Riverchase Kia Informative - $5000 Minimum Trade In Allowance... Joke
PELHAM, ALABAMA -- Don't fall for the Riverchase Kia $5000 minimum trade in unless you are desperate and need a car with no down payment and do not care how much you pay for your car or in payments. All they do is take the MSRP and add $5000 to it. Then take off your "$5000 trade allowance" ie MSRP on Optima is 21900 they will price it to you at 26900 - 5000 trade and they have you paying 21900 the suggested retail. Instead you can go to Honda or Nissan and they start at MSRP and go down plus you get a better car with a higher resell value... Also, they do the bait and switch with the online stuff even on the used. They advertise cars on the site that they no longer have at great prices tell you it is there and when you get there "it just sold" but they of course have a more expensive one just like it.... And financing deals and lease deals like 0 down and 199 a month --- you need spotless perfect 750+ credit otherwise they are going to stick you with a 15-25% loan...
In Alabama Usury Law says 8% is the max you can charge on a secured loan so how can they charge that?
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