AAA Insurance - Insurance Affiliates

Home Owners and Car Insurance

Review by rschafer on 2012-07-12

Rating:

MADERA, CALIFORNIA -- I've been trying to get a claim resolved with American Modern Insurance for water damage back in February. I purchased this insurance through AAA, which is affiliated with American Modern for mobile home insurance, maybe broker is a better word. Anyway, I found American Modern very hard to deal with and wanted to caution others about buying insurance through AAA. Be sure you know what company you will actually be insured and dealing with in the event of a problem.

Madera Ca has to be one the worst cities in California for unisured motorists, being in two accidents in the 20 years, both times rearended at traffic lights in Madera. Once by an unisured, unlicensed driver and the second recently by a hit and run driver.

From what I gathered from my conversation with the police officer, it's a pretty common occurrence that either one or more of the parties involved, doesn't have a drivers license, insurance or both. I didn't know was that since I didn't get the license number of the vehicle that hit and run my truck, that AAA would not waive my $500 deductible under my unisured motorist policy. Something to consider when choosing your deductible. Hoping 2013 is a better year.