Beware of Travelers' Home Insurance; False Advertising
Home Insurance via GEICO - Complaint
WASHINGTON, DC, DISTRICT OF COLUMBIA -- I was very happy for nearly 10 years with my State Farm Home Insurance. But, before renewing my insurance I decided to call around. I called GEICO, my car insurance, to see if they had a better deal and they did via Travelers. I signed up and they said that they needed to come out an inspect to make sure that I did indeed have 2 separate utility meters because I have a 2-family historic Victorian row house.
Well, today, after the inspection, I got a letter in the mail saying that because I had a tar and gravel roof and my cast iron front stairs had some damage I would need to replace/repair these in the next 65 days or else they would jack up my premiums.
I had no idea that they were looking for this (and the inspector never went on top of my roof) or that the price could change if they found things they considered problems.
I've already called State Farm to see if I can come back.
BEWARE of home Travelers' inspectors who say they are coming to inspect one thing and then inspect something you have no idea about that could cost you thousands of dollars to change or elevated premiums.