Insurance Complaint - The Uninsured
I'm a 25 year old, independent, uninsured, full-time college student. My ankle suddenly got swollen a couple years and I thought it would eventually go away; it didn’t. After a few doctor visits, the only answer was the diagnosis of chronic ankle laxity (I have weak ankles). I exercised on a regular basis, and considered myself fairly healthy. I then experienced swelling on my wrist and fingers. I went to my school health center and according to my lab results I have Rheumatoid Arthritis. How did the previous doctors miss that? They suggested I get Medi-Cal to help cover expenses.
I went to CDSS to see if I qualified for Medi-Cal. I was rejected because I didn’t work enough. I’m a full-time student and my grades would falter if I worked any more than I already did. I would however qualify if I was pregnant. How is that fair? I would get help from the state for not knowing how to use birth-control and bringing a child into this world that I knew I couldn’t afford I could quit school and afford medical insurance. However, that’s not an option.
I have to go to a rheumatologist to get and official diagnosis. I have a constant pain in my hand, I can’t move my wrist and it’s hard to get dressed in the mornings. In addition to the swelling, I also have a debilitating pain in the rest of my body incredible fatigue. I’m in limbo, I can’t afford medical help and I’m uninsurable. At the mention of a possible illness, Blue Shield of California quickly rushed me off the phone. They referred me to California Major who offered me a $470/month plan. I’m a college student, where am I supposed to get that kind of money?
There is something seriously wrong with our system. I know I’m not the only one out there with this problem. I need help, I’m at a dead-end. What choice do I have?