owed them money and was late on a loan? This is preposterous! This is ridiculous! This is madness! Zales and Citi are out of their minds to report such inaccurate information to the credit bureaus. Guess what, they blamed me for this mess.
Resolution or lack thereof:
I decided to use social media channels to address this issue. I twittered about my unfortunate problem and got connected with Zales's Twitter representative This person directed me to the credit bureau that should have helped me with my problem I thought. So I spoke with Citi and they told me that they'll review my problem and will let me know of their findings. When I spoke with the rep, I specifically told him, that before any final decision is made I'd like to make sure that I am contacted of the findings and allowed to provide additional information to help address and fix this issue should the finding be inaccurate or insufficient. Well nothing of such sort happened to no surprise. I received a letter recently stating that the report could not be corrected due to "no errors on the banks part". REALLY?!?! NO ERROR ON BANK'S PART?!?! WHOSE ERROR WAS IT THEN?!?! As I was told by the supervisor of the customer service supervisor (that's 3 levels up from regular customer service rep.) the error was mine. They informed me that I should have made a payment on the bill I received even though I no longer had the ring in my possession and then wait until it gets posted and then request a credit back because I returned the ring and if the credit wasn't issued then I would have needed to call back and ask for it again. Is this a normal way of doing business? Is this how returns are handled as a normal practice? Is it customer's responsibility to make sure that Zales and Citi work out their issues with billing? Now that I talked with Citi again I am being told that I have to go back to the store where I returned my ring at and ask them for a record of when my ring was actually returned. REALLY?!?! I don't remember which store I went to, but Zales does not have that information either. Nor do they want to research themselves when the ring was actually returned, but they definitely know that it wasn't a bank's error.
I will make sure that the people I work with, friends with or talk to are all aware of the horrific business practices of Zales and Citi who ruin people's credit scores and credit bureau information should they decide to return their purchases back to Zales Diamond Jewelry store. However to avoid similar problem that I ran into, I could simply advise them (and all of you) not to do business with Zales Diamond Jewelry or Zales.com so that they would not be disappointed by the conveyer manufacturing of their Diamond Jewelry that has more quite a lot of defects. If that wedding band was actually manufactured from the beginning with no defects all this frustration could have actually been avoided. DO NOT DO BUSINESS WITH ZALES. COM OR ZALES DIMAOND JEWERLY AS THEY WILL RUIN YOUR CREDIT SHOULD YOU DECIDE TO RETURN ANY OF THE ITEMS YOU BUY!!!
TUKWILA, WASHINGTON -- My diamond wedding ring fell off my band after a week that I had taken into the jewlery store for the semi annual inspection. This was February in 2010. They promised me my ring back by the end of March. Well April came around and I called to see if my ring was back in and they told me that we had picked up my ring already which we knew never happened we were in cali the day that the ring was picked up. Then she told me we will figure out who picked up the ring. After a week later and no answers she tells me that they are investigating who picked up the ring so now they will have to order us a new ring. By this point I was pissed off and they were not sympathetic at all. all she could say was sorry we will take care of it. Then another few weeks almost a month went by and they called to pick up my ring. I get there after a 45 min drive and the ring was not the ring we had bought. So again I was pissed again and all they could say sorry..2 weeks went by again and they finally got my ring in. Do you think they had the right diamond for the setting this time? Hell No!!! She tried giving us a lower quality diamond than the one we had bought like we wouldn't notice it. The store manager promised to get us the right diamond after all her sorrys and after the trips I made back and forth. finally 2 weeks later may2010 I got my ring back and all they could say was sorry have a good day!!! I will never ever go to the southcenter zales ever again...and I have no choice but to find a different zales due to my insurance to protect our ring.....Sincerely One pissed off Wife!!!
INDIANAPOLIS, INDIANA -- Zales in Castleton Square Mall has been an unreliable, dishonest, and irresponsible business. I purchased a new movado sports edition watch in 2/05. In 11/2005, I had two problems: 1) the watch stopped working; 2) the metal face was severely scratched despite only occasional weekend use. We took it back to Zales and they sent it to Movado to be repaired. I was told it would be ready by Christmas.
It was not ready by 12/05. I called back in 1/06 and they said it still wasn't ready. I called back in 2/06 with the same story. I called back in 3/06 and found out the store had received it on 12/31/05 but neglected to call me nor look for it the many times I called to check on it before. I WAS WITHOUT MY WATCH FOR 3 MONTHS WITHOUT REASON.
At this time, the watch functioned well, but the face was still scratched. I asked them to buff out the metal face (a common practice), and they said there was a small risk to the lens. I said that was OK. When I received the watch back, they severely DAMAGED the rubber band. THEY FORGOT TO TAKE THE BAND OFF BEFORE BUFFING THE METAL FACE!!! To add further injury, they began to lie, stating that the band could not come off. I SHOWED THEM THE BAND EASILY CAME OFF IN 1 MIN.
Zales in Castleton Sq. Mall claims it is not their responsibility and are not going to reimburse me for the absolutlely ruined movado watch band worth approximately $150.
I am complaining because:
1) They neglected to tell us the watch was repaired for 3 months despite repeated phone calls (too lazy too look? to call?) This is completely IRRESPONSIBLE.
2) They damanged the watch band, something anyone who has ever worked with watches would avoid by taking 30 seconds and removing the band. UNQUALIFIED.
3) They lied about their services to cover their mistake, stating the band does not come off; since when?!. DISHONEST.
4) They refuse to stand behind their mistaken services and replace the damaged product (watch band). UNRELIABLE
The battery finally ran down after a year and a half in my 500.00 Seiko wrist watch. Having owned Seiko's all my life, one usually has to "send it off" to have the manufacturer replace the battery, at a considerable cost of time and money. Allegedly it's to seal the case for diving depths up to 100 meters. I don't scuba dive, so that is not an issue to me. I tried a couple of watch kiosks in the mall, none would attempt a simple battery replacement. I met a nice lady at the Zales who informed me she could easily replace the battery, when I told her I didn't intend to take my watch deeper than a shower. Upon replacing the battery, which took some doing, I said, "so what do I owe you?" "That'll be 19.95!" She must seen the disappointment on my face, seemed a bit high too me. "Tell you what, fill out a credit card application right now, and it'll be free!" Well, I couldn't pass that up, so I did and got my seiko serviced for FREE. Today I got my new Zales credit card in the mail, no yearly fee, no fee of any kind attached, and I promptly cut it up. Thanks Zales, see you again in a couple years!