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Hartford Financial Services Informative - BAD FAITH/BREECH OF CONTRACT/RIPOFF - INSURANCE

INSURANCE
Review by HARTFORDFIRECLAIM on 2005-10-16
PRESCOTT, ARIZONA -- HARTFORD INSURANCE REFUSES TO PAY THE CLAIM OF A FAMILY WHO SUFFERED A TOTAL FIRE LOSS IN 7/05. HARTFORD INVESTIGATORS DETERMINED THE CAUSE OF THE FIRE AND HIRED ATTORNEYS TO SUBROGATE THE CLAIM. MEANWHILE HARTFORD REFUSES TO PAY THE FAMILY WHO SUFFEED THE FIRE, REFUSED TO PAY THEIR TEMPORARY LIVING EXPENSES INCLUDES LEASE WHICH CAUSED THE FAMILY TO LOSE THEIR TEMP HOME FORCING THEM OUT ON THE STREET FOR THE SECOND TIME SINCE THE FIRE.

SINCE 10/5/05 THE FAMILY HAS BE WITHOUT A HOME/ADDRESS, AND HARTFORD EVEN AFTER NUMEROUS CALLS TO CEO RAMANI AYER, HIS ASSISTANT SHARON, AND GENERAL ADJUSTOR DOROTHY PAWLOSKI AND HARTFORDS ATTORNEY MICHAEL LUDWIG REFUSE TO PROVIDE THE FAMILY HOUSING DESPITE A POLICY WHICH COVERS SUCH COSTS.

HARTFORD HAS ACTED IN BAD FAITH, HAS BREECHED THE CONTRACT THEY ACCEPTED WITH THE FAMILY, AND THERE "exists no reason to deny said claim and the claim is not attributable to any need to investigate". THEREFORE HARTFORD HAS NO LEGAL OR ETHICAL REASON TO REFUSE TO PROCESS THE VICTIMS CLAIM.

HARTFORD HAS ACTED WITH MALIOUS INTENT BY REFUSING TO PAY THE VICTIMS CLAIMS, WHEN THERE EXISTS NO REASON TO DENY THE CLAIM AND THE CLAIM IS NOT ATTRIBUTABLE TO ANY NEED TO INVESTIGATE.

LAWYERS TAKE NOTICE; THIS IS A PATTERN OF BEHAVIOR RIPE FOR CLASS ACTION STATUS NOT WITHSTANDING ACTIONS IN MISSISSIPPI, AND LOUISIANA.
Comments:
Posted by KenPC on 2005-10-16:
If Hartford determined the cause of the fire, then refused to pay, it sounds like there is more to this story than you are letting on. Seems to me the primary reason for denying a fire claim is arson. Considering the thousands of claims they do pay every year, why are they singling you out for abuse?

What's the rest of the story?
Posted by miantani75 on 2005-10-16:
2 thing:

1: TURN OFF YOUR CAPS LOCK KEYS. IT'S VERY ANNOYING & IS THE EQUIVALENT OF YELLING. WOULD YOU WANT TO HELP SOMEONE WHO YELLS ARE YOU? WOULD YOU????

2. I agree with Ken, I think that you are only telling your side of the story.
Posted by UrFriendlyPirate on 2005-10-16:
Yeah, I gotta agree too.
Posted by Slimjim on 2005-10-17:
Why discuss class actions? Unless they won't pay for a reason you know is valid after all, you(or whoever) should already have, or at least be aquiring, legal representation for yourself regarding this claim. Get a lawyer right now.
Posted by buffbill on 2009-10-20:
i have hartford short and long term disabilty theu have stopped paying my clain since Sept.6,2009 due too the fact that one of my MD'S failed tp file a report on me.So hartford refuses to pay me a, I find this breach of services THEY ARE A TERRIBLE INSURANCE COMPANY WHEN YOU NEED THE MONEY THE THEY REFUSE TO PAY, SEVERAL OTHER PEOPLE AND MYSELF MAY FILE A JOINT LAWSUIT. WILLIAM E. WHALEN

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