Travelers Insurance - Cancelled Our Coverage!
Auto and Homeowners Insurance - Complaint
KNOXVILLE, TENNESSEE -- My wife and I had bundled auto (2 cars) and homeowners insurance with Travelers in Knoxville for ten years. We have never made a claim or missed a payment. Neither one of us has even had a traffic ticket in longer than that.
We moved to a new house and gave Travelers our new information. Somehow they failed to activate the homeowners policy, so we were unknowingly uninsured for five months. They never attempted to contact me, and it was sheer dumb luck that I called about something else and found out.
Recently I got a traffic citation, and Travelers cancelled my auto insurance. "It's our policy not to insure anyone with a citation in the last five years" an underwriter told me. "We'll be happy to give you a quote in five years." Unbelieveable! I asked if my wife's auto coverage would remain intact, and I was assured by two different representatives at different times that she was covered. Then they send me a large bill for changes to the homeowners policy... when I called they told me it was because our bundle had changed.
Screw that! I switched everything over to the new insurer that had my auto coverage. In doing so, my premiums dropped $1,200 a year!
When the new coverage was in effect, I phoned Travelers to cancel the remaining policies... and was told that we had no auto policy, that they had cancelled my wife's insurance for MY traffic incident in MY car. I was never informed of that either by word or in writing. So she was without auto insurance for two and a half months. Although it's all in the past now, it still makes me livid to think how Travelers lied, cheated, and abused myself and who knows how many other customers.