Juniper Bank Informative - Credit Card Company practices
CONWAT, ARKANSAS -- My son signed up for a $250 limit Apple-Juniper Bank credit card to build his credit. When he exceeded the limit, a $39 monthly fee kicked in ... and when he paid late, another $39 a month fee kicked in ... as well as a 28% monthly interest rate. Within a few months, he was over $700 in the hole.
Their website phone number isn't operative.
They don't answer emails.
They ignore their own "dispute forms".
I finally gave up trying to reach them and paid the bill direct from my personal checking account ... "in full".
Two months later, I get a call from my son that they are again charging a late fee and an interest fee because the payment made did not account for some in-process finance charges.
Still can't reach them.
I would recommend avoiding anything to do with the Juniper Bank.