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H&R Block Scam me!!!

Emerald Card organize Crime - Complaint
Review by tonygettz on 2012-02-22
Rating: StarEmpty StarEmpty StarEmpty StarEmpty Star
LOS ANGELES, CONNECTICUT -- I got aproved for a $1000 dollar loan, out of that you pay a service charge plus the first installment. I got the Scam Card in DEC 20 2011. I did't try to use it until 2/22/2012 when I was notified that the card is no longer valid that I was suppose to had used it before Feb 15, I'm like WTF!!!

I was never told that!!! Now when I do my taxes I owe H&R Block $115 when I do my taxes. I paid $115 for a 3 month loan for the money I never used!!
Comments:
Posted by Alain on 2012-02-23:
You're right. Using a tax preparation company for loans or credit cards is not a good idea.
Posted by tnchuck100 on 2012-02-23:
People who use these tax refund loans are typically in financial trouble to begin with. This only makes their situation worse. I don't think most are even aware how expensive these "instant refunds" (LOANS) are.

They prey on those who do not understand what is happening.

However in this case I am sure somewhere in the documentation the conditions were given.

REMEMBER:
EDUCATION is what you get when you read the fine print.
EXPERIENCE is what you get when you don't.
Posted by nikalseyn on 2012-02-23:
Bottom line: you snooze, you lose. I suspect your failed to read thru the conditions. Also, never, ever fall prey to these loan scams. If you want your tax refund quickly and cheaply, go online to turbotax.com and prepare and e-file your federal return for free. Why in the world would anyone pay to have a tax return prepared for them??? They are NOT that difficult for almost everyone nowadays.
Posted by Nohandle on 2012-02-23:
Some individuals honestly don't know how to complete the form so they will use a tax service. There is a difference in that and wanting money upfront from the preparer. Many are, as Chuck stated, in financial difficulty but there are always some who want that money right now to go spend on whatever strikes their fancy at the moment. No matter the fee, they want it right then.
Posted by Churro on 2012-02-23:
So true Nohandle. I haven't in the last few years but for many years I volunteered to do taxes for military members and their families. Pretty much all that involved was punching numbers into a software program and in almost every case it was of the 1040EZ complexity.

I'd say well over 90% of the people who use H&R block have the skills to do their own taxes but out of fear or the desire for a rapid refund refuse to do it.

I'd volunteer to do your taxes but I don't have a ten digit calculator. Now buy me something pretty.
Posted by tnchuck100 on 2012-02-23:
Churro, will ya do mine? You will only need to remove your shoes!
Posted by Churro on 2012-02-23:
Chuck, I would but seeing as you're a four star member you deserve only the best. Mario or Lexo which one of you 1040 hotdogs is going to step to the plate on Chuck's tax return.

Posted by DebtorBasher on 2012-02-23:
I forgot which one it is, but one of those tax software like TurboTax and TaxCut is actually an H&R Block product.
Posted by Old Timer on 2012-02-23:
DB, which one is the best one to use?
Posted by DebtorBasher on 2012-02-23:
I liked TurboTax. But last year I used TaxHawk and liked it better than all the others.
Posted by Churro on 2012-02-23:
If I recall correctly TaxHawk was A Churro recommendation.
Posted by DebtorBasher on 2012-02-23:
No, Churro just joined here in May, I had my taxes filed months before that...must have been someone else.
Posted by Churro on 2012-02-23:
I don't much care for it when you tell me 'no', Basher.
Posted by DebtorBasher on 2012-02-23:
You should be used to it by now, Churro.
Posted by lexophiliac on 2012-02-23:
Lol. Chuck wouldn't want me to touch his taxes. My fanciful figuring would garner a nice long vacation in a large institution in a very small room with a lousy view and no room service.
Posted by clutzycook on 2012-02-23:
Sounds like my house, Lol.

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