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Progressive - Premium tripled with 1 week notice due to their error!

Motorcycle - Complaint
Review by jposner42 on 2012-10-26
Rating: StarStarEmpty StarEmpty StarEmpty Star
BROOKLYN, NEW YORK -- Been with Progressive for a year and a half since getting my motorcycle. Growing up on Long Island and living/working in NYC area I have a bike for recreational use to ride with friends and family on Long Island that have bikes. As such I keep my bike on LI. All was fine until one day their system screwed up and changed my garaging zip code from LI to my new city address, tripled my premium, and said payment was due in a week, and that I had not responded to a previous request for proof of garaging address. First I never received such letter, second are they crazy with 1 week notice on such a change! And third, it was their mistake. My garaging address never changed! When I explained that while I moved in the city area my garaging has not changed and is still on LI and that is what I reported, they told me they would take care of it. Then they told me they couldn't. Then they apologized and said they fixed it and I have no change in premium. Then they wrote back demanding proof that I live or pay bills at my garaging address when they already know it is garaged at a friend's place (or at my parents place) on Long Island and that I don't pay bills there! Worst experience ever!! I supposed if I get a boat and keep it in a friend's backyard they would charge me as if I kept it in the East River or the Hudson!
Comments:
Posted by spiderman2 on 2012-10-27:
I think your problem is that you have no proof that you keep the motorcycle somewhere other than where you live and you have no proof that it is there. If you paid rent for the garage and had a receipt for the rent that might help your case out but most auto insurance is calculated on your physical address.
Posted by Matt Berkebill on 2012-12-20:
It's a Progressive problem. I had a very similar nightmarish experience with those crooks.

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