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NCO Financial Complaint - Illegal Practices! Lawyers Should See This! - 3M Corporate Credit Card

3M Corporate Credit Card - Complaint
Review by adkane on 2012-01-27
FLORIDA -- To any Lawyer who gives a damn about justice,

My name is Adam Kane and I worked for 3M in St. Paul, Mn. as a Medical Sales representative for over 5 years ending 10/2011. At 3M, we are given a corporate credit card to entertain doctors and hospital staff as well as pay for out of town sales trips and such. This credit card is taken out by 3M and not by me or the individual sales representative I have checked my credit report and there is no trace of this credit card or its history on my report. I currently have about an 800 credit score.

As of a couple weeks ago, this NCO financial has been hounding me about paying the remaining balance on my 3M corporate credit card and saying I have personal liability and that it is on my credit report. They are obviously in cahoots with someone at 3M. I'm not sure where to go from here but this is absolutely ridiculous. This might be a chance to finally rid ourselves and our society of these inept idiots without a conscience. I refuse to back down from these things!

Thanks
Comments:
Posted by madconsumer on 2012-01-27:
there are many many law suits about nco. they are the lowest bill collectors ever. they use scare tatics, drum up old bills and try to collect on them. they even find any working nuumber that used to belong to a bill dodger, and force their crap on un-suspecting people. even when requesting verification of debt, they rarely prove the debts.

never talk with them, send them a certified notice for proof of debt. 99% of the time, they will never send proof.

extremely helpful review!!
Posted by DebtorBasher on 2012-01-27:
Have you checked with 3M about this? What billing address is on the credit card bill...it should be the company's address. I take it they are calling you at home, how did they get your home phone number? If it is not on your credit report and if they don't have your social security number on the bill, I don't see how they would be able to report it against your credit...if anything it should be against 3M's credit.

Send them a letter of cease and desist, certified with return reciept. If this is not your bill and you told them that, they need to stop contacting you. Do not give them any further contact information than they already have. If the continue to contact you after they have the C&D letter, you will have your proof of their violation. If they don't have your SS# DON'T give it to them.
Posted by jktshff1 on 2012-01-27:
If your name is on the card and 3m does not pay, you are liable. It's in the fine print of the contract.

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