BillMeLater - No paper bill till after two months - However they are happy to slap you with late charges.
$70/- worth of items bought on Ebay. I usually use Paypal - however for some reason - eBay/Paypal was pushing me to use BillMeLater. I did buy one another item before using BillMeLater - but had scheduled payment immediately.
This time I forgot - my mistake - but they never sent me any paper bills till after two months - when the $70 item became $134.
$4 in interest charges + $25 first month late fee + $35 second month late fee.
I paid them in full and called them to waive at least one month's late fee. No. They cannot do anything.
So don't use these guys.