Cashnetusa.com - If short on cash and are desperate, this is the online loan that is helpful.
Sometimes when life throws us lemons and we need a loan, we have to find the right sources. This is informative to online loans in general and a compliment to cashnetusa.com. I have had to take some loans out with them and they have been very helpful. The loan comes in a day after (usually), that I apply. Its quick, and easy and they are legit. They have never (in the 2 years that I have been with them), tried to take any of my money out unwillingly. They have not once called me and demanded that I owe money like some online loans have (i always pay off my loans when due, you can extend a loan up to 4 times but that costs a lot beware). They only take the payment that is due. Plus, they will work with you if for some reason your check comes a few days late.
Here is a horror story about online loans though that people need to be careful of: Once my mom decided to get a online loan with another website (not cashnetusa.com), they decided to take 160 dollars of her money from her checking account and not give her a loan at all. My mom had to lock her bank account. There are a ton of websites like that. So be careful if you are looking for online loans.
However, I can honestly say that cashnetusa.com is the only online loan I trust and will ever use. I have done a few loans with them and am pleased. Yes, the rate is high. Yes, it costs a lot to pay back. But if you need money for an emergency, then this site is the place to go. I don't remember what site my mom went to but I'm sure it was one of the first sites she found searching for loans, not realizing what she was going for.
Note: I have been reading around to see if anyone has had any bad experience with cashnetusa.com, and it seems some people have used the cashnetusa.com name to try and scam people but that is not their website doing it. It seems once you go into an online loan, it can be risky depending which one you go to because hackers can get your info and start scam calling you. However, with cashnetusa, I have NEVER had a fake call, never had fake mail saying I owe a loan when I don't and they have live customer service that will help you with any questions you may have. With 2 years of experience with them, I can honestly say that this is the only place I will take a loan at if I have to. Note: I would not recommend taking a loan unless you have an emergency or know you can pay back the loan. If you miss a payment with cashnetusa.com, like all loans, your interest will go up. So do not take a loan if you do not feel you can pay it back. I have never missed a payment with them, so I have had no problems.