Blue Cross-Blue Shield - Threatened With Collections Over $1.59 That I Didn't Owe
Health Insurance - Complaint
EAGAN, MINNESOTA -- I canceled my husband's BC-BS FEP family plan after he died in April because I had other health insurance and our daughter was aging out of BC-BS. Although his got canceled, mine didn't and my pharmacist billed BC-BS. Eventually it did get canceled back to April. Then an overpayment bill from BC-BS for $3.84 for the pills was sent to my late husband, so I sent them the amount.
I should have paid had the other insurance company been billed minus the 96 cents I had already paid, thinking that since it wasn't my fault. I shouldn't have to pay a slimy insurance company one cent extra and told them so. Then the third notice came. I called and explained again and this time was told that after the fourth notice I would be taken to collections for $1.59. What kind of bully insurance company wastes more than the bill is worth to force someone who didn't cause the problem to pay more than they should pay just so they can get $1.59?
I considered letting them take me to collections and then, I suppose, to small claims court, but then my credit rating would be totally ruined, so I gave up and paid because they have the power to push people around with their threats to ruin your credit. And we have no power at all but to complain online, but what good is that going to do if all the insurance companies are bad? And if you file an appeal with BC-BS MN, you must enclose $25 as part of your appeal, as if I will ever give them another penny.