Yard Card Complaint - Payments
I bought a "O" turn lawn mower at a local dealer in Coxsackie NY in the early spring. They financed it with O% for 3 years through a company named "Yard Card" from Mahway NJ.
I have had nothing but problems with this finance company from the beginning. They don't have an on line payment program, so you have to mail the payments in. The very first payment was late because they didn't get me the paperwork to mail the payment to until it was late. Then right from the start, I was charged a late payment of 39.00 and was probably reported to the credit agency. I mailed the next payment on time, ( a week before it was due ), but they didn't credit my account until it was one day late. Again another late payment charge. To my surprise, the 3rd payment was credited on time, cause I mailed it 2 weeks in advance. Well the last payment I mailed 6 days before it was due still hasn't been credited to the account, making it 8 days late.
This company is no good in my opinion, and I have now read other reviews from customers using this company, and they all feel the same way. If you plan on financing yard equipment in the future, please do yourself a favor, and don't use the company called "Yard Card"
710 Medway Earlton Rd
Earlton, NY 12058