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Loandepot.com - Money Taken and Wasted My Time
Complaint
Review by deepsea355 on 2012-12-13
Rating: 
FOOTHILL RANCH, CALIFORNIA -- I paid to lock my rate for refinancing my home ,after emails and paperwork being sent back and forth for months, I was told my paperwork was ready to be finalized .
A day after I was informed that everything was ready for closing, I then receive an email stating my loan status is closed, upon calling the person doing my paperwork (chris)"I took too long" and that I had to pay another fee to restart the paperwork .I was never given warning a deadline date and the person handling my paperwork was not even aware of it, otherwise he would have never told me the day before that they we ready to finalized .
I ask to speak to a supervisor and I was ignored.
I have 760 credit score and steady income if I had a problem with being a poor candidate I would understand, but I didn't get my loan due to the person handling my paperwork, its obvious he didn't keep up with my paperwork .
I had my credit marked by loandepot and wasted 6 months .
Thank you
A day after I was informed that everything was ready for closing, I then receive an email stating my loan status is closed, upon calling the person doing my paperwork (chris)"I took too long" and that I had to pay another fee to restart the paperwork .I was never given warning a deadline date and the person handling my paperwork was not even aware of it, otherwise he would have never told me the day before that they we ready to finalized .
I ask to speak to a supervisor and I was ignored.
I have 760 credit score and steady income if I had a problem with being a poor candidate I would understand, but I didn't get my loan due to the person handling my paperwork, its obvious he didn't keep up with my paperwork .
I had my credit marked by loandepot and wasted 6 months .
Thank you
Comments:
Posted by At Your Service on 2012-12-13:
If it were me, I would request a copy of the signed paperwork which showed you were given the deadline.
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