Kaiseer permanente - Priced out of My Health Care
health Insurance - Complaint
FRESNO, CALIFORNIA -- I have been a Kaiser Permanente member since 1996. I have been pretty happy with the care provided but my share of cost has increased from $68.00 per month in 2005 to $663.00 per month in 2011. Unfortunately I work for county government and my pay has decreased 9% while my insurance has risen 500%. My employer is still paying the same amount now as in 2002 which is over and above the $663.00 that is deducted from my paycheck monthly.
My complaint is that if I continue to pay these premiums I will lose my house. Therefore I am forced to enroll in the less expensive Blue Cross HMO and so far I have been unsuccessful finding a doctor to accept my daughter and myself.
Kaiser made $5.7 billion in profit between 2009 and 2011 yet the premiums are devastating. Many of my coworkers have left Kaiser for the same reason as I am. Premiums to high for the working poor. I have spent thousands of dollars for my Kaiser coverage and have little to show for it. To put this in prespective, I make $36K a year and spend $8,216 out of pocket for Kaiser coverage. That number DOES NOT include copays for prescriptions and doctor visits, which have cost in excess of $1000 so far this year (Aug 2012). Two years ago I wrote to the corporate office in Oakland, CA and received and form letter in reply. If I was indigent I could have Kaiser virtually free. But alas, I work. And because I work my premiums are raised to cover the cost of those of us unwilling or unable to work. Somehow as I struggle to keep my family afloat it strikes me as unfair.