Medco Good for Employers Bad for Employees and Families
Insurance for Medications - Complaint
LEESBURG, VIRGINIA -- First I have to say thank God I am not the only one having trouble with this company.
My wife works for Inova Health systems which is a Hospital here in VA. They used to offer Aetna coverage for prescription drugs and it was not bad. Over a year ago they decided to go with this 3rd party medication company, I did not think much of it till recently my wife was told that she was only to have 3 prescription refills with a discout which we only would pay between $15.00 to $30.00. Now they said her prescription will be $90+ dallars for a 2 week suply. This was for only 1 prescription for 1/2 the month.
My family of 4 takes about 5 different prescription medications which the same rule applies. Now imagine paying $90 x 5 = $450.00 + $90.00 for the remaining 2 week supply for my wife equals to a grand total $540 every month. Now multipy by 12 and this equals to $6480.00 per year on prescription medication.
Now they said they would offer a discount if we order thru the mail which would give us a discount of 20% of the $540 which will give you a total savings of $108. That would make my new monthly amount to $432.00.
Before all this folishness started I only paid a total $75 and $85 monthly.
Now lets do the math
Usual prescription payment copay was $85.00 per month which equals to $1020.00 per year
Now, I have to pay after 3 refills a total $432 per month which equal to about $3888 + $85.00 1st month + 85.00 2nd month + 85.00 3rd month = $4143.00 per year.
Between my wife and I we cannot afford to pay this amount, but what can we do?