Chase Bank Complaint - Victim of Circumstances
421 N DOUTY HANFORD, CALIFORNIA -- I have been battling Idenity Theft more less since before July 2011, I told Chase Bank about it and said I wouold give them a folder with all information in it so that they be aware of my cercomstances they said ok. Than they said if I opened a new account with them and get new bank numbers that would benefit me for less problems with past desputes I have been battling since 2006! After I opened with new numbers on my account, I was also instructed to always report any desputes I may still be having and to always order a new Visa debit card with fresh number every time I may still be having the problems in my account. After having this newest account for only two to three months I had in the last month or October 2011 only three desputes documtnted on my account and it totaled to an amount of seven dollars only. I also received conformation number on the desputes that everything had been straightened out in my account with chast confriming this. Than a couple of days after they cleared up these unauthorized debits, They told me their Chase Bank took an unaminnus vote among the Chase repersentives and they decided to kick me out of their Bank in reguards to three desputes that totaled up to seven dollars only and were proven to be unauthorized and I have a statement letter saying that too. The Chase Bank that mailed this letter that quoted:We are writing to notify you that we are closing your deposit account(s)in accordance with your Chase deposit agreement terms and conditions.
Important Information:-Your account(s) will be closed 10 business days from the date of this letter. -All funds in this account will be made unavailable for withdrawal and your remaining balance will be refunded to you five business days after the closing date. -Any fees, claims or other amounts owed will be deducted from the balance forward -If your account is overdrawn, Chase may remove funds from any other Chase account on which you are a signer (including joint account(s)to pay all or part of the overdraft.
Here's what you need to do: -Please stopwriting checks or making withdrawals on this account immedately. -Please stop using any ATMDebit card(s) for this account, and destroy the cards.-Cancel any pre-arranged automatic debits or credits for this account. -If your account is overdrawn, please make a deposit of cash or certified funds immediately.
If you have any questions or need futher assistance, please call us at 1-877-691-8086 Option #1 our team can assist you Monday through Sunday, from 7 A.M. - 11 P.M. Eastern Time.
JPMorgan Chase Bank, NA, Member FDIC.
Please note:Based on your account activity and its subsequent closure by Chase, we may elect to report the closure of your account and the reason for closure to ChexSystems and/or Credit Bureaus.
If you are calling from outside of the US, please call 713-427-6380
I received this letter on October 26, 2011? I was told over the telephone by claims department on October 24, 2011 that my account had been blocked because it is being closed I asked why they said it will tell you in a letter you will be receiving and they wouldn't tell me anything at all? Two days later I received that letter, I have called five times asking what happened becaust this letter does not tell me what happened exactly, Than when I call Social Securiy Death Benefits Department to tell them to mail the Benefits Check to my residence Social Security Administration said I was to late in the month to be making any mailing changes because theres a dead line date than no changes can be made so needless to say the Benefits were Electonic Deposited one minite after midnite on Novenber 09,2011 so I called Chase Bank again to let them know and they said they have received nothing? I happen to know that when Chace Bank receives any Electonic Deposits of anyking that it is imeditly documented on their system and it isn't a debit withdrawal so it doesn't need to be held for two business days before posting to an account? So tell me where is the Social Security Adminstration Treasury funds that Chase Bank recived on November 09,2011?????????? I than had the Social Security Treasury Call the Chase Bank Confirming that the Benefits had be Electonic transferred from the Social Security Treasury Department and had been received by JPMorgan
Chase Bank, NA, FDIC Establishment Bank location received in located at
421 N Douty
Hanford, CA 93239
I drove to the Chase Bank to pick up the Benefits and Chase Bank would not give to me. I said than give me my twelve dollars you blocked in my account sixteen days ago? Your letter stated you were going to mail me the rest of my account funds in five business days after the closing of my account you kicked me out of without a reason and I also want my monthly Benefits you received I have bills due today that you are keeping from paying due to your circomstances of as why you closed my account. And now that its been closed for sixteen days already and you are still messing with my and now holding my monthly Benefits. I do not owe you any money and you also haven't given me my funds that were left in the account. So they gave me my twelve dollars so I could have enough gas to get home on and said at 10 A.M. November 10,2011 they would call me and tell me if I could pick up my Benefits funds or not yet?
O. K first-Chase Bank closed my account without telling why?
second- Chase Bank said they would refund my fund that were left in the account in five days "They did not"?
third-Chase Bank Excepted the Electonic Deposit that was sent from the Treasury Office of Social Security Benefits. "Why did the except that Benefits Check sent to me at their Bank when it was Block for everything else"?
forth-Do you think Chase Bank is going to release my account funds that
I asked for while I was at their Bank on November 09,2011 If I had any pending balances? No I Dont Think So!
At least that is what they said in the closing letter and its been sixteen days and they sain in the letter ten business days everything would be completed and released of the closure of my account they voted to close without telling me why or what the reason being in detail, Also I need that reason so that I may file a report on it with the rest of information I have put together for my police report on the Idenity theft that has been exposed on my behalf!! This was instructed by the Federal Trade Commission on the list of instructions they gave me to go by to complete my Idenity Theft Reporting it to the Police to File and than I receive a Case number to provide everybody including Chase Bank that I had told I was going to provide for them on my account problems. Look What They Finished Me With Not only closing my account that I need, but by turning me into ChexSystem and maybe the Credit Bureau too. I didn't need that I was barily trying to establish some good credit for once and now I won't be able to ever have a checking account again thanks to Chase Bank and I'm also one of the victums that Chase Bank Borrowed 200.00 from last year and I kept calling Chase Bank asking them why are you not finding the 200.00 that disapeared out of my accoount for three to four days Than after that it reapeared, I asked Chase Bank where did you fing it? They said we didn't we don't know what happened? Now I'm going to sue Chase Bank I feel like I to stressed out and my blood preasure feels high and I also can't pay bills now and they have been jacked us in dollars so I owe more and now I don't have enough money to ever catch up on being behind on my bills and I sinking fast, and my name is on the black list of ever having another account of any kind or credit.