After Netspend, I have no need for Banks
Netspend Debit Card
HOUSTON, TEXAS -- I have had Netspend Debit Cards for close to four years now. Since that time I have eliminated the need for Commercial Bank Checking Accounts and the onerous fees they charge. I spend five dollars a month because I am an elite customer because of Direct Deposit. I have NEVER had a problem with the card for service. I travel internationally for my job, and let me say this...I have used the cards in ATMs in places that do not even show up on the map, and I have NEVER, EVER had a problem.
When a fraudulent merchant double swiped my card and tried to run up additional charges, I was immediately alerted by text message so that the card could be secured. And get this...they advanced me the money in question until they could get it back. There is never a mistake, and I do not pay Netspend for withdrawals, only the ATM company, and if I am at the Supermarket, I don't even have to pay that charge, as I can get cashback for free. Do not listen to those who bad mouth this card. Its safe, cheaper than Commercial Banks, and have great customer service. End of Story.