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Geico - Fraud
2005 Toyota Corolla - Complaint
Review by live3let on 2013-01-10
Rating: 
LA MESA,CA, CALIFORNIA -- On 1-2-13 I had picked my girlfriend up from a Crisis House. A couple blocks from our destination we were hit dead on by a Geico Insured driver as he ran a red light. My car was totaled and had to be towed. At the scene of the accident not only did the driver admit fault but they promised their insurance would cover all the costs and repairs and even encouraged me to ask for a rental. The next day the driver now claims he passed the light through a yellow. I wonder how that is possible when I had a solid green arrow. The Geico Agent working on my claim wrongly and confusingly questioned my passenger that has a history of mental health issues. The Geico Agent then began to use false statements from the driver and insured, twist my passengers and my statements and use all the hearsay in the investigation as just cause to fraudulently deny fault for the accident. There was no proper investigation done. I know that because if there had been, the truth would have been found. I believe Geico insurance has made a terrible name for themselves by allowing their agents to make such bogus decisions along with the nasty way the agent treated my passenger and myself. Because of this I had to hire an attorney to fight for me. I am 23 and I go to school fulltime. This accident not only took me out of school for over a week but totaled my car and left me stranded in the city of the accident. I have never experienced such bad service in my life and I am determined to show the truth of how these people operate their fraudulent business. Thank you for reading.
Comments:
Posted by Skye on 2013-01-10:
You need a lawyer to fight this battle for you.
Posted by Obsfucation on 2013-01-10:
Were the police called to the scene of the accident?
Posted by clutzycook on 2013-01-10:
I'm with Obs; was there a police report? Also, have you gotten your insurance involved?
Posted by Bill on 2013-01-10:
Whenever you're involved in an accident however minor call the police. If you're in the right it's the only way to protect yourself. If there's any witnesses get their names and addresses also.
Posted by trmn8r on 2013-01-11:
There is some information missing here. First and foremost, if so much damage occurred that your car was totalled it seems like the law should require the police to be involved.
If you don't have a police report, I don't know what to say - it's easy to imagine most any insurance company might give you a hard time and question fault. This kind of accident isn't as black and white as it may seem - a (impartial) witness might be critical.
You would also be well advised to have your insurance company interact with Geico on your behalf, if you haven't already.
If you don't have a police report, I don't know what to say - it's easy to imagine most any insurance company might give you a hard time and question fault. This kind of accident isn't as black and white as it may seem - a (impartial) witness might be critical.
You would also be well advised to have your insurance company interact with Geico on your behalf, if you haven't already.
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