Citizens Bank Complaint - Bad Banking Is Bad Citizenshi[!
PHILADELPHIA, PENNSYLVANIA -- Citizen Bank Claims that "good banking is good citizenship". Well Citizens Bank is nothing but a wicked and deceptive CROOK hiding behind an UNTRUE Catchy slogan!!!!! It seems as though they came up with a very clever way to INCREASE their fee structure and pray upon the elderly who are the biggest recipients of this HUGE banking SCHEME!!! Letter were sent out to all checking account holders letting them know that OVERDRAFT protection would be AUTOMATICALLY instituted unless you OPTED OUT of this protection. I say that is RIDICULOUS!!!!!!! It should be the other way around. Now we have all these elderly senior citizens living on social security having overdraft protection without understanding what the implications are or some not even knowing at all !!!!! My Mom being one of these unknowing victim keeps on using her debit card thinking there is money in the account. Now she has overdrafted $753 and incurred $500 in FEES !!!! At what point does the bank say....Hey wait a minute, this person lives every month on a mere $1100/month. They are living way beyond there means. We need to cut off the overdraft!!! But no.....They are such GOOD CITIZENS that now they are garnishing her ENTIRE next months social security check to cover all these fees. This leaves her ZERO dollars next month for food and housing!!!!!! Wow!!!! ARE YOU KIDDING??????? This bank is a joke!!!! It appears that from all these BAD reviews that Citizens Bank needs a HUGE CLASS ACTION LAW SUIT against them to see the error of their ways. If I could rate this bank....It would be a ZERO!!!!!, the same amount my MOM has next month for necessities!!!!