American Express - TRANSFER YOUR MILES IN CASE YOU NEED TO PAY LATE
AMEX CREDIT CARD - Complaint
I have about 3/4 million miles in my Amex account, which took me 10 years to accumulate. I always pay my account balance in full after each billing cycle, but when I was a month late recently, Amex would not release my hard earned miles. I argued that I earned these miles and that they should be mine regardless of what else happens, but they would not relent. So, if you have Amex points, convert them while you can.
Whenever I use the Amex card in business, people sometimes will ask "don't you have a different card"? Well, for the last year I have used my Capital One card together with the Amex. I get 2 points(miles) for every dollar spent, twice as much as Amex will pay and when it comes time to book a flight with air miles(points)I get a choice of about 6 major airlines. They have no blackout dates, all taxes and fees are included in the pay by points. Delta flights booked with Amex points by comparison, cost about 40% more and do not include taxes and fees. Thought you should know these facts. Now you may choose which card to use.