Chase Manhattan Bank - Ever Dance with the Devil in the Pale Moon Light
Freedom Visa Card - Compliment
ANYTOWN USA -- Do you ever wake up in the morning thinking I should post a positive Chase review on the internet? Probably not if you're a moral person on the fast track to heaven living a life of good values and concern for your fellow man. Well my friends that's not me and indeed I'm writing a glowing Chase review.
In Nov 2011 Chase said they'd pay me to get a Chase Freedom Visa card. An offer from Chase how can I lose. So I took the bait.
JUST THE FACTS
$150 cash back when you spend $500 in your first 3 months from account open.
$15,000 initial credit limit
0% APR on purchases and transfers for 15 months
12.99% APR after 15 months
5% cash back on up to $1,500 spent in bonus categories each quarter
1% cash back on all other purchases
No Annual Fee
Standard Signature Visa perks
Cash back received Nov 2011 Thur Jan 2013: $1023.65
Average monthly Float: $8,353.12
Finance Charges: 0
Online Banking: B+
Customer Service: A+
Ease of Cash Back Redemption: A+
Overall Satisfaction: A+
Jan 2012: Recieved $100 to open a Chase Checking Account
Mar 2012: Cordinated my Trip to Germany with Chase. They provided me documentation and worked with a rental car company which allowed me to avoid mandatory rental car insurance. A savings of about 300 bucks. The Chase Rep cordinated with Chase security so that my Chase Freedom card worked in Europe without a hiccup.
I could not be happier with my Chase experience which is surprising given that Chase is a soulless mega corporate bank hellbent on enslaving mankind to international bankers. I gotta admit though Chase taught me a little bit about myself. Indeed I will dance with the devil if price is right and eh sadly that price really isn't that much. Moving on... I have to commend the Chase CSRs. Always pleasant, knowledgeable, helpful and they speak the English good.
My plan back in Nov 2011 was the same plan I always have for any come on offers from a credit card issuer. Exploit the heck out of the freebies and then dump the card after the introductory offers so that in a year or so I will be considered a bribe-worthy NEW customer again. Not this time. I'm keeping my Chase Freedom card. Yeah, I was that impressed.
If you're looking for a good solid Visa card I say give Chase a chance. You'll be glad you did.