Bank of America - Charge Off - No One Notified Me!
FIA Card Services Credit Card - Complaint
DOVER, DELAWARE -- I opened a credit card account with Nations Bank in 1988. Nations Bank was bought by Bank of America sometime in the next 10 years after that. I used my credit card for a few years, always paying at least the minimum payment and then I voluntarily closed it in the early 2000's. Since that time I have been paying down the balance until it got down to $409. Now, after I pulled my credit report, it shows up as a Charge Off and they never notified me!! It's not like they couldn't find me, because I have had the same address and phone number for over 12 years. They took two payments from me under false pretenses (by not telling me it was Charged Off when I initiated the calls) and now won't zero it out or take it off my credit report. Bank of America credit cards services suck!! Don't open a new credit card with them. They received our tax money for the Bailout and treat us like crap!!
Even their employees admit that they didn't get a raise or good health insurance as part of the Bailout - only the fat cat CEO's profited from our tax payer bailout.