Target - Red card

Posted by Twinkie Godess on 2012-12-08:

Your driver's license doesn't have a your credit history on it. They need your SSN to run a credit report. This is standard with any store credit card.

Posted by Anonymous on 2012-12-08:

If you want to borrow their money, you have to agree to their terms and conditions. This is standard with any credit card.

Posted by clutzycook on 2012-12-08:

They have to know your yearly earnings too. They're not going to give a $20000 limit to someone who makes $15000/yr

Posted by Anonymous on 2012-12-08:

They also have one for checking accounts which you can earn reward and 5 percent on each purchase.

Posted by Mary Halperin on 2012-12-08:

You can register for a Debit Target Card which doesn't require you to apply for a credit card to obtain the 5% discount.

Posted by At Your Service on 2012-12-09:

No. You're drivers licence doesn't provide all the information needed.

As all others have pointed out, any time you apply for a line of credit, the lender can make such a requirement. It's common place and is one of the reasons why it's important to maintain good credit ratings.

Posted by TheCreditCrusader on 2012-12-14:

Just be thankful you didn't end up with a Red Card. Notoriously poor customer service (off-shore CSR's), frequent errors on charges and credits, and interest rates in excess of 20% APR. Just for fun, call Target HQ and ask them who really owns Target Red Card. The answer may suprise you.

Posted by Dissappointed customer on 2012-12-18:

Do you really want to give Target that much information and access to your Debit card for 5% OFF??? BUYER BEWARE

Posted by Targetisntsobad on 2013-01-01:

Read the terms of service. The GOVERNMENT requires that info don't blame Target for something they have no control over.