Avoid Comerica

Banking - Complaint
Review by taylrgrindle on 2012-06-26
Rating: StarEmpty StarEmpty StarEmpty StarEmpty Star
ALL OF THEM, MICHIGAN -- Do not use Comerica bank for anything, they are not worthy of your trust. I am a student, I opened an account as a student because I was "told" it was a free account, but its only free provided you use it all the time. Let your money sit around at all and they start whittling with bullcrap fees. Now I only had $50 in the account, but after a couple months I was sent a notice that my account was now over $50 in the negative.

My "free" status apparently expired at the end of the year, so every month they were charging me 10 in inactivity fees and another 10 for being under a minimum balance. Now it wasn't enough for these shysters to just empty my account, they overdrew my account with their bs fees then started adding on overdraft charges. I complained and they reversed some of the charges, put my account back to 35 cents in the positive. A relatively cheap lesson, $50 to learn that Comerica is not worthy of any of my business for the rest of my life. I hope it was worth it for them....
Comments:3 Replies - Latest reply on 2012-06-26
Posted by Susan on 2012-06-26:
Did the account holder agreement you signed when you opened the account say that it was free of fees under all circumstances?
Posted by T on 2012-06-26:
Take this as a learning experience to check your statements and balances on a regular basis. I recently had an unknown "feature" on one of my accounts kick in, and paid $10 as a result. Fortunately I discovered it in time to prevent it from happening the following month.
Posted by Kevin on 2012-06-26:
IT'S UNFORTUNATE that a lot of companies put in that legal mumbo-jumbo page with text so small you can barely read it. I think all of us, at one time, were taken advantage of by some (if I can use your word) Shyster company that whittled away one way or another.. it's annoying. Most recently DirecTV with me and some bogus protection contract clause. Luckily I too caught it early. So yes, check statements frequently!

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