United of Omaha Life Insurance Company Complaint - Turned down for von Willenbrand's disease
ST. PAUL, MN -- I was denied coverage for long term health care because I have a genetic minor clotting disorder that is easily remedied with the use of a nasal inhaler--readily accessible through pharmacies for a minimal fee. Really??? They gave up thousands of dollars in premiums (I am 58 yrs. old) because of a small cost of the prescription that isn't needed unless I have invasive surgery?? And I likely won't even need long term care ever or at least for another 25 to 30 years! They did me a favor!
I can't wait for ObamaCare to kick in and pretty soon the insurance companies won't be able to exclude for pre-existing conditions. They'll be out of business when the gov't takes over! The insurance companies are only in business because they're praying you never need insurance, but they play the game using only near perfect health specimens. Just goes to show--DON'T get tested for any genetic conditions--they'll only use it to discriminate against you in the future!!